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More Americans Work in the Underground Economy

More Americans Work in the Underground Economy | Micro-business | Scoop.it
As their benefits expire, the long-term unemployed find creative ways to make a living
CAMEOMicro's insight:

Another argument for the passage of AB 152, a Self-Employment Assistance program for California.  Without it, the state is encouraging people to start their businesses underground.  We don't need more underground.

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Micro-business
Businesses aren’t creating enough jobs and government employment’s been cut back. Do it yourself. Create your own job, start your own business. It’s these very small, micro-businesses that are the future of our economy.
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O.C. Watchdog: You can now get online loans within minutes, but at what cost?

O.C. Watchdog: You can now get online loans within minutes, but at what cost? | Micro-business | Scoop.it
News: O.C. Watchdog: You can now get online loans within minutes, but at what cost? | loan, lending, business, online, small, money, loans, berry, lenders, state
CAMEOMicro's insight:

Many CDFIs are refinancing high interest online business 'loans'.  Small business owners - make sure you understand what you're getting into! 

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Uber Is Not the Future of Work

Uber Is Not the Future of Work | Micro-business | Scoop.it
Gig-enabling apps are a distraction from the uncertainties that affect far more people: Will workers get paid enough and are their jobs safe?
CAMEOMicro's insight:

While the apps are a distractions, there's no question that the labor market is changing from employer-employee relationship to more independent work.

 

https://www.mbopartners.com/uploads/files/state-of-independence-reports/MBO-SOI-REPORT-FINAL-9-28-2015.pdf

 

Couple that with part-time workers who want to work full time

http://www.nj.com/business/index.ssf/2015/06/rutgers_study_millions_of_americans_with_part-time_jobs_want_full-time_work_cant_find_it.html

 

= we need some new tools to address these problems.

 

We make the case for the DIY Economy approach to economic development and helping the #microbiz in communities with  Coaching, Capital, Connections (to Markets), Climate and Culture 

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Economic Development Incentives for Small Companies Benefit Big Businesses - CityLab

Economic Development Incentives for Small Companies Benefit Big Businesses - CityLab | Micro-business | Scoop.it
States say they want to help independent businesses, but large companies take the majority of the dollars.
CAMEOMicro's insight:

Think of the economic growth potential if states invested as 1/10 as much as they do in large businesses (who don't need it). 

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L.A. Freelancers Are Getting Hosed by the City's "Tax Discovery Program" | L.A. Weekly

L.A. Freelancers Are Getting Hosed by the City's "Tax Discovery Program" | L.A. Weekly | Micro-business | Scoop.it
Writer Mallory Carra freelanced a little bit in 2012, and in 2014 she got a notice that the City of L.A. was assessing her "business taxes" for $30,000 ...
CAMEOMicro's insight:

An example of what NOT to do to support self employment and a Do It Yourself Economy

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Kevin O'Leary of 'Shark Tank' invests in 27 companies and says the only ones making money have female CEOs

Kevin O'Leary of 'Shark Tank' invests in 27 companies and says the only ones making money have female CEOs | Micro-business | Scoop.it

are you?"I don't have a single company run by a man right now that's outperformed the ones run by women," O'Leary said.

CAMEOMicro's insight:

I'm not surporsed

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Investing local money in the real economy frees up capital for community business

Investing local money in the real economy frees up capital for community business | Micro-business | Scoop.it
the dwindling distribution system (where pooling unused money and redeploying it into local loans and investments) points to a real problem in generating sustained local wealth creation. 
CAMEOMicro's insight:

"...the dwindling distribution system (where pooling unused money and redeploying it into local loans and investments) points to a real problem in generating sustained local wealth creation."

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CrowdFunding Beat Conference: Richard Swart directs the research UC Berkeley. - YouTube

Dr. Richard Swart directs the research program in Entrepreneurial and Social Finance at UC Berkeley. He also is a partner and directs research for Crowdfund ...
CAMEOMicro's insight:

crowdfunding is an extremely successful and viable way of funding #microbiz

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Seeking Capital? Take a Fresh Look at SBA’s Loans

Seeking Capital? Take a Fresh Look at SBA’s Loans | Micro-business | Scoop.it
The Small Business Administration (SBA) is often not a first choice for small business owners looking for financing, but the long-time lending giant has recently made significant changes that should bump it up your list when it comes to finding smart capital for your business. I won’t dispute that the SBA has a reputation of being …
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Introducing SB 197 (Block)! | Opportunity Fund

CAMEOMicro's insight:

A new California bill will increase affordable capital to underserved small businesses.

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Three Ways Politicians Misunderstand Small Businesses

Three Ways Politicians Misunderstand Small Businesses | Micro-business | Scoop.it
The first mistake politicians make when attempting to spur small business is assuming that small businesses want their help in the first place!
CAMEOMicro's insight:

I especially like the part about the concentration... 1000 new business owners is the same as bringing 1 new business with 1000 jobs.

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AltLend: Ami Kassar, Founder - MultiFunding LLC and WSJ Guest Columnist - YouTube

CAMEOMicro's insight:

Small business advocate Ami Kassar calls for transparency in costs in alternative lending.

