Micro-business
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Businesses aren’t creating enough jobs and government employment’s been cut back. Do it yourself. Create your own job, start your own business. It’s these very small, micro-businesses that are the future of our economy.
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Regulations May Not Really Cost $1.75 Trillion a Year, SBA Office Concedes

Regulations May Not Really Cost $1.75 Trillion a Year, SBA Office Concedes | Micro-business | Scoop.it
Economists’ estimate was taken ‘out of context,’ statement says.
CAMEOMicro's insight:

The number one thing small businesses want is customers!  

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How Small Business Owners Are Wrecking Their Own Chances Of Success

How Small Business Owners Are Wrecking Their Own Chances Of Success | Micro-business | Scoop.it

Go Mobile! Use Tech.  Don't be afraid.

 

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Fresno CDFI gets $1.25M for microloans - Fresno Business Journal

Fresno CDFI gets $1.25M for microloans - Fresno Business Journal | Micro-business | Scoop.it
Fresno CDFI gets $1.25M for microloans
Fresno Business Journal
Fresno CDFIThe Fresno Community Development Financial Institution received $1.25 million in loan funds through the U.S. Small Business Administration's microloan program.
CAMEOMicro's insight:

Congratulations to CAMEO Member Fresno CDFI!

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Women Impacting Public Policy Awards CAMEO CEO, Claudia Viek, for ... - PR Web (press release)

Women Impacting Public Policy Awards CAMEO CEO, Claudia Viek, for ... - PR Web (press release) | Micro-business | Scoop.it
PR Web (press release)
Women Impacting Public Policy Awards CAMEO CEO, Claudia Viek, for ...
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Five Years After the Financial Crisis: A View From Main Street

Five Years After the Financial Crisis: A View From Main Street | Micro-business | Scoop.it
This is just another example of the banks putting their self-interest ahead of consumers and our nation. If the credit union tax exemption were to be eliminated, the repercussions on our economy and consumers would be catastrophic.
CAMEOMicro's insight:

Credit Unions are a good option for small business loans.  Their business lending increased more than 8% from June 2012-June 2013.

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16 Surprising Statistics About Small Businesses

16 Surprising Statistics About Small Businesses | Micro-business | Scoop.it
Andrew Field, the small business owner of Rockaway Taco (Credit AP Photo/Mary Altaffer, File) In the last 6 years, we’ve amassed a wealth of knowledge about the state of small business from our 38 million members and we never cease to be surprised. ...
CAMEOMicro's insight:

Let's add one more... From 2004 to 2010, U.S. micro-businesses (1 to 4 employees) created a net of 5.5 million jobs; large businesses (those with greater than 500 employees) lost 1.8 million jobs during the same period., http://www.microbiz.org/very-small-businesses-created-5-5-million-jobs/

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Why Small Business Lending Isn’t What It Used to Be :: Ann Marie Wiersch and Scott Shane :: Economic Commentary :: 08.14.13 :: Federal Reserve Bank of Cleveland

Why Small Business Lending Isn’t What It Used to Be :: Ann Marie Wiersch and Scott Shane :: Economic Commentary :: 08.14.13 :: Federal Reserve Bank of Cleveland | Micro-business | Scoop.it
CAMEOMicro's insight:

Points out demand and supply reasons.

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Investors flock to peer-to-peer loans for higher returns

Investors flock to peer-to-peer loans for higher returns | Micro-business | Scoop.it
Peer-to-peer lending platforms, which enable consumers to bypass banks altogether to borrow money from other individuals, are booming.
CAMEOMicro's insight:

This could change the banking industry as we know it - both on the microlender side and for big banks.  Good idea or bad idea?

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Kitchen cooks up economic opportunity

Kitchen cooks up economic opportunity | Micro-business | Scoop.it
WATSONVILLE -- One bite of a tiny taco stuffed with My Moms Mole, and Claudia Viek was sold on the powdered mix created by Cesario Ruiz.
CAMEOMicro's insight:

Congrats to El Pajaro and ALBA (both CAMEO members) who opened up a kitchen incubator yesterday.  We can wait to see all the great businesses started out of there!

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Norristown officials tout micro-loans for small businesses - The Times Herald

Norristown officials tout micro-loans for small businesses - The Times Herald | Micro-business | Scoop.it
Norristown officials tout micro-loans for small businesses
The Times Herald
The NSBAC also administers a micro-loan program, launched 18 months ago, which lends businesses anywhere from $2,500 to $50,000.
CAMEOMicro's insight:

More cities turning to micro-loans to help local business owners thrive.

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Local businesses pursue online loan program - Polkio.com

Local businesses pursue online loan program - Polkio.com | Micro-business | Scoop.it
Local businesses pursue online loan program
Polkio.com
Diane Bishop, owner of Ladies of Liberty, found out about the program after taking a class with MERIT (MicroEnterprise Resources, Initiatives and Training) earlier this year.
CAMEOMicro's insight:

Kiva Zip in Polk County, Oregon, helping small businesses start with small amounts of capital

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The State of Business Development

The State of Business Development | Micro-business | Scoop.it
The State of Business Development Services
FIELD at the Aspen Institute
Elaine Edgcomb and William Girardo
First published May 2012.
CAMEOMicro's insight:

While much of the conversation and advocacy around microenterprise development focuses on microlending, 70% of our members focus exclusively on business development services — of the 160 CAMEO members, only 36 provide microloans. The sort of data collected by the Census is vital to understanding the scope of training programs, and how effectively they enable entrepreneurs to successfully launch and maintain their businesses.

