Money, Debt and Society
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Money, Debt and Society
How money can be a social link ?
Curated by David Vallat
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Following the Bitcoin trail

Following the Bitcoin trail | Money, Debt and Society | Scoop.it
ONE of the advantages of Bitcoin—a cryptographic currency popular on the internet—is its anonymity. That means that, although it has plenty of legitimate uses,...
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6 New Bitcoin Educational Resources

6 New Bitcoin Educational Resources | Money, Debt and Society | Scoop.it
In the fast-moving Bitcoin world, it's critical to stay up to date with the latest in educational resources and new media.
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Rupees in your pocket - Le Monde diplomatique - English edition

Rupees in your pocket - Le Monde diplomatique - English edition | Money, Debt and Society | Scoop.it
An experiment in paying villagers in one of India's poorest states an unconditional basic income has been successful enough to change the government's thinking. The village of Panthbadodiya lies 30km south of Indore, in Madhya Pradesh.
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Community Reinvestment Act - Wikipedia, the free encyclopedia

The Community Reinvestment Act (CRA, Pub.L. 95–128, title VIII of the Housing and Community Development Act of 1977, 91 Stat. 1147, 12 U.S.C. § 2901 et seq.) is a United States federal law designed to encourage commercial banks and savings associations to help meet the needs of borrowers in all segments of their communities, including low- and moderate-income neighborhoods.[1][2][3] Congress passed the Act in 1977 to reduce discriminatory credit practices against low-income neighborhoods, a practice known as redlining.[4][5]

The Act instructs the appropriate federal financial supervisory agencies to encourage regulated financial institutions to help meet the credit needs of the local communities in which they are chartered, consistent with safe and sound operation (Section 802.) To enforce the statute, federal regulatory agencies examine banking institutions for CRA compliance, and take this information into consideration when approving applications for new bank branches or for mergers or acquisitions (Section 804.)[6]

The Community Reinvestment Act of 1977 seeks to address discrimination in loans made to individuals and businesses from low and moderate-income neighborhoods.[7] The Act mandates that all banking institutions that receive Federal Deposit Insurance Corporation (FDIC) insurance be evaluated by Federal banking agencies to determine if the bank offers credit (in a manner consistent with safe and sound operation as per Section 802(b) and Section 804(1)) in all communities in which they are chartered to do business.[3] The law does not list specific criteria for evaluating the performance of financial institutions. Rather, it directs that the evaluation process should accommodate the situation and context of each individual institution. Federal regulations dictate agency conduct in evaluating a bank's compliance in five performance areas, comprising twelve assessment factors. This examination culminates in a rating and a written report that becomes part of the supervisory record for that bank.[8]

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Bitcoin’s Moment

Bitcoin’s Moment | Money, Debt and Society | Scoop.it
Bitcoin may reach $100 today. That brings the total value of the existing Bitcoin stock (10,960,500) to more than $1 billion.

It was only
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Bitcoin - Wikipedia, the free encyclopedia

Bitcoin (sign: BTC) is a decentralized digital currency based on an open-source, peer-to-peer internet protocol.[8] It was introduced by a pseudonymous developer named Satoshi Nakamoto in 2009.[1]

Internationally, bitcoins can be exchanged by personal computer directly through a wallet file or a website without an intermediate financial institution.[9] In trade, one bitcoin is subdivided into 100-million smaller units called satoshis, defined by eight decimal places.[4]

Bitcoin does not operate like typical currencies: It has no central bank and it solely relies on an internet-based peer-to-peer network. The money supply is automated, limited, divided and scheduled and given to servers or "bitcoin miners" that verify bitcoin transactions and add them to an archived transaction log every 10 minutes. The log is authenticated by ECDSA digital signatures and verified by the intense process of bruteforcing SHA256 hash functions of varying difficulty by competing "bitcoin miners." Transaction fees may apply to new transactions depending on the strain put on the network's resources. Each 10-minute portion or "block" of the transaction log has an assigned money supply. The amount per block depends on how long the network has been running. Currently, 25 bitcoins are generated with every 10-minute block. This will be halved to 12.5 BTC during the year 2017 and halved continuously every 4 years after until a hard limit of 21 million bitcoins is reached during the year 2140.[1][10]

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The Man-i-fest, is an informed man: About Myths - Monetary vs Finance vs Economy

