Pundits have focused on carrier end run but missed the upside for merchants, others.
Katia Hilal's insight:
The latest version of Android, KitKat, introduces a new platform for secure NFC transactions without the need for a secure element. This article describes the domino effect that Host Card Emulation will trigger in the NFC industry: Mechants, carriers, scheme providers, device manufacturers, TSMs, etc. are all impacted.
When iOS 7 is released next week, retailers and other large indoor spaces are going to be able to use a technology called iBeacon to send data over short distances to iPhones. Here’s how it will work.
Katia Hilal's insight:
The use of iBeacon for payments may not be that straight forward. The concept of "card holder present" needs to be supported by evidence like making contact between the user device and the payment terminal. Another complexity is related to the security aspect that has been thoroughly analyzed and standardized for NFC.
This being said, it is always thrilling to see a new type of access emerging, and with it, a whole lot of new usage possibilities.
Pas une semaine sans que David Marcus, le CEO de Paypal, »NFC Not The Answer for Retailers, Says PayPal ou d’autres acteurs du paiement en ligne comme Buyster « Les marchands n’ont pour l’instant pas les moyens de s’équiper en NFC » ne critiquent la technologie NFC, dans une interview ou une conférence, ce week-end encore dans le blog des Echos par la directrice générale de Paypal France. Sans redévelopper les problématiques « commerce et paiement mobile » publiées récemment dans ce blog dans un article précédent en deux parties (une et deux) , rappelons la raison principale de ce « NFC Bashing » généralisé de la part des acteurs du paiement « online ».
The Isis joint venture has disclosed it will miss its deadline for launching its much-anticipated two-city NFC trial in the U.S., blaming small problems that it says could prevent it from “getting the customer experience right.”
We are witnessing an interesting battle, reminiscent of the early 3G days, when “customer ownership” was at the heart of every discussion in the industry. Interestingly, this same question has resurfaced with the boom of the Mobile Payments and Mobile Wallet industries. While traditional payment players (banks), internet players (PayPal, Google) and manufacturers (Apple) are marketing their own B2C services and promoting their own mobile wallets to end consumers, the mobile operators are fighting back, promoting their operator centric wallet, ...read more
NFC Mobile Payments Launch in the Czech Republic. Visa Europe, Komerční banka, Telefónica and Samsung are bringing mobile payments to the Czech republic. As of today the first 2000 owners of a Samsung Galaxy SIII, ...
Google has unveiled the much-anticipated revamp of its struggling Google Wallet–a cloud-based version that opens up the wallet to cards from all major U.S. payment brands, but which continues to use NFC to enable consumers to tap to pay and redeem offers in physical stores.
It turns out that turnstiles might not be the best place to test NFC after all. Gigaom reports that Transport for London won't be introducing NFC-enabled mobile payments for the London Underground anytime soon.
The problem? Too slow.
"Unfortunately ... we found that the technology was not fast enough to complete the transaction in under 500 milliseconds, which we would require," said Transport for London customer experience director Shashi Verma in the story.
Oberthur Technologies has been selected by Movistar Chile, a major mobile operator in Latin America, and Banco Santander Chile, one of the largest retail and commercial banks in Latin America, to be their Trusted Service Manager (TSM) and provide...
Katia Hilal's insight:
NFC proof of concept in Chile with Oberthur Technologies. A good lab to watch the latin american consumers behaviour.
L'appétence pour les services sans contact se double d'abord et surtout d'un catalogue de terminaux compatibles de plus en plus large. Sur la vraie consommation de la technologie, le mystère reste entier.
Katia Hilal's insight:
Bon chiffres pour les téléphones compatibles Cityzi mais silence radio sur l'usage.
En octobre, le vice-president en charge du paiement mobile chez Google, Osama Bedier, a publié sa prévision que le marché du paiement mobile via NFC ne décollera pas avant trois à cinq ans.
Via Mehdi OUICI
Atos Worldline, an electronic payment services provider, is launching a Visa and MasterCard compliant NFC mobile wallet (view press release). The wallet will allow users to pay for good as contactless payment locations by swiping their mobile phone against payments terminals and keying in PIN codes directly on the phone. The solution has been designed to facilitate cloud payments and NFC transaction services.
The EC has approved a joint venture called Project Oscar between mobile operators Vodafone, O2 and Everything Everywhere to offer mobile payments services in the UK. The commission has given the venture unconditional approval. In a statement, the EC said that the joint venture "will not likely lead to a significant impediment to effective competition".
The mobile payment revolution is just around the corner, with companies like Google and Apple both getting behind the technology. While the revolution is coming closer, it will need guidance and direction if it’s going to truly take off.
RFID vs NFC RFID (Radio Frequency Identification) is a tagging technology that is gaining widespread attention due to the great number of advantages that it (RT @GoWithGenesis: RT @jenisefryatt: Difference Between RFID & NFC
Analysis of feedback from the 250 residents of Oslo, Norway who participated in an NFC pilot run by mobile network operator Telenor and DNB bank has found that both consumers and merchants were positive about the experience, but that partnership agreements will need to be put in place to make NFC payments a reality.
Smart card and ID security company Morpho has signed an agreement to acquire Singapore-based trusted service manager Cassis International, putting another major TSM platform into the hands of a smart card supplier, NFC Times has learned.
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