Low-Income Housing Issues
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Mortgage rules explained, from credit scores to income requirements

Mortgage rules explained, from credit scores to income requirements | Low-Income Housing Issues | Scoop.it
New programs and updated regulations are changing the lending game. We went to the experts to understand the basic standards for getting a mortgage.
New Alternatives's insight:
Buying a home may actually be in reach. 
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Obama tells Bay Area to build more housing

Obama tells Bay Area to build more housing | Low-Income Housing Issues | Scoop.it
Word's come down from the top: The Bay Area isn't building enough. The president can't actually order us to up density, of course, but development boosters sure could do worse by way of a big advocate in their corner.
New Alternatives's insight:
"The Obama administration just released its "Housing Development Toolkit," taking some cities to task for stifling new housing construction and tossing some suggested fixes our way."
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Transforming Vacant Schools Into Affordable Housing for Teachers

Transforming Vacant Schools Into Affordable Housing for Teachers | Low-Income Housing Issues | Scoop.it
St. Louis has a new plan to keep educators from moving to the suburbs. 
New Alternatives's insight:
Want good teachers to stay in high need neighborhoods? Build them somewhere affordable to live, says the St. Louis Public School system. 
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New HUD Rules Shouldn’t Leave Behind Disinvested Neighborhoods

New HUD Rules Shouldn’t Leave Behind Disinvested Neighborhoods | Low-Income Housing Issues | Scoop.it
Avoiding a one-size-fits all approach to fair housing.
New Alternatives's insight:
The vision of the Fair Housing Act has not been fully realized, as stated in this article. And better enforcement of rules is not creating new rules but instead is calling us to task to do a better job for all citizens. And this article looks at the importance of allowing vacant spaces to be made available to CDCs and non-profits in mind, ones that have the interest of creating accessible, quality, affordable housing for all but especially lower-income residents. 
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Housing minister signals change in government social housing policy

Housing minister signals change in government social housing policy | Low-Income Housing Issues | Scoop.it
Gavin Barwell pledges government will ‘maximise number of affordable homes’, but concerns and divisions remain within social housing sector
New Alternatives's insight:
Across the country communities are struggling to keep housing affordable for existing and future residents. Atlanta, in recent years, is not different. Perhaps the attitude of community leadership, that folks really need to be able to remain in place, will make the difference and will truly create an environment of affordable housing and accessibility. 
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The European Cities With the Most Affordable Housing

The European Cities With the Most Affordable Housing | Low-Income Housing Issues | Scoop.it
Residents may think they know, but a massive new report suggests a far more complex reality.
New Alternatives's insight:
Let's change it up. Let's see what's happening in Europe in terms of affordability of living. Naples seems like a nice place to live. Read and enjoy. 
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Here's How Many Hours You Have to Work per Week to Pay Rent in Every State

Here's How Many Hours You Have to Work per Week to Pay Rent in Every State | Low-Income Housing Issues | Scoop.it
America has an affordable housing crisis that, according to researchers, is getting worse and worse.
New Alternatives's insight:
At minimum wage you must work 89 hours a week to rent a living space in California! The housing crisis is real. 
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Five Cities That Are Leading the Way in Urban Innovation

Five Cities That Are Leading the Way in Urban Innovation | Low-Income Housing Issues | Scoop.it
In an era of urbanization, Singapore, Houston and Medellín, Colombia, are among those redefining what cities can be.
New Alternatives's insight:
Cities are growing; people are moving into cities more and more and this trend is not likely to change anytime soon. Urban planners haven't always done a great job of keeping housing affordable for new residents in the urban areas. This article highlights several cities that are working to accommodate their residents. Houston in particular is doing a good job of addressing the needs of its residents for affordable housing. Read on to learn what it is doing and what other cities are doing to meet the needs of their resident. 
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Waco Leaves Dallas in the Dust When it Comes to Affordable Housing

Waco Leaves Dallas in the Dust When it Comes to Affordable Housing | Low-Income Housing Issues | Scoop.it
For as long as we can remember, Dallas has prohibited factory-built housing, but is that keeping our city from solving our affordable housing crisis?
New Alternatives's insight:
For more affordable housing be creative and keep it simple! 
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Mapping the Appalling Affordable Housing Deficit for Each State in the U.S.

