Our guest today, Victor Ricciardi, BBA, MBA, APC is an Assistant Professor of Financial Management at Goucher College in Baltimore, Maryland. The questions we will be discussing today are: What is Standard (Traditional) Finance?What is Modern Portfolio Theory? What is Behavioral Finance? What type of decision maker are you? What is the Psychology of Risk (Risk Perception)? What is the inverse relationship between perceived risk and expected return? What are the main topics that influence an investor’s perception and decision-making process (Heuristics, Overconfidence, Loss Aversion, Control Bias, Representativeness, Anchoring, Familiarity Bias, Worry, Gut Feelings)? What role did the “2008 Financial Crisis” have on risk-taking behavior?