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P2P and Social Lending: Global Trends
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Would you believe global P2P lending platform?

Would you believe global P2P lending platform? | P2P and Social Lending: Global Trends | Scoop.it
Y Combinator nonprofit launches the first global P2P lending platform
Sacramento Bee
MOUNTAIN VIEW, Calif., Feb.
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Great insights: Loan Amount on Prosper

Great insights: Loan Amount on Prosper | P2P and Social Lending: Global Trends | Scoop.it
In 2013, 33,912 loans were originated through Prosper, resulting in a total of $357MM lent to borrowers. This equates to an average loan size of $10,540. However, as with most statistics, the simple average is only the tip of ...
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Invest Like a P2P Millionaire

Invest Like a P2P Millionaire | P2P and Social Lending: Global Trends | Scoop.it
Have you ever wondered how millionaires use P2P loans to increase cash flow in their investments? This interview with Brendan Ross explains!
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Can you believe 10 to 20% of the Market

Can you believe 10 to 20% of the Market | P2P and Social Lending: Global Trends | Scoop.it
The big question with every big idea is, how big can it become? Samir Desai thinks he has the answer for Funding Circle, the peer-to-peer lender that is trebling its loan volumes to small business every year.
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How to Maximize P2P Returns

How to Maximize P2P  Returns | P2P and Social Lending: Global Trends | Scoop.it
This is part 3 of a series of guest posts from New Jersey Guy who is an active member on the LendAcademy Forum.  He is located in New Jersey as his name suggests so he is not currently able to invest in notes directly through Lending Club.
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How to Rate the Risks of P2P Loans

How to Rate the Risks of P2P Loans | P2P and Social Lending: Global Trends | Scoop.it
How to Rate the Risks of Peer-to-Peer Lending, the Newest Bubble (interesting article on @pbs on evaluating p2p lending risks: http://t.co/jW44iNz5Ra. highly recommend it before you start investing...
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The World's Largest P2P Lending Company That You Have Never ...

The World's Largest P2P Lending Company That You Have Never ... | P2P and Social Lending: Global Trends | Scoop.it
Caixin Online cited one report that says that 55 percent of their surveyed respondents (most of whom were p2p investors) said that they invested more than half of their money into p2p loans, while 34 percent say that p2p ...
P2P Consultants's insight:

 The general consensus is that there are more than 2,000 p2p lending companies in China (see here and here) and they are categorized as part of the Chinese shadow banking economy, which is estimated to be 22 trillion yuan or $3.6 trillion US dollars according to Credit Suisse. According to Caixin Online, which cites a report published by the People’s Bank of China (China’s equivalent of the Federal Reserve), the Chinese p2p lending market is worth 60 billion yuan, which is the equivalent of $9.8 billion US dollars! If you drill down further, the research firm Celent Research, recently published a report that estimates that the online p2p market originated $940m in 2012 and is expected to grow to $7.8 billion by 2015.

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Wellesley & Co enters P2P

Wellesley & Co enters P2P | P2P and Social Lending: Global Trends | Scoop.it
Wellesley & Co enters P2P space
Mortgage Introducer
Wellesley & Co currently provides loans of up to £1m secured on UK property, and hopes to increase its loan sizes as the P2P platform grows.
P2P Consultants's insight:

We spotted a gap within the market which to date has not been addressed. We are bringing to the market for the first time an asset backed model where the operator is taking a stake in every loan.

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New P2P Firm: Daric

New P2P Firm: Daric | P2P and Social Lending: Global Trends | Scoop.it
Interview with Greg Ryan, CEO of Daric
P2P-Banking.com
Is P2P Lending a threat to banks?
P2P Consultants's insight:

At Daric, our vision is to provide a platform to serve people that have capital and people that need it in an efficient, friendly, and easy to use way. We believe that being a Silicon Valley based internet platform, we can leverage new technologies to increase transparency in the financial system, use algorithms and automation to help both lenders and borrowers make better financial decisions, and increase access to capital for the community as a whole.

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Fidor Bank expands into Russia

Fidor Bank expands into Russia | P2P and Social Lending: Global Trends | Scoop.it
Fidor Bank expands into Russia Finextra Munich-based Fidor has established a reputation in European banking circles as a disruptive innovator, utilising a full range of social media, crowdfunding and P2P lending techniques and digital currency...
P2P Consultants's insight:

Munich-based Fidor has established a reputation in European banking circles as a disruptive innovator, utilising a full range of social media, crowdfunding and P2P lending techniques and digital currency services to build its business.

Founded in 2009 in the middle of the financial crisis, Fidor has built an online banking community with about 160,000 users, with deposits of €78.1m and lending of €63.9m at the end of December 2011.

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Symfonie Lending Fund P2P Portfolio

Fund summary and latest portfolio statistics for Symfonie Lending Fund, LP a fund focused on P2P loans selected for high income and principal stability.

P2P Consultants's insight:

Good example of a professionally managed P2P.

 

This approach is solid and recommended for retirement investing

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P2P Lending Loan Volumes in August 2013

P2P Lending Loan Volumes in August 2013 | P2P and Social Lending: Global Trends | Scoop.it
P2P Lending Loan Volumes in August 2013
P2P-Banking.com
P2P Lending volumes have grown again in August. I do monitor development of p2p lending figures for many markets.
P2P Consultants's insight:

Nice table of p2p growth by lender globally

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The Hottest New Investing Trend: P2P

The Hottest New Investing Trend: P2P | P2P and Social Lending: Global Trends | Scoop.it
There was a void in consumer financing and peer to peer lending helped fill that void. We help explain why Lending Club and Prosper are sweeping the nation.
P2P Consultants's insight:

Explosive growth in p2p

 

The two biggest players in game, Lending Club and Prosper saw 195% growth over the year ending in June 30, generating more than $1.5 billion in loans.


