P2P Lending 101
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BlueBay Raises 800 Million Euros for Europe Direct Lending Fund - Bloomberg

BlueBay Raises 800 Million Euros for Europe Direct Lending Fund - Bloomberg | P2P Lending 101 | Scoop.it
BlueBay Raises 800 Million Euros for Europe Direct Lending Fund
Bloomberg
The BlueBay Direct Lending Fund had a final closing exceeding the original target to raise 500 million euros, according to an e-mailed statement.
Yvan De Munck's insight:

One of many initiatives in the alt finance space, and more than welcome in light of the continued long term issues in Europe re. access to finance for SME's. These and other P2P or direct lending solutions are a blessing, will mushroom to scale, and will change the landscape dramatically.

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P2P Consultants's curator insight, June 5, 2013 6:29 AM

 

Because p2p lending, in general, relies on individual investors its scale is far behind the growth of direct lending funds which get money from pension funds. However, both direct lending and p2p reflect the movement away from traditional banks in Europe. However, with regulation and further exposure of p2p lending and growth of sound web based platforms, you could see significant growth of p2p lending. As shown in another post that growth could be USD $ 18 billion in today terms

 

“The growth in direct lending funds is providing a real financing alternative to companies and private-equity firms in an environment of continued retrenchment by banks from mid-market lending and we are seeing a large number of exciting investment opportunities,” Anthony Fobel, partner and head of private lending at London-based BlueBay, said in the statement.

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SME’s turn to Peer to Peer Lending In Britain. Is America next? - P2P Lending News

SME’s turn to Peer to Peer Lending In Britain. Is America next? - P2P Lending News | P2P Lending 101 | Scoop.it
SME’s turn to Peer to Peer Lending In Britain. Is America next? http://t.co/YAIRKEfMMQ
Yvan De Munck's insight:

Consumer are onboarding massively, so will the SME sector soon follow suit ? Stay tuned.

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P2P Consultants's curator insight, May 29, 2013 3:44 AM

Recent study by a company Nesta has 3 key conclusions.

 

What is interesting is that businesses that use sme lending will nto return to traditional banking. This sort of reception will drive global uptake of sme p2p lending with the US beginning the next big play

 

The UK has the potential to raise over £1.2 billion in financing

 

Three quarters of lenders expect to increase their lending in P2P this year

 

The majority of small businesses that have been funded through P2P say the will not go back to traditional banking

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'The banks said no to my loan, but cutting out the middle-man means my chocolate factory can grow': How lend-to-save is filling the void

'The banks said no to my loan, but cutting out the middle-man means my chocolate factory can grow': How lend-to-save is filling the void | P2P Lending 101 | Scoop.it
Small and medium-sized businesses in Britain looking to grow are still being turned down for vital lending, despite the launch of the Funding for Lending scheme last August, damning statistics show.
Yvan De Munck's insight:

Lend-to-save is increasingly becoming the more common name in the UK for peer-to-peer lending. I kind of like it. How about you ?

 

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Kiplinger’s: Earn 6 percent to 8 percent on your money Or 10% to 12% On P2P lending

Kiplinger’s: Earn 6 percent to 8 percent on your money Or 10% to 12% On P2P lending | P2P Lending 101 | Scoop.it
To earn a 6 percent yield in a world where safe investments pay 1 percent or less requires accepting significant risk.

Via P2P Consultants
Yvan De Munck's insight:

P2P Lending is still "way out there" for most observers, and that's not a bad thing at this time. As the industry continues to scale, there will be ample time to come back to the asset class and get involved. It'll be waiting for an "aha" moment for things to really pick up in earnest, most likely at the time of the IPO of LendingClub. 

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P2P Consultants's curator insight, May 27, 2013 7:34 PM

The article say in first sentence:

 

“To earn a 6 percent yield in a world where safe investments pay 1 percent or less requires accepting significant risk”

 

So True

 

Then goes on to say:

 

“Many of today’s best bets for high yield — master limited partnerships, mortgage-owning real estate investment trusts and business development companies — trade on exchanges like stocks, putting you in the often gut-churning position of watching their share prices whip around like a roller coaster."

 

The focus on the article is master limited partnerships which is a great idea for superior income. Listed are some big names offering master limited partnerships. 

 

But you always need to compare options, For superior income, a well diversified p2p loan portfolio using large lending platforms can offer 10% to 12% but risks probably lower than master limited partnerships.

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Online peer-to-peer lender to refund savers if borrowers default | Reuters

LONDON (Reuters) - An online service that enables savers to earn interest by loaning money to other members of the public is introducing a back-up fund to reimburse loans made from Tuesday onwards if borrowers (Online peer-to-peer lender to refund...
Yvan De Munck's insight:

Zopa going the extra mile with an interesting twist via its back-up fund. 

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