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Tampa Ranked The 2nd Best U.S. City to Own Investment Property

Tampa Ranked The 2nd Best U.S. City to Own Investment Property | Mortgage Broker | Scoop.it
Tampa homebuyers and Realtors alike are financially affected by the health of the overall real estate market. So homeowners, as well as real estate professionals, should take notice to the news that GObankingrates.com ranked Tampa the 2nd best city in the U.S. to own investment property in 2016. Survey Criteria In September of 2016, GOBankingRates.com released its ranking for the best and worst cities to own investment property. Four main factors were considered by GOBankingRates.com when http://www.marimarkmortgage.com/blog/buying-a-home/tampa-fl-homes/tampa-ranked-2nd-best-u-s-city-investment-property
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Mortgages in Abington Township, Pennsylvania

Mortgages in Abington Township, Pennsylvania | Mortgage Broker | Scoop.it
Abington Township is one of the most sought-after real estate markets in Pennsylvania. It’s a quiet, residential area in Montgomery County with around 56,000 residents just north of Philadelphia, offering a historic setting with tree-lined streets, spacious backyards, and great schools. So here is a closer look at real estate in the township, and tips to get a mortgage in Abington Township, Pennsylvania. Abington Township Real Estate According to the latest data from Zillow, the median h http://www.marimarkmortgage.com/pennsylvania-mortgages/abington-township-pa/mortgages-abington-township-pennsylvania
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Mortgages in the Tampa Community of Egypt Lake-Leto

Mortgages in the Tampa Community of Egypt Lake-Leto | Mortgage Broker | Scoop.it
Egypt Lake-Leto is a Tampa community located just north of the Tampa International Airport, offering some of the best real estate deals in Hillsborough Country. As this community gains in popularity, increasing numbers of people want to learn more about its real estate market, and how to get a mortgage in Egypt Lake-Leto, Florida. Egypt Lake-Leto Real Estate Market If there is one single metric that helps explain why the real estate market in Egypt Lake-Leto is so hot, it’s the median home p http://www.marimarkmortgage.com/florida-mortgages/egypt-lake-leto-fl/mortgages-tampa-community-egypt-lake-leto
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Mortgages for High Net Worth Borrowers - You Must Show an Income

Mortgages for High Net Worth Borrowers - You Must Show an Income | Mortgage Broker | Scoop.it
High net worth borrowers who buy a home and finance it with a mortgage may think their assets are sufficient to qualify for the loan. However, they must show an income stream to qualify for the mortgage. The income stream can come from the borrower's assets, and there are specific stipulations regarding the income stream. In this video, Mary talks about the process of getting a mortgage as a high net worth borrower, especially for those borrowers who are retired. Video http://www.marimarkmortgage.com/videos/mortgages/mortgages-high-net-worth-borrowers-must-show-income
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Citrus Park, Florida Mortgages

Citrus Park, Florida Mortgages | Mortgage Broker | Scoop.it
For a long time now, Tampa has been one of the hottest real estate markets in the country, with some of the best homes on the market.  So if you are looking for a superb community in the Tampa Metropolitan area, with all of the charm of a small town and all of the opportunities of a cosmopolitan city like Tampa, Citrus Park may be the perfect city for you. So here’s a little more information about this Tampa area gem, as well as a look at the real estate market, and a few tips to get a mo http://www.marimarkmortgage.com/florida-mortgages/citrus-park-fl/citrus-park-florida-mortgages
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Advantages of Buying a Home with a Renovation Mortgage

Advantages of Buying a Home with a Renovation Mortgage | Mortgage Broker | Scoop.it
There are numerous advantages to buying a home with a renovation mortgage. Homebuyers can purchase a property that needs renovation, and add funds for the renovation to the mortgage. One of the biggest advantages of a renovation loan is that it allows homebuyers to purchase the home with a mortgage, and do the renovation after closing. There are many undesirable alternatives to renovation loans, which you will better understand as Mary talk about this type of mortgage in the http://www.marimarkmortgage.com/videos/mortgages/advantages-buying-home-renovation-mortgage
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Cash-out Refinance Mortgages

