Inclusive Busines...
Follow
Find
17.1K views | +3 today
Inclusive Business and Impact Investing
The first and highest rated scoop.it blog on sustainable and inclusive business models that do well by doing good in emerging markets. The curations are mine.
Your new post is loading...
Your new post is loading...
Scooped by W. Robert de Jongh
Scoop.it!

The case for 'in-state' private equity investing

The case for 'in-state' private equity investing | Inclusive Business and Impact Investing | Scoop.it

A recent resurgence of private equity stories in the press is casting new light on the various strategies and potential benefits of private equity investing. One such strategy, “in-state” private equity investing, which involves geographically focused and returns-oriented investments, falls under the more widely known category of economically targeted investment programs.

 

ETI programs, also known as dual-purpose or impact investing, have prevailed for decades and throughout many economic cycles. Managed properly and with the appropriate resources, in-state programs — typically private or public assets applied to targeted investing at a state or regional level — are a proven model for states and pension funds seeking competitive, risk-adjusted returns. In an era of sluggish economic growth, 30-year high unemployment and uncertain investment returns, in-state private equity ETIs can contribute to the macroeconomic solution and achieve sought-after returns.

more...
No comment yet.
Rescooped by W. Robert de Jongh from Base of the Pyramid (BoP) Markets, Marketing at the BoP & Inclusive Business
Scoop.it!

Developing Countries Are Revolutionizing Mobile Banking

Developing Countries Are Revolutionizing Mobile Banking | Inclusive Business and Impact Investing | Scoop.it
On February 16, 2012, Barclays of U.K. launched Pingit, a service that lets people send and receive money using a smartphone. But this isn't the first big innovation in mobile banking. These innovations are already happening in developing countries.

 

Poor countries are jumping ahead of rich ones by building a 21st century infrastructure (because they have little legacy infrastructure to begin with). For example, India has leapfrogged from no land-line telephones to the latest in wireless telephony. That revolution, in turn, is causing India to leapfrog brick-and-mortar banking to wireless banking for the masses. We see similar patterns in other poor countries as well. Mobile money transfer in Africa, M-Pesa, is a case in point. Counterintuitive as it may seem, poor countries may be ahead of rich countries in mobile banking.


Via Daniel Oporto Calderón
more...
No comment yet.
Scooped by W. Robert de Jongh
Scoop.it!

The Companies Combatting Climate Change In The Most Innovative Ways

The Companies Combatting Climate Change In The Most Innovative Ways | Inclusive Business and Impact Investing | Scoop.it

Coming to a Bloomberg terminal near you: a ranking of the most innovative U.S. companies on climate change. And some of the contenders may surprise you.

Produced by Maplecroft, a U.K.-based research house, the ranking tracks how 360 companies worth more than $1 billion are "mitigating climate change related risks", managing carbon emissions, and innovating "clean-tech solutions and new products". Maplecroft uses more than 100 criteria to reach its assessment, with the "innovation" piece making up 50% of the scores.

more...
No comment yet.
Scooped by W. Robert de Jongh
Scoop.it!

ARPU going low: the