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People On The Street Talking About P2P Lending

Filmed at Zopa's 8th birthday party, Zopa customers talk about why they save and lend with Zopa and what it means to them. (Not sure about P2P lending?
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interesting short video about people makng money on p2p.

 

 

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P2P and Social Lending: Global Trends
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Financial Institutions Not Prepared For Digital Future

Financial Institutions Not Prepared For Digital Future | P2P and Social Lending: Global Trends | Scoop.it
Financial Institutions Not Prepared For Digital Future The Financial Brand “In fact, while lower acquisition costs and lower distribution costs are key metrics for neo-banks and P2P lenders, their ability to generate business purely through digital...
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Online P2P lending: A £1.5bn industry democratising finance

Online P2P lending: A £1.5bn industry democratising finance | P2P and Social Lending: Global Trends | Scoop.it
Samir Desai, CEO of Funding Circle discusses why the online peer-to-peer lending industry is expected to grow to more than £1.5 trillion by 2025.
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Credit Card Debt Could be Halved by P2P Lending

Credit Card Debt Could be Halved by P2P Lending | P2P and Social Lending: Global Trends | Scoop.it
Credit Card Debt Could be Halved by Peer to Peer Lending
Crowdfund Insider
Now with a growing number of peer to peer lending platforms seeking to capitalize on this market inefficiency, consumers finally have some relief at hand.
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Tim Simon, CEO of Madiston LendLoanInvest, Talks Future of Peer to Peer

Tim Simon, CEO of Madiston LendLoanInvest, Talks Future of Peer to Peer | P2P and Social Lending: Global Trends | Scoop.it
Crowdfund Insider
Tim Simon, CEO of Madiston LendLoanInvest, Talks Future of Peer to Peer ...
Crowdfund Insider
FCA Regulation is giving the industry credibility and attracting more attention to P2P lending companies, all for the right reasons.
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Regulator reveals thoughts on China’s P2P lending platforms

Regulator reveals thoughts on China’s P2P lending platforms | P2P and Social Lending: Global Trends | Scoop.it
Regulator reveals thoughts on #China’s P2P lending platforms http://t.co/F1Yicxa8Y5 #Legal http://t.co/toChf9rSTK
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RateSetter launches first UK P2P portal for advisers

RateSetter launches first UK P2P portal for advisers | P2P and Social Lending: Global Trends | Scoop.it
RateSetter launches first UK peer-to-peer portal for advisers AngelNews (press release) (subscription) New bespoke portal to empower IFAs on P2P · RateSetter risk-rated similar to cash by FE, the leading provider of investment analysis and research...
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Funding Circle Grabs $65 M

Funding Circle Grabs $65 M | P2P and Social Lending: Global Trends | Scoop.it
PYMNTS.com
Funding Circle Grabs $65 M
PYMNTS.com
UK-based small business P2P lending platform Funding Circle is $65M richer and planning to use that money to expand more aggressively into the US market.
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Startup Faircent Wants to Democratize P2P Lending

Startup Faircent Wants to Democratize P2P Lending | P2P and Social Lending: Global Trends | Scoop.it
Faircent is a P2P lending website whis building an online marketplace where lenders and borrowers aggregate to lend and borrower through a dynamic price discovery mechanism. (I hope they're forced to shut!
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P2P Crowdfunding with Poor Credit

P2P Crowdfunding with Poor Credit | P2P and Social Lending: Global Trends | Scoop.it
P2P crowdfunding portals can take risks banks cannot. Their rules are less stringent and all overhead costs are kept to a minimum.

Via Aaron Djekic
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Aaron Djekic's curator insight, July 19, 1:47 PM

For traditional loans, applicants need a credit score above 700 to be eligible for approval. Although numerous options exist for those denied by the banks, debt crowdfunding has emerged as a popular and viable choice for those in need of personal and professional financing. This is because leading peer-to-peering lenders like Prosper advertise rates for scores below 640; even those in poorer conditions can find opportunities to request a loan.

P2P crowdfunding portals can take risks banks cannot. Their rules are less stringent and all overhead costs are kept to a minimum. Since platforms operate solely online, such services can also pull third-party information to form fuller borrow profiles. The fact that loans rest on the shoulders of multiple investor spreads the risk as well, a factor contributing to bigger loans. Above all else, debt crowdfunding investors are more inclined to consider a borrower’s backstory in the lending decision.

- See more at: http://www.crowdclan.com/p2p-crowdfunding-poor-credit/#sthash.Qb5izen3.dpuf

For traditional loans, applicants need a credit score above 700 to be eligible for approval. Although numerous options exist for those denied by the banks, debt crowdfunding has emerged as a popular and viable choice for those in need of personal and professional financing. This is because leading peer-to-peering lenders like Prosper advertise rates for scores below 640; even those in poorer conditions can find opportunities to request a loan.

P2P crowdfunding portals can take risks banks cannot. Their rules are less stringent and all overhead costs are kept to a minimum. Since platforms operate solely online, such services can also pull third-party information to form fuller borrow profiles. The fact that loans rest on the shoulders of multiple investor spreads the risk as well, a factor contributing to bigger loans. Above all else, debt crowdfunding investors are more inclined to consider a borrower’s backstory in the lending decision.