Cash-out Refinance Mortgages | Mortgage Broker | Scoop.it
If you’re thinking about refinancing your home, you have several options. You can choose to pay off the original loan and replace it with a new one, refinance up to 125% of the value of your home through the Home Affordable Refinance Program (HARP), or get cash out of your home with a cash-out refinance mortgage. What is a cash-out refinance mortgage? There are numerous reasons to refinance your mortgage. You may want to reduce your interest rate and lower the monthly payment, reduce the n http://www.marimarkmortgage.com/blog/refinance/cash-refinance-mortgages
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How to Select a Tampa Mortgage Broker

How to Select a Tampa Mortgage Broker | Mortgage Broker | Scoop.it
Homebuyers in Tampa can benefit from using a Tampa mortgage broker to finance a home purchase, just as homeowners can benefit from using a local mortgage broker to refinancing an existing mortgage. Though online licensed lenders have the ability to process mortgages in Florida, they may not have a local office or personally know the Realtors and title company working to help you purchase or finance a home. They may not know anything about your city, and may not know anything about you, http://www.marimarkmortgage.com/videos/florida-mortgage/tampa-fl-mortgages/select-tampa-mortgage-broker
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Affordable Merit Rate Mortgages

Affordable Merit Rate Mortgages | Mortgage Broker | Scoop.it
A poor credit rating is perhaps the biggest obstacle to getting a mortgage to purchase a new home.  And even if a homebuyer with a low FICO score qualifies for a home loan, the mortgage has a higher interest rate. Thankfully, Freddie Mac offers Affordable Merit Rate Mortgages. Affordable Merit Rate Mortgages give homebuyers with a low credit score the chance to qualify for a home loan, while also earning the right to pay a lower interest rate. Affordable Merit Rate Mortgages The A http://www.marimarkmortgage.com/blog/mortgage/affordable-merit-rate-mortgage
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Realtor.com Featured Mary Catchur March 11, 2016 in an Article About Massive Mistakes People Make When They Move

Realtor.com Featured Mary Catchur March 11, 2016 in an Article About Massive Mistakes People Make When They Move | Mortgage Broker | Scoop.it
Mary Catchur and Marimark Mortgage were featured in a Realtor.com article on March 11, 2016 about 7 Massive Mistakes People Make When They Move. Mary's contribution relates to the 3rd mistake in the article: Muddling a mortgage on a new home. Mary's advice in the article is homebuyers who are moving should be careful to structure employment agreements so that they do not interfere with buying a new home. Specifically, be aware that some lenders will require proof that all the http://www.marimarkmortgage.com/featured-in/realtor-com-featured-mary-catchur-march-11-2016-in-an-article-about-massive-mistakes-people-make-when-they-move
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Mortgages in Scranton, Pennsylvania

Mortgages in Scranton, Pennsylvania | Mortgage Broker | Scoop.it
Scranton, Pennsylvania is the sixth largest city in the state, with a population of 76,089 people.  It’s comprised of six sections: Downtown, South Side, West Side, Minooka, East Scranton which is also called the Hill Section, and North Scranton.  Each of these regions offers their own charm when searching for a new home. Two major attractions in Scranton are the sports teams and rich history.  Hockey, baseball, soccer, and basketball teams are located in the city, and there are a vari http://www.marimarkmortgage.com/pennsylvania-mortgages/scranton-pa/mortgages-in-scranton-pennsylvania
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Changing Jobs While Getting a Mortgage

Changing Jobs While Getting a Mortgage | Mortgage Broker | Scoop.it
There are a lot of things to watch out for when getting a mortgage, including making a job change. In this video, Mary gives you a good idea of what is possible when getting a job offer, as you go through the mortgage process. And, she gives suggestions about the type of job changes that aren’t feasible until your mortgage is complete. Most importantly, discuss job changes with your lender to get a good idea of what is possible before you make any changes. Video Transcript I'm Mary C http://www.marimarkmortgage.com/videos/mortgages/changing-jobs-while-getting-a-mortgage
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Mortgages in Waverly, Pennsylvania

Mortgages in Waverly, Pennsylvania | Mortgage Broker | Scoop.it
Waverly, Pennsylvania is the epitome of a sublime place to call home, with luxurious homes, a small town feel, and proximity to the Scranton and other nearby towns. Waverly changed its name in 2010 from Abington, because of confusion with Abington Township, Pennsylvania. So if you are researching this community, be aware of the confusion you might run into with the name. But the history of Waverly remains intact, which is one of the reasons people are drawn to this township that was http://www.marimarkmortgage.com/pennsylvania-mortgages/waverly-pa/mortgages-waverly-pennsylvania
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How Much Can You Afford to Pay for a Home?

