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Office of Advocacy - Research Issues - Crossing the Employer Threshold: Determinants of Firms Hiring Their First Employee | SBA.gov

Office of Advocacy - Research Issues - Crossing the Employer Threshold: Determinants of Firms Hiring Their First Employee | SBA.gov | Micro-business | Scoop.it
CAMEOMicro's insight:

What are the factors that lead new businesses without
employees to hire their first employee?  And micro-businesses are THE main engine of job creation. 

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Micro-business
Businesses aren’t creating enough jobs and government employment’s been cut back. Do it yourself. Create your own job, start your own business. It’s these very small, micro-businesses that are the future of our economy.
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Investing local money in the real economy frees up capital for community business

Investing local money in the real economy frees up capital for community business | Micro-business | Scoop.it
the dwindling distribution system (where pooling unused money and redeploying it into local loans and investments) points to a real problem in generating sustained local wealth creation. 
CAMEOMicro's insight:

"...the dwindling distribution system (where pooling unused money and redeploying it into local loans and investments) points to a real problem in generating sustained local wealth creation."

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CrowdFunding Beat Conference: Richard Swart directs the research UC Berkeley. - YouTube

Dr. Richard Swart directs the research program in Entrepreneurial and Social Finance at UC Berkeley. He also is a partner and directs research for Crowdfund ...
CAMEOMicro's insight:

crowdfunding is an extremely successful and viable way of funding #microbiz

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Seeking Capital? Take a Fresh Look at SBA’s Loans

Seeking Capital? Take a Fresh Look at SBA’s Loans | Micro-business | Scoop.it
The Small Business Administration (SBA) is often not a first choice for small business owners looking for financing, but the long-time lending giant has recently made significant changes that should bump it up your list when it comes to finding smart capital for your business. I won’t dispute that the SBA has a reputation of being …
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Introducing SB 197 (Block)! | Opportunity Fund

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A new California bill will increase affordable capital to underserved small businesses.

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Three Ways Politicians Misunderstand Small Businesses

Three Ways Politicians Misunderstand Small Businesses | Micro-business | Scoop.it
The first mistake politicians make when attempting to spur small business is assuming that small businesses want their help in the first place!
CAMEOMicro's insight:

I especially like the part about the concentration... 1000 new business owners is the same as bringing 1 new business with 1000 jobs.

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AltLend: Ami Kassar, Founder - MultiFunding LLC and WSJ Guest Columnist - YouTube

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Small business advocate Ami Kassar calls for transparency in costs in alternative lending.

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Strategies: Self-employed give thumbs up to Obamacare

Strategies: Self-employed give thumbs up to Obamacare | Micro-business | Scoop.it

ACA is benefiting the 22 million self-employed Americans. It underscores the ACA's incalculable benefit to entrepreneurship and job creation, as well as its role in providing coverage to a cohort of underinsured people (traditionally the self-employed have been more than 30% uninsured).Many say they've been able to get health insurance, grow their companies because of the Affordable Care Act.

CAMEOMicro's insight:

ACA is benefiting the 22 million self-employed Americans. It underscores the ACA's incalculable benefit to entrepreneurship and job creation, as well as its role in providing coverage to a cohort of underinsured people (traditionally the self-employed have been more than 30% uninsured).

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The National Champion of Local Business

The National Champion of Local Business | Micro-business | Scoop.it
For nearly two decades, Stacy Mitchell has tried to level a playing field she sees as tilted toward big retail.
CAMEOMicro's insight:

This article has a bunch of good examples of cities paying big bucks to box stores at the expense of the taxpayer and local business.

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Credit Scores and Financial Behavior of business owners

CAMEOMicro's insight:

Our colleagues at Aspen's FIELD program explored the  outcomes on credit scores and financial behaviors of  microentrepreneurs who used a secured credit card.

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Women Launching 1,200 New Businesses a Day, New Research Shows

Women Launching 1,200 New Businesses a Day, New Research Shows | Micro-business | Scoop.it
The latest OPEN State of Women-Owned Business report shows the increasing clout of women entrepreneurs.
CAMEOMicro's insight:

Women starting businesses like GangBusters

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Closing the gender gap

Closing the gender gap | Micro-business | Scoop.it
Sen. Maria Cantwell shares her thoughts on a report that suggests women business owners face a gender pay gap. Cantwell also talks about small businesses and the influence of women. The panel then turns the conversation to the situation in Gaza.
CAMEOMicro's insight:

We applaud the Senator Maria Cantwell and the Chairwoman of the Senate Committee on Small Business and Entrepreneurship for bringing attention to the huge gender gap in small business lending.

 

Women get $1 for every $23 that men get for small business loans.  

 

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Watsonville conference aims to build small specialty food enterprises

Watsonville conference aims to build small specialty food enterprises | Micro-business | Scoop.it
WATSONVILLE >> Is the next Sriracha brewing in Watsonville?
Maybe the city's micro-entrepreneurs will come up with the next hot product to take off in the specialty food market.
CAMEOMicro's insight:

Our Go-to-market conference helped over 70 very small food businesses in Watsonville. They networked, they learned, they connected with suppliers and distribution channels... We expect to see many of their products on the shelves in the near future.