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P2P Global Volumes of the Big Players

P2P Global Volumes of the Big Players | P2P and Social Lending: Global Trends | Scoop.it
International P2P Lending Services - Loan Volumes January 2014
P2P-Banking.com
The CEO Martijn van Schelven told P2P-Banking.com, that Geldvoorelkaar was checked and approved by the Dutch Central Bank (DNB).
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Individual UK Savings Accounts May Soon Include P2P Assets

Individual UK Savings Accounts May Soon Include P2P Assets | P2P and Social Lending: Global Trends | Scoop.it
Individual Savings Accounts May Soon Include P2P Assets Crowdfund Insider Apparently in a meeting held this week between Peer-toPeer (P2P) lenders, ISA industry participants and the UK Treasury each constituency is looking to move forward to allow...
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Start-ups challenge big banks' technology

Start-ups challenge big banks' technology | P2P and Social Lending: Global Trends | Scoop.it
Big banks beware - innovative technology challengers are coming to eat your lunch. (#tech driving "disruptive innovation" for P2P lending & banking @Zopa @FundingCircle.
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Robert McKenzie's curator insight, January 28, 2014 4:47 AM

Agility, analytics, innovation....get on it, before a more agile competitor takes your customers

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World’s largest P2P loan !

World’s largest P2P loan ! | P2P and Social Lending: Global Trends | Scoop.it
P2P lending starting to make a difference to UK SME lending. http://t.co/MdySsgTkY0
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3 More P2P Guys: Spain, Israel and Hong Kong

RT @sdjohns: More New P2P Lending Services http://t.co/MalaZ0Dy9M via @netvibes
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Lending Club Tops $3 Billion Mark for Personal Loans Originated : WOW

Lending Club Tops $3 Billion Mark for Personal Loans Originated : WOW | P2P and Social Lending: Global Trends | Scoop.it
Lending Club Tops $3 Billion Mark for Personal Loans Originated - Finovate http://t.co/y3XM2dQEji #P2PLending #fintech
P2P Consultants's insight:

This morning, we learn that Lending Club has reached $3 billion in personal loans originated, with $2 billion of that amount generated in 2013 alone.

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Daric, A New P2P Lending Platform

Daric, A New P2P Lending Platform | P2P and Social Lending: Global Trends | Scoop.it

“Daric, a new peer to peer lending platform, will launch next week as a place for individuals and small businesses to obtain loans, and a place for lenders..”

P2P Consultants's insight:

The company was co-founded by Greg Ryan, Vasant Ramachandran, and Cooper Dawson. Dawson notes that Daric hopes to differentiate itself with a great user experience, as other financial services companies haven't focused on design much. 

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Biggest P2P Market: China

Biggest P2P Market: China | P2P and Social Lending: Global Trends | Scoop.it
WantChinaTimes
Supervision urged for risky P2P lending in China
WantChinaTimes
Chinese experts have called for better supervision of the booming online finance industry as bankrupt peer-to-peer lending firms have put investors' money at risk.
P2P Consultants's insight:

There were about 400 peer-to-peer lending companies in China at the end of 2012 with a yearly turnover of more than 20 billion yuan (US$3.26 billion). The number of those companies is expected to exceed 800 with a yearly turnover of 100 billion yuan (US$16.4 billion) by the end of 2013,

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FINANCIAL TIMES: The return of the banks

FINANCIAL TIMES: The return of the banks | P2P and Social Lending: Global Trends | Scoop.it
FINANCIAL TIMES: The return of the banks
BDlive
While Orwell was satirising Soviet communism, it is tempting to see parallels between his fable and the growth of peer-to-peer (P2P) lending in the post-crisis world.
P2P Consultants's insight:

The benefits for P2P platform owners are evident. With their revenues linked to volumes, institutional money speeds their growth without the inconvenience of marketing to individuals.

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China: Biggest P2P market in the world

China: Biggest P2P market in the world | P2P and Social Lending: Global Trends | Scoop.it
The Future of P2P Lending in China, a new report from Celent finds that the peer to peer lending market in China has grown from $30m in 2009 to $940 (P2P lending on the increase in China http://t.co/TrHOU0Pfi3)...
P2P Consultants's insight:

The Future of P2P Lending in China, a new report from Celent finds that the peer to peer lending market in China has grown from $30m in 2009 to $940m in 2012, and will reach $7.8bn in 2015.

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Risks to P2P?

Risks to P2P? | P2P and Social Lending: Global Trends | Scoop.it
Peer to Peer Lending Risks - What are they? At p2p lending review, I only have experience of lending through Zopa and Funding Circle, and this.
P2P Consultants's insight:

Some new p2p firms listed here:

 

Newcomer peer to peer money lending sites included Zidisha (also based in the USA), which is one of the most exciting peer to peer financing initiatives founded in 2009. Zidisha provides micro financing for small businesses in developing countries and links borrowers and lenders across international borders. Peerform provides small loans up to $5000 and San Francisco based Blackhawk Investments match borrowers with investors for mortgage loans that banks turn down: Blackhawk personal loans are secured loans – secured on real estate.

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Lending Club and Prosper Review: Video Update

Lending Club and Prosper Review:  Video Update | P2P and Social Lending: Global Trends | Scoop.it
We continue to be happy with our Lending Club ( affiliate link ) and Prosper ( affiliate link ) lo... (Lending Club and Prosper review. Stop by for our video update!
P2P Consultants's insight:

Effective way to learn p2p lending. 

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