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La Nef .: Accueil :. Votre partenaire financier pour une économie plus humaine

La Nef .: Accueil :. Votre partenaire financier pour une économie plus humaine | Money, Debt and Society | Scoop.it
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La monnaie entre violence et confiance Michel Aglietta et André Orléan

La monnaie entre violence et confiance Michel Aglietta et André Orléan | Money, Debt and Society | Scoop.it
Magazine d’information économique et sociale. Tout sur l’actualité économique et sociale en France et dans le monde.
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The Brixton Pound - Money that sticks to Brixton - B£

The Brixton Pound - Money that sticks to Brixton - B£ | Money, Debt and Society | Scoop.it
The Brixton Pound (B£) is money that sticks to Brixton. It’s designed to support Brixton businesses and encourage local trade and production.
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Put to the test

Put to the test | Money, Debt and Society | Scoop.it
ONCE illustrated with pictures of happy village women engaged in lending circles, and celebrated as an ideal charitable activity that helps people earn their way out...
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Gavin Andresen: Bitcoin vs. Ben Bernanke

Gavin Andresen: Bitcoin vs. Ben Bernanke | Money, Debt and Society | Scoop.it
In The Wall Street Journal's Weekend Interview, James Freeman talks to Gavin Andresen, the chief scientist for the digital currency Bitcoin, about its appeal—and pitfalls—in a world of fiat money.
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Créer une monnaie locale : "lutter contre les dérives de la finance mais fédérer au-delà des réseaux militants" - France Info

Créer une monnaie locale : "lutter contre les dérives de la finance mais fédérer au-delà des réseaux militants" - France Info | Money, Debt and Society | Scoop.it
En Ile-de-France, deux projets de monnaie locale mûrissent sur les flancs de Paris. Ailleurs en France aussi, où Bastien Yverneau a déjà recensé 17 monnaies alternatives en circulation.
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Bitcoin May Be the Global Economy's Last Safe Haven

Bitcoin May Be the Global Economy's Last Safe Haven | Money, Debt and Society | Scoop.it
The anarchist virtual currency may be a hoax. It could also be the wave of the future
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A Bit expensive

A Bit expensive | Money, Debt and Society | Scoop.it
Bitcoin's record price looks like a bubbleNOT MANY fund-managers have heard of Bitcoin, let alone put any of their clients’ money in it. But over the past few...
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Esther Duflo - Wikipedia, the free encyclopedia

Esther Duflo (born October 25, 1972) is a French economist, Co-Founder and Director of the Abdul Latif Jameel Poverty Action Lab, and Professor of Poverty Alleviation and Development Economics at the Massachusetts Institute of Technology. Duflo is an NBER Research Associate,[2] serves on the board of the Bureau for Research and Economic Analysis of Development (BREAD),[3] and is Director of the Center for Economic and Policy Research's development economics program.[4]

Her research focuses on microeconomic issues in developing countries, including household behavior, education, access to finance, health, and policy evaluation. Together with Abhijit Banerjee, Dean Karlan, Michael Kremer, John A. List, and Sendhil Mullainathan, she has been a driving force in advancing field experiments as an important methodology to discover causal relationships in economics.

After studying in Lycée Henri IV's "classes préparatoires BL" Duflo completed her undergraduate studies at Ecole Normale Supérieure in Paris in 1994, received a master's degree from DELTA in Paris (Now, Paris School of Economics) jointly with Ecole Normale Supérieure in 1995, and completed a PhD in Economics at MIT in 1999. Upon completing her MIT PhD she was appointed assistant professor of economics at MIT, and has been at MIT ever since, aside from being on leave to Princeton University in 2001-2002.[5] She was promoted to associate professor (with tenure) in 2002, at the age of 29, making her among the youngest faculty at the Institute to be awarded tenure.

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L'émergence du crédit populaire en France au XIXe siècle | Etika

L'émergence du crédit populaire en France au XIXe siècle | Etika | Money, Debt and Society | Scoop.it
Cet article a été été rédigé par David Vallat, chercheur à l'université de Lyon 2, qui nous a aimablement donné l'autorisation de reproduire son texte.
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Complementary Currency Resource Center - ccLinks

Complementary Currency Resource Center - ccLinks | Money, Debt and Society | Scoop.it
The ccLinks is a comprehensive directory of resources on complementary currencies and other related economic issues and themes.
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