No one can predict weather. Hence, if you live in storm prone regions in the United States, it is advisable that you take up a storm insurance. When you are purchasing storm insurance, ensure that it is covering roof insurance in it. Roof is one of the most damaged parts in a house when hit by a storm. Therefore, once the storm is over, go out and check your roof for any damages. Take photographs and make a note of the damages caused to the roof. These will be needed when you contact your insurance agent to get the claim from the insurance company.