Innovation & Institutions, Will it Blend?
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Rescooped by Deb Nystrom, REVELN from Omnicanal
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Scaling Up in the UK: Zapp App Enables Millions of Shoppers to Pay by SmartPhone

Scaling Up in the UK:  Zapp App Enables Millions of Shoppers to Pay by SmartPhone | Innovation & Institutions, Will it Blend? | Scoop.it

Millions of consumers will be able to use a smartphone app to pay for purchases this year in the latest shift away from cash and card payments.

 

Known as Zapp, the app is due to launch in the autumn and will be available to 18 million UK current account holders with HSBC, First Direct, Nationwide, Santander and Metro Bank.

 

The mobile payment system will only work for online purchases initially, but Peter Keenan, chief executive of Zapp, said he expects it to be enabled for at least one in five store payments from late 2015, meaning that consumers can "leave their wallets at home".


From another article about smartphone app payments in the US from The Verge:

There are two primary means of paying with your phone at a brick-and-mortar store: scan to pay using a QR code, and tap to pay using Near-Field Communication, or NFC. As the market battle rages over which pay-by-phone technology will win out, LevelUp has decided to hedge its bets with a new piece of hardware that supports both.  

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Via JWT_WOW, 15marches
Deb Nystrom, REVELN's insight:

Mobile is getting even bigger, scaling up in the UK.  As for leaving your wallet at home?  Eventually.  Google Wallet and Square, and now LevelUp are 3 apps in the USA for paying by smartphone.  They are in limited use.  The UK will be a new test of scaling BIG for smartphone app payments.  ~ Deb


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Scooped by Deb Nystrom, REVELN
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Where and When does Big Make Sense?

Where and When does Big Make Sense? | Innovation & Institutions, Will it Blend? | Scoop.it

"An insider's view of the advance readers' edition of The End of Big: How the Internet Makes David the New Goliath by the super-smart Nicco Mele."

The book releases here in the U.S. on April 23, 2013. 


We are all struggling to figure out which big institutions make sense....And ...which are best torn down.


....While there are many exciting aspects of the end of big, ...there are also threats.   ....The rise of fringe groups such as the Tea Party and WikiLeaks are a result of the end of big because the Web rewards extremist views.


____________________

Without the Washington Post, would Woodward and Bernstein have emerged independently?

____________________


In journalism, if we no longer have big news gathering organizations, who is going to fund the big investigative story?


Without the Washington Post, would Woodward and Bernstein have emerged independently? Without the Watergate Scandal how would history have differed? These are questions worth asking.


The End of Big was not self-published. Nicco talks a lot about micro publishing but went with a big publisher (St. Martin's Press) for his own book.


But at the same time, Nicco is running EchoDitto his own small business and he also has a small publishing operation (his blog). 


Deb Nystrom, REVELN's insight:

A thoughtful post, a 2013 book that provokes new perspectives on "right-sizing"economics and culture in an environment with volatile markets. ~  Deb

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