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69 Percent of U.S. Entrepreneurs Start Their Businesses at Home

69 Percent of U.S. Entrepreneurs Start Their Businesses at Home | Micro-business | Scoop.it
More research showing how prevalent home-based businesses are. The majority of startups and established small businesses are run from home in the U.S.
CAMEOMicro's insight:

Respected report on self-employment and entrepreneurship - lots of good factoids.

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Nat'l Women's Small Business Month: 5 Things to Know

Nat'l Women's Small Business Month: 5 Things to Know | Micro-business | Scoop.it
October is National Women's Small Business Month. While the glass ceiling may still be alive and well, women are
CAMEOMicro's insight:

Celebrate women entrepreneurs this month!

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James Surowiecki: Why Obamacare is Good for Small Businesses

James Surowiecki: Why Obamacare is Good for Small Businesses | Micro-business | Scoop.it
Congressional Republicans claim that the Affordable Care Act will cripple small companies. In fact, Obamacare may well be the best thing Washington has done for American small business in decades.
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OPINION: Self-employment a valid career path - Newcastle Herald

OPINION: Self-employment a valid career path - Newcastle Herald | Micro-business | Scoop.it
OPINION: Self-employment a valid career path
Newcastle Herald
OPINION: Self-employment a valid career path. By SCOTT HOLMES. Oct. 6, 2013, 10:30 p.m..
CAMEOMicro's insight:

The Ozzies got it.  Same holds true in the US.  Business ownership creates wealth - could help close  inequality gap.

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LA Times

LA Times | Micro-business | Scoop.it
CAMEOMicro's insight:

Great for small scale (ie.e micro-businesses) into urban ag

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Sequestration Dampens Hopes for Future Small Business Owners

Sequestration Dampens Hopes for Future Small Business Owners | Micro-business | Scoop.it
When there are fewer Latino business owners, not only does Denver's economy suffer, the economy of the entire Denver metro area suffers. This is not the way to keep the economy moving forward.
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MBO Partners State of Independence Report Reveals Independents Are
Self-Employed, Successful, Satisfied and Stimulating the Economy

MBO Partners State of Independence Report Reveals Independents Are<br/>Self-Employed, Successful, Satisfied and Stimulating the Economy | Micro-business | Scoop.it
CAMEOMicro's insight:

Research conducted by our friends at Emergent

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CAMEO Reports Very Small Businesses Created 5.5 Million Jobs From 2004 to 2010

CAMEO Reports Very Small Businesses Created 5.5 Million Jobs From 2004 to 2010 | Micro-business | Scoop.it
San Francisco, CA (PRWEB) August 21, 2013 -- From 2004 to 2010, U.S. very small businesses (1 to 4 employees) created a net of 5.5 million jobs. Large businesses (those with greater than 500 employees) lost 1.8 million jobs during the same period.
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Apprentice Guru Nick Hewer: Jobless Must Start Own Businesses

Apprentice Guru Nick Hewer: Jobless Must Start Own Businesses | Micro-business | Scoop.it
Nick Hewer wants more Britons starting up own firms in recession.
CAMEOMicro's insight:

Thinking in the UK is way ahead of the US - CAMEO agrees with Nick Hewer, a guru on the British version of The Apprentice.

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Mort Zuckerman: A Jobless Recovery Is a Phony Recovery: More people have left the workforce than got a new job—by a factor of nearly three.

Mort Zuckerman: A Jobless Recovery Is a Phony Recovery: More people have left the workforce than got a new job—by a factor of nearly three. | Micro-business | Scoop.it
In The Wall Street Journal, Mortimer Zuckerman says that more people have left the workforce than got a new job during the recovery—by a factor of nearly three.
CAMEOMicro's insight:

No one is creating jobs for them -so what to do?  Help them create their own job.  Be their own boss.  Welcome to the Do-It-Yourself economy.

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Cooking up Success - Business Record

Cooking up Success - Business Record | Micro-business | Scoop.it
Business Record Cooking up Success Business Record In addition to Northwest Area Foundation, which is the biggest supporter of its microenterprise programs, ISED Ventures receives local funding support from Bank of the West and Bankers Trust Co.,...
CAMEOMicro's insight:

Women's Business Center in Iowa help women start and grow their businesses so they can thrive.

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CAMEO Holds 2013 Congressional Briefing on Small Business and Self ... - PR Web (press release)

CAMEO Holds 2013 Congressional Briefing on Small Business and Self ... - PR Web (press release) | Micro-business | Scoop.it
CAMEO Holds 2013 Congressional Briefing on Small Business and Self ...
PR Web (press release)
The government is cutting back on jobs. So who will create the jobs of the future?
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Grameen American micro-lends small businesses toward success - California Economy Reporting

Grameen American micro-lends small businesses toward success - California Economy Reporting | Micro-business | Scoop.it
California Economy Reporting Grameen American micro-lends small businesses toward success California Economy Reporting The microloan helped her purchase a light that allows her to operate her cart selling fresh fruit and delicious Mexican...
CAMEOMicro's insight:

And Grameen is part of a network of 160 organizations and individuals that provide entrepreneurial training and microloans in California. In 2011, the CAMEO network served 21,000 businesses and supported 37,000 jobs.

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