Mapping the Appalling Affordable Housing Deficit for Each State in the U.S. | Low-Income Housing Issues | Scoop.it
A new report finds that only 31 cheap rental units are available per 100 poor households in the U.S.
New Alternatives's insight:
If you are low-income living in many places in the United States can be quite difficult. There is a high need for affordable housing but quite low availability in many places. 
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Economist's Outlook: February 2016 Housing Affordability Index

Economist's Outlook: February 2016 Housing Affordability Index | Low-Income Housing Issues | Scoop.it
While home price growth eased to a slower pace last month, at the national level, housing affordability is down from a year ago as rates are modestly higher and price growth continues to outstrip household income growth.
New Alternatives's insight:
Housing affordability is down from a year ago! The difficulties we face to create more affordable housing appears to not be going anywhere any time soon.
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The costs of inequality: Faster lives, quicker deaths

The costs of inequality: Faster lives, quicker deaths | Low-Income Housing Issues | Scoop.it
For blacks and Hispanics, frail neighborhoods undercut education, health, and jobs — all keys to thriving | For blacks and Hispanics, damaged neighborhoods undercut education, health, jobs — the keys to overcoming inequality and succeeding.
New Alternatives's insight:
Disease, poor living conditions, early death rate. 

Were you thinking I was describing life in the tenements of the early 20th century. No, I am describing real life issues facing African-Americans and Hispanics, today, in all of our cities.

'One factor in the current gap was the Great Recession, in which African-Americans and Hispanics, having been disproportionately targeted for subprime loans by mortgage brokers, lost billions in wealth through home foreclosures. Another factor Wilson cited was the “growing deterioration of the conditions of poor blacks” and their isolation in impoverished neighborhoods.'
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Affordable Housing 'Isn't a Crisis — It's a Catastrophe'

Affordable Housing 'Isn't a Crisis — It's a Catastrophe' | Low-Income Housing Issues | Scoop.it
The affordable housing market has dried up in major cities across the country.
New Alternatives's insight:
The #housingcrisis is real and in many major cities is a catastrophe. Average people are being priced out of their communities. New programs to get people back in to affordable housing and helping them remain in the community of their choice is critical. 
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Regional Affordable Housing Summit highlights creative housing solutions - The Apopka Voice

Regional Affordable Housing Summit highlights creative housing solutions - The Apopka Voice | Low-Income Housing Issues | Scoop.it
Orange County’s Regional Affordable Housing Summit highlights creative housing solutions.
New Alternatives's insight:
Creativity is the only way we will get out of this housing crisis! 
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How big cities are working to preserve their small, independent businesses

How big cities are working to preserve their small, independent businesses | Low-Income Housing Issues | Scoop.it
New ideas and city initiatives are trying to solve a crisis that threatens the stores and shops that make our cities unique
New Alternatives's insight:
Unaffordable housing = unaffordable rent of small businesses too. People move to diverse and interesting neighborhoods for the uniqueness of its shops, restaurants etc. but then what happens when housing costs go up and commercial rent goes up? Unique, charming little local businesses may not be able to make it work. 
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Oakland's Lack of Affordable Housing Declared 'Public Health Crisis'

Oakland's Lack of Affordable Housing Declared 'Public Health Crisis' | Low-Income Housing Issues | Scoop.it
There's a physical cost to rising rents, and Oakland residents are paying the price.
New Alternatives's insight:
Housing insecurity is really in many places in the United States. In Oakland, it is an acute problem, which is leading to other physical and behavioral health issues. Have we let our community members down?
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Op-Ed: Parking Concerns Can't Outweigh Affordable Housing

Op-Ed: Parking Concerns Can't Outweigh Affordable Housing | Low-Income Housing Issues | Scoop.it
Recent development controversies in New York City inspired one writer to set some priorities.
New Alternatives's insight:
"It seems as if the moment has arrived for drivers to take the back seat."

Complaints of car owners squash and potentially squash parking lots being transition into spots of affordable housing for the poor and elderly.

The article looks directly in the eyes of drivers and says, what do you value more? Your car or the quality of life of another? 
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How Europe’s Influx Of Refugees Is Inspiring Creative, Affordable Housing For Everyone

How Europe’s Influx Of Refugees Is Inspiring Creative, Affordable Housing For Everyone | Low-Income Housing Issues | Scoop.it
Designers are finding unusual ways to house refugees by integrating them into communities—while pushing the envelope on affordable design.
New Alternatives's insight:
"This is a huge opportunity to rethink the resources that we have, not only to serve asylum seekers well, but to serve a lot of disenfranchised communities within our own society,"

Such an interesting approach! And potentially good for many members of society. 

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WSJ: Union pressures hindering construction of affordable housing

WSJ: Union pressures hindering construction of affordable housing | Low-Income Housing Issues | Scoop.it
Construction industry news, trends and jobs for building professionals who want mobile-friendly content.
New Alternatives's insight:
This is the ultimate in the double-edged sword. Cities across the United States needs way more affordable housing desperately. But those that work on building these units deserve a wage that would allow them to live in the communities in which they work. We do not want to stop the movement towards more affordable housing but we do not want to deny livable wages for workers either. It is a conundrum, indeed.
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Affordable, sustainable, high quality urban housing? It's not an impossible dream

Affordable, sustainable, high quality urban housing? It's not an impossible dream | Low-Income Housing Issues | Scoop.it
Naomi Stead takes a detailed look at the Nightingale housing model, which breaks all the rules about what people (supposedly) want in apartments.
New Alternatives's insight:
Reimagining the future of affordable housing and the urban setting in Australia
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$559 Studios Up for Grabs at Affordable Housing Tower Near Barclays Center

The apartments are the first affordable units to come online at the Atlantic Yards/Pacific Park complex.
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New Construction Report: More New Homes in the Pipeline

New Construction Report: More New Homes in the Pipeline | Low-Income Housing Issues | Scoop.it
The number of new homes under construction in March shot up nearly 17.5% over the previous year. Still, the growth wasn't as much as analysts had hoped.
New Alternatives's insight:
New housing is in the works. Although, it is not at much as we had hoped for it will help some with available housing units. 
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How Habitat for Humanity Went to Brooklyn and Poor Families Lost Their Homes

The charity paid millions in federal stimulus funds to developers shortly after longtime tenants were pushed out. “We are spending federal money to throw low-income New Yorkers out of buildings,” wrote a Habitat whistleblower.
New Alternatives's insight:
An example of when well intended plans have unintended and tragic consequences. 
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The Rich Live Longer Everywhere. For the Poor, Geography Matters.

The Rich Live Longer Everywhere. For the Poor, Geography Matters. | Low-Income Housing Issues | Scoop.it
In some parts of the country, adults with the lowest incomes die on average as young as people in much poorer nations like Rwanda, and their life spans are getting shorter.
New Alternatives's insight:
If you have money that chances that you live longer increases, but if you are poor and live in certain parts of the country you could have the life expectancy of your counterpart in Rwanda. Let that sink in.
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Getting Into Affordable Housing Issues - Reynolds Center

Getting Into Affordable Housing Issues - Reynolds Center | Low-Income Housing Issues | Scoop.it
Residents and leaders of cities are addressing the rising cost of housing. Here are some tips to start covering affordable housing issues in your city.
New Alternatives's insight:
Do you understand that laws that govern affordable housing in your community and or city? Learn more by reading here. #housingcrisis
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