How Much Can You Afford to Pay for a Home? | Mortgage Broker | Scoop.it
Answering the question, "How much home I can afford?" is not easy, because the answer varies from person to person. So in this video, Mary Catchur gives an overview of what you should consider when determining how much to spend for a home. She explains the debt-to-income ratio in easy to understand terms, and also talks about feeling comfortable with your monthly mortgage payment. Video Video Transcript Hello, I'm Mary Catchur. I'm the owner of Marimark Mortgage. One of the http://www.marimarkmortgage.com/videos/buying-a-home-videos/how-much-afford-pay-home
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North Port, Florida Mortgages

North Port, Florida Mortgages | Mortgage Broker | Scoop.it
North Port, Florida is located south of Sarasota, along the I-75 corridor on Florida’s Gulf Coast. Real estate in North Point is priced well below the state median, and the area is an exciting place to buy a home.  So here is a closer look at real estate in the city, and tips to get a mortgage in North Point, Florida. North Point Real Estate Currently, the median home value in North Port is $174,400, compared to the national median of $189,400 and the Florida state median of  $19 http://www.marimarkmortgage.com/florida-mortgages/north-port-fl/north-port-florida-mortgages
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Dade City, Florida Mortgages

Dade City, Florida Mortgages | Mortgage Broker | Scoop.it
Dade City, Florida is a unique and wonderful place to live. Its beautiful local architecture and slower pace of life is all within driving distance of metro Tampa Bay, and world-class Gulf Coast beaches. Dade City also features attractive real estate prices, along with recent growth in property values. So here’s a closer look at this historic city’s real estate market, and tips to get a mortgage in Dade City, Florida. Dade City Real Estate When reviewing the median home price in Dade C http://www.marimarkmortgage.com/florida-mortgages/dade-city-fl/dade-city-florida-mortgages
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Homebuyer's Earnest Money Deposit Must Be From an Allowable Source

Homebuyer's Earnest Money Deposit Must Be From an Allowable Source | Mortgage Broker | Scoop.it
The earnest money deposit is very important to a real estate transaction. This is the money a homebuyer pays to the seller when making an offer, to show that the offer is serious. The earnest money can be a few hundred dollars, but is often times 1-2% of the purchase price. If this video, Mary tells her listeners about the earnest money deposit, and about the sources this money can come from. Just like the money paid for the mortgage deposit and closing costs, the earnest money must come http://www.marimarkmortgage.com/videos/buying-a-home-videos/homebuyers-earnest-money-deposit-allowable-source
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Why did my neighbor get a better mortgage rate?

Why did my neighbor get a better mortgage rate? | Mortgage Broker | Scoop.it
There are numerous reasons some people get a better mortgage rate, including their credit score. Other factors that can impact the mortgage rate you'll receive include the loan-to-value (LTV), type of property you are purchasing, use of property, type of loan, term of the loan, timing of the quote, and the fees associated with the rate. In this video, Mary explains these differences, so you understand the determining factors in the mortgage rate you'll get on a mortgage, and ho http://www.marimarkmortgage.com/?p=6135
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Conventional 1% Down Payment Mortgage - The Lender Contributes 2%

Conventional 1% Down Payment Mortgage - The Lender Contributes 2% | Mortgage Broker | Scoop.it
It's not always easy to find a low down payment mortgage, especially if you would like to avoid the high cost of mortgage insurance (MI). But now, qualified borrowers can get a conventional mortgage with a 1% down payment. This is possible because the lender contributes another 2% for the down payment, making a total down payment of 3%. Since the homebuyer has 3% equity in the home, the property can be financed with a conventional mortgage, with the possibility of avoiding http://www.marimarkmortgage.com/blog/mortgage/conventional-1-percent-down-payment-mortgage-lender-contributes-2-percent
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Low Down Payment Mortgage Options