- See more at: http://www.crowdclan.com/p2p-crowdfunding-poor-credit/#sthash.Qb5izen3.dpuf
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3 Tips for Low, Middle & High Net Worth
 Peer-to-Peer (P2P) Investors

3 Tips for Low, Middle & High Net Worth
 Peer-to-Peer (P2P) Investors | P2P and Social Lending: Global Trends | Scoop.it
3 Tips for Low, Middle & High Net Worth
 Peer-to-Peer (P2P) Investors   After the economy crashed in December 2007, nascent online peer-to-peer (P2P) lending platforms quickly grew.
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Guide to P2P Lending - Infographic - Prime

Guide to P2P Lending - Infographic - Prime | P2P and Social Lending: Global Trends | Scoop.it
  Share this P2P Lending infographic on your own site!
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China’s P2P Lending Turnover Hits US$13B in 2014 H1

China’s P2P Lending Turnover Hits US$13B in 2014 H1 | P2P and Social Lending: Global Trends | Scoop.it
The turnover of Chinese P2P lending industry reached 81.8 billion yuan (around US$13 billion) in the...
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US Banking Falling Behind P2P and B2B 'Crowdfunded' Banking

US Banking Falling Behind P2P and B2B 'Crowdfunded' Banking | P2P and Social Lending: Global Trends | Scoop.it
Breitbart News US Banking Falling Behind P2P and B2B 'Crowdfunded' Banking Breitbart News Alternative lending strategies are generally referred to as peer-to-peer (P2P) lenders or the “crowdfunders;” these online lenders include names like Lending...
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Gareth Vaughan says P2P lending is an exciting financial services ...

P2P lending suffers from the same risks associated with any other credit provision institution, which include: identity theft, money laundering, terrorism financing, consumer privacy, and data protection violations.
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Funding small business through P2P lending-

Funding small business through peer-to-peer lending- Finance & Accounting, Lending Club CEO Renaud Laplanche on the growth of peer-to-peer lending for consum...
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P2P lenders install investor speed bumps

P2P lenders install investor speed bumps | P2P and Social Lending: Global Trends | Scoop.it
The biggest peer-to-peer lenders have been forced to slow down sophisticated investors from snapping up the most attractive loans. The FT reports. (#P2P lending - Individuals vs Big investors - how is the industry responding ?
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Guide to P2P Lending - Infographic

Guide to P2P Lending - Infographic | P2P and Social Lending: Global Trends | Scoop.it
  Share this P2P Lending infographic on your own site! Click to highlight, then copy the embed code- (RT @jounihintikka: Guide to P2P Lending - Infographic.
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International P2P Lending Services – Loan Volumes June 2014

International P2P Lending Services – Loan Volumes June 2014 | P2P and Social Lending: Global Trends | Scoop.it
International #P2PLending platforms' June loan volumes via @wiseclerk http://t.co/NC9T5eoOpq (http://t.co/VmzBRrw3YG)
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Top Facts About US P2P Lending

Top Facts About US P2P Lending | P2P and Social Lending: Global Trends | Scoop.it
Top Facts About US Peer to Peer Lending - Peer to Peer Lending (P2P) is a growing phenomenon in both the US a... http://t.co/jCoyQZNWHQ
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Loan Ranger Receives Strategic Investment from Liberum

Loan Ranger Receives Strategic Investment from Liberum | P2P and Social Lending: Global Trends | Scoop.it
Crowdfund Insider Loan Ranger Receives Strategic Investment from Liberum Crowdfund Insider Liberum was instrumental in the development of P2P Global Investments, the first UK-listed company dedicated to investing in loans originated by leading...
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Conference Agenda | P2P Lending + Investing

Conference Agenda | P2P Lending + Investing | P2P and Social Lending: Global Trends | Scoop.it
Save the Date! P2P: Lending & Investing will be October 6-7, 2014 at the Sheraton New York Times Square Hotel in New York, NY.
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My Returns at Lending Club & Prosper for 2014Q2 – 11.95% ROI

My Returns at Lending Club & Prosper for 2014Q2 – 11.95% ROI | P2P and Social Lending: Global Trends | Scoop.it
Each quarter I put my money where my mouth is and post the current state of my personal peer to peer lending investments.
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RateSetter becomes first P2P lender to be risk rated.

RateSetter becomes first P2P lender to be risk rated. | P2P and Social Lending: Global Trends | Scoop.it
RateSetter becomes first P2P lender to be risk rated..
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International P2P Lending Services - Loan Volumes June 2014

International P2P Lending Services - Loan Volumes June 2014 | P2P and Social Lending: Global Trends | Scoop.it
International P2P Lending Services - Loan Volumes June 2014
P2P-Banking.com
June was another strong month for p2p lending services. Especially Prosper, Assetz Capital, Folk2Folk and Wellesley did grow their volume substantially.
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Many Chinese P2P lenders expected to close

Many Chinese P2P lenders expected to close | P2P and Social Lending: Global Trends | Scoop.it
Many Chinese P2P companies expected to face closure: expert http://t.co/l9n7w6Tucv WCTB
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