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AEO's President and CEO Talks Taxes with Treasury Secretary | Association for Enterprise Opportunity

AEO's President and CEO Talks Taxes with Treasury Secretary | Association for Enterprise Opportunity | Micro-business | Scoop.it
AEO works to support its members and advance the field of microenterprise development through training, policy, advocacy, communication and public awareness
CAMEOMicro's insight:

One of the main reasons for bank denials is that businesses aren't qualified for loans (e.g. may have a good business, but doesn't have financials in order).  This is a great argument for investing in business assistance programs that can help a business to become credit worthy.

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Net Neutrality Regulations Show How Washington Burdens Small Business - US News

Net Neutrality Regulations Show How Washington Burdens Small Business - US News | Micro-business | Scoop.it

Small BusineNew net neutrality regulations show how Washington burdens small businesses.

CAMEOMicro's insight:

Small Businesses and #microbiz need to stand up for net neutrality.  Make your voices known.

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Boosting Women-Owned Businesses Will Boost the Economy | American Sustainable Business Council

Boosting Women-Owned Businesses Will Boost the Economy | American Sustainable Business Council | Micro-business | Scoop.it
Women-owned businesses can be found in all industries and sizes, but many of them are hidden in plain sight in home-based enterprises. These small businesses are making a difference in local economies - even those run from the family dining room table. Take Gisele as an example. She started off making tamales in her kitchen, then began selling at the weekly farmers market, and finally moved to La Cocina’s kitchen incubator in San Francisco. Now, she runs a full-service catering business, creating opportunities for others in the process.
CAMEOMicro's insight:

Support women's entrepreneurship means supporting households and families

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Google and Lending Club Kick Off New Business Loan Program

Google and Lending Club Kick Off New Business Loan Program | Micro-business | Scoop.it
Google Partners now have a new source from which to get some extra capital. Google and Lending C...
CAMEOMicro's insight:

Another entrant into the small business lending arena!

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Support for Small Business Leads Garcia's Legislative Package

Support for Small Business Leads Garcia's Legislative Package | Micro-business | Scoop.it
Imperial Valley News Pressing all envelopes
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business technical assistance is right in there! #microbiz

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Client Business Impact - Renaissance Entrepreneurship Center

Client Business Impact - Renaissance Entrepreneurship Center | Micro-business | Scoop.it
  Print PDF English Imprima PDF en Español  
CAMEOMicro's insight:

business assistance => business success and jobs

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Las Vegas' 'Evangelical Urbanist' Steps Down From Bleeding Downtown Project

Las Vegas' 'Evangelical Urbanist' Steps Down From Bleeding Downtown Project | Micro-business | Scoop.it
Tony Hsieh's visionary plan for the city's off-strip core seems to be imploding, leaving followers disillusioned.
CAMEOMicro's insight:

Sounds like the businesses need CAMEO members! I still like this concept - don't throw baby out with the bathwater

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DelBene Joins Reps. Chu and Maloney in Introducing Legislation to Support Women-Owned Small Businesses | Congresswoman Suzan DelBene

DelBene Joins Reps. Chu and Maloney in Introducing Legislation to Support Women-Owned Small Businesses | Congresswoman Suzan DelBene | Micro-business | Scoop.it
CAMEOMicro's insight:

Congressional women unite to support women's business ownership!  Two bills, one in the Senate and now one in the House!  Show your support by urging your Senators to co-sponsor: http://www.congressweb.com/wipp/27

 

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Did You Know? Most Small Businesses Start With $10,000 Or Less | Quickbooks

Did You Know? Most Small Businesses Start With $10,000 Or Less | Quickbooks | Micro-business | Scoop.it
Intuit recently conducted a survey to better understand how small businesses get started, and found that the majority of them do so with $10,000 or less.
CAMEOMicro's insight:

Only 12% get help from the SBA - lots of potential to help small and micro business owners succeed! 

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Three in Five New Microbusinesses Use Personal Savings to Stay Afloat, Sam's Club Survey Finds - WSJ.com

Three in Five New Microbusinesses Use Personal Savings to Stay Afloat, Sam's Club Survey Finds - WSJ.com | Micro-business | Scoop.it
CAMEOMicro's insight:

Small businesses have a hard time finding credit - consider a local Community Development Financial Institution or your credit union or a community bank. 

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A New Strategy to “Drive” Small Business Growth | SBA.gov

A New Strategy to “Drive” Small Business Growth | SBA.gov | Micro-business | Scoop.it
CAMEOMicro's insight:

Great way for big businesses to help the smaller guys and gals - pay for services in a reasonable amount of time - imagine that. Too bad it took a Presidential effort to bring this practice into reality.  Now extend that to freelancers and the really small guys.  Pay your vendors and pay them on time!

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