Low Down Payment Mortgage Options | Mortgage Broker | Scoop.it
There are several low down payment mortgage options that benefit homebuyers, as well as homeowners who refinance their home. In this video, Mary Catchur reviews several of these low down payment home loans products, and announces a new Freddie Mac program that allow for a 1% down payment. Mary discusses FHA, Conventional, USDA, and VA mortgage products, while talking about some of the qualifications for these mortgages. Video Transcript is Below Hello. I'm Mary Catchur, I'm the owner http://www.marimarkmortgage.com/videos/florida-mortgage/tampa-fl-mortgages/low-down-payment-mortgage-options
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Tampa Mortgage Brokers - Selecting a Tampa Mortgage Broker

Tampa Mortgage Brokers - Selecting a Tampa Mortgage Broker | Mortgage Broker | Scoop.it
Tampa homebuyers and homeowners rely on the services of a Tampa mortgage broker to get a mortgage to finance their home. Borrowers who get a mortgage that best suits their needs can save thousands of dollars a year over other options. So in this article, we want to give you important information about choosing a mortgage broker in Tampa, which also applies to brokers in whatever city you may live. Benefits of a Mortgage Broker A reputable mortgage broker works with homebuyers and http://www.marimarkmortgage.com/florida-mortgages/tampa-fl/tampa-mortgage-brokers-salecting-tampa-mortgage-broker
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Affordable Merit Rate Mortgages

Affordable Merit Rate Mortgages | Mortgage Broker | Scoop.it
A poor credit rating is perhaps the biggest obstacle to getting a mortgage to purchase a new home.  And even if a homebuyer with a low FICO score qualifies for a home loan, the mortgage has a higher interest rate. Thankfully, Freddie Mac offers Affordable Merit Rate Mortgages. Affordable Merit Rate Mortgages give homebuyers with a low credit score the chance to qualify for a home loan, while also earning the right to pay a lower interest rate. Affordable Merit Rate Mortgages The A http://www.marimarkmortgage.com/blog/mortgage/affordable-merit-rate-mortgages
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Neighborhood News Featured Marimark Mortgage

Neighborhood News Featured Marimark Mortgage | Mortgage Broker | Scoop.it
Neighborhood News is a local publication covering New Tampa and Wesley Chapel, Florida that featured Marimark Mortgage in April of 2013. The article quotes Judy Curry, a Realtor with RE/MAX Premier Group in Wesley Chapel, who kindly says that “Mary is very efficient,” speaking of Mary Catchur, owner of Marimark Mortgage. Curry also tells Neighborhood News that she regularly refers clients to Marimark Mortgage, and notes that approximately 95 percent of her clients choose Mary as their mor http://www.marimarkmortgage.com/featured-in/neighborhood-news-featured-marimark-mortgage
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Get Pre-Qualified For A Mortgage Before Shopping For A Home

Get Pre-Qualified For A Mortgage Before Shopping For A Home | Mortgage Broker | Scoop.it
One of the most important things a homebuyer can do is get pre-qualified before shopping for a home. In a report by the U.S. Department of Housing and Urban Development, there is a list of 9 steps to buying a home. The first 4 steps relate to becoming pre-qualified, during which you learn about all these things: Figure out how much you can afford. Know your rights. Shop for a loan. Learn about homebuying programs. It is not till the 5th step that homebuyers should start http://www.marimarkmortgage.com/videos/pre-qualify-mortgage/get-pre-qualified-mortgage-shopping-home
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4 Things Every Borrower Should Understand About Mortgage Math

4 Things Every Borrower Should Understand About Mortgage Math | Mortgage Broker | Scoop.it
There are several mathematical formulas borrowers should understand when applying for a mortgage, to help them get the best possible mortgage with the lowest mortgage interest rate. So, here are 4 important things every borrower should understand about mortgage math. #1 Loan-To-Value Ratio (LTV) The loan-to-value ratio is the loan amount divided by the value of the property being purchased or refinanced. So, if you are buying a $100,000 home with a 20% down payment  ($20,000), you http://www.marimarkmortgage.com/blog/mortgage/4-things-every-borrower-understand-mortgage-math
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