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San Jose council approves expanding fruit and vegetable stands

San Jose council approves expanding fruit and vegetable stands | Micro-business | Scoop.it
After nearly a decade in business, Fernando Galindo in 2006 closed his family restaurant best known for its tasty enchiladas, flavorful flautas and hearty menudo. Galindo, 36, blames the scofflaw taco trucks that popped up overnight and multiplied on every street corner near his east San Jose eatery.
CAMEOMicro's insight:

San Jose battle between brick-and-mortar and unpermitted food trucks; allows concessions for small fruit vendors #microbiz

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Claudia Viek: Shop (and invest in) small business to raise all boats

States spend fortunes to attract big facilities like Tesla's, but they could get more jobs for the buck by investing in help for small businesses
CAMEOMicro's insight:

Let's do more than shop local one day a year!

 

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Entrepreneurial spirit can help communities better withstand trade shock | Penn State University

Entrepreneurial spirit can help communities better withstand trade shock | Penn State University | Micro-business | Scoop.it
Communities with more self-employed workers can better withstand economic shifts caused by imports than communities that have fewer self-employed people, according to Penn State economists.
CAMEOMicro's insight:

Another reason for city/county/state economic development professionals and policy makers to invest in local business development services to start more businesses.  That means investing in coaching, capital, connections to markets.


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New state law gives microlenders a more even playing field | The Sacramento Bee

Since traditional banks have largely stopped making small business loans, an influx of companies are stepping in to fill the gap. While some are lending to small businesses in a responsible way, many are not.
CAMEOMicro's insight:

Chalk one up for responsible small business lending !

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Small Business Success Story: Loans, Investment and Donations Help Hip Chick Farms Meet Demand - NerdWallet

Small Business Success Story: Loans, Investment and Donations Help Hip Chick Farms Meet Demand - NerdWallet | Micro-business | Scoop.it
It took one Kickstarter campaign, four loans, contributions from friends and a recent $1.5 million equity deal to get Hip Chick Farms to where it is today.
CAMEOMicro's insight:

Mission-driven alternative lenders to the rescue!  Go @obdc_finance @WSolutionsSF and Go @HipChickFarms 

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“Get Help! When businesses get help, their success rate is 80%.” #SFSBW2015 Interview with CAMEO

“Get Help! When businesses get help, their success rate is 80%.”  #SFSBW2015 Interview with CAMEO | Micro-business | Scoop.it
#SFSBW2015 asked small business owners and the organizations that support them throughout the year to share insights, best practices, stories and resources to help small business owners flourish. Today we hear from Claudia Viek, CEO, CAMEO – California Association for Micro Enterprise Opportunity. Tell us about your organization in one sentence. CAMEO is the statewide network
CAMEOMicro's insight:

Support small business !!

#SFSBW2015 #smallbusinessweek

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AEO's President and CEO Talks Taxes with Treasury Secretary | Association for Enterprise Opportunity

AEO's President and CEO Talks Taxes with Treasury Secretary | Association for Enterprise Opportunity | Micro-business | Scoop.it
AEO works to support its members and advance the field of microenterprise development through training, policy, advocacy, communication and public awareness
CAMEOMicro's insight:

One of the main reasons for bank denials is that businesses aren't qualified for loans (e.g. may have a good business, but doesn't have financials in order).  This is a great argument for investing in business assistance programs that can help a business to become credit worthy.

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Net Neutrality Regulations Show How Washington Burdens Small Business - US News

Net Neutrality Regulations Show How Washington Burdens Small Business - US News | Micro-business | Scoop.it

Small BusineNew net neutrality regulations show how Washington burdens small businesses.

CAMEOMicro's insight:

Small Businesses and #microbiz need to stand up for net neutrality.  Make your voices known.

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Boosting Women-Owned Businesses Will Boost the Economy | American Sustainable Business Council

Boosting Women-Owned Businesses Will Boost the Economy | American Sustainable Business Council | Micro-business | Scoop.it
Women-owned businesses can be found in all industries and sizes, but many of them are hidden in plain sight in home-based enterprises. These small businesses are making a difference in local economies - even those run from the family dining room table. Take Gisele as an example. She started off making tamales in her kitchen, then began selling at the weekly farmers market, and finally moved to La Cocina’s kitchen incubator in San Francisco. Now, she runs a full-service catering business, creating opportunities for others in the process.
CAMEOMicro's insight:

Support women's entrepreneurship means supporting households and families

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Google and Lending Club Kick Off New Business Loan Program

Google and Lending Club Kick Off New Business Loan Program | Micro-business | Scoop.it
Google Partners now have a new source from which to get some extra capital. Google and Lending C...
CAMEOMicro's insight:

Another entrant into the small business lending arena!

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Support for Small Business Leads Garcia's Legislative Package

Support for Small Business Leads Garcia's Legislative Package | Micro-business | Scoop.it
Imperial Valley News Pressing all envelopes
CAMEOMicro's insight:

business technical assistance is right in there! #microbiz

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Client Business Impact - Renaissance Entrepreneurship Center

Client Business Impact - Renaissance Entrepreneurship Center | Micro-business | Scoop.it
  Print PDF English Imprima PDF en Español  
CAMEOMicro's insight:

business assistance => business success and jobs

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