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Financial Planning for Your Retirement Income Gap

Financial Planning for Your Retirement Income Gap | LighthouseFP links | Scoop.it

Income gap basically is an individual’s monthly or annual budget against their expected income; if ones monthly budget is $ 7,000 and all their monthly income amounts to $ 5,500 then their income gap is $ 1,500 per month. Once there is a gap then several questions have to be answered; should one reduce their expenses and increase their income or a combination of both.

 

 

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Finances and Your Relationships

Finances and Your Relationships | LighthouseFP links | Scoop.it

When you think of finding the ideal partner to spend your life with, having chemistry and romance are essential. However, once the initial attraction is identified, each couple must be aligned when it comes to their financial goals. A recent infographic provided by Experian credit bureau shows that factors such as overall finances including credit scores, debt, savings and investments play a vital role in determining long-term compatibility.

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Student Loan Rates to Rise

Student Loan Rates to Rise | LighthouseFP links | Scoop.it

If you are a student or the parent of a child that will be taking out a student loan to attend a 4-year college or university in the fall, there is some news that will affect your wallet. According to a recent U.S. Treasury bond auction for student loan debt, the rates for loans made for the 2014-15 school year are scheduled to increase.

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More Americans Are Seeking Out Financial Advisors

More Americans Are Seeking Out Financial Advisors | LighthouseFP links | Scoop.it

A recent survey by Fidelity Investments found that more individuals in the U.S. are seeking the advice of wealth management advisors and other financial professionals for assistance with meeting goals for their savings and investments. Specifically, the August 2013 survey found that of those individuals with an advisor, 89% have begun setting aside funds designated toward meeting the cost of college.

 

 

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The Dow Jones and Retirement Savings

The Dow Jones and Retirement Savings | LighthouseFP links | Scoop.it

For those of you concerned with savings and investments, some recent good news from the U.S. Bureau of Economic Analysis may help you with your financial asset management decisions. In February both personal income (PI) and disposable personal income (DPI) in the United States rose by 0.3 percent.

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Investing and Portfolio Management

Investing and Portfolio Management | LighthouseFP links | Scoop.it

Before you commit to any major investment, get the help of a portfolio management service. A financial planner can help you succeed in planning for the future. There are portfolio management services that can effectively manage your investment. The asset's advisor will put in place a comprehensive method that will create a strong foundation with the client.

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Meeting Your Financial Goals and Preparing for Retirement

Meeting Your Financial Goals and Preparing for Retirement | LighthouseFP links | Scoop.it

Retirement and reaching personal financial goals are things that often come hand-in-hand. The ability to do what you want with your day, instead of what you are required is a treasure . While retirement may seem like a far-off dream—it is essential to reach out to wealth management advisors to ensure that your retired quality of life is equivalent—or superior to your working years and help you achieve financial goals.

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Financial Planning and Relationships

Financial Planning and Relationships | LighthouseFP links | Scoop.it

Financial troubles are stressful enough for those living by themselves, but things can get even worse when you're in a relationship. A national study conducted by the American Institute of CPAs or AICPA in 2012 found that financial issues were the most common source of arguments among married couples in the United States. It was estimated that financial problems prompted an average of three arguments per month among couples.

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Financial Planning for Retirement & Inheritance

Financial Planning for Retirement & Inheritance | LighthouseFP links | Scoop.it

Wealth management advisors and financial planners who offer portfolio management services have a lot to be excited about these days. The Dow Jones Industrial Average (DJIA) has grown more than 150% over its lowest point in 2009 and has returned tremendous value to those who have stuck it out for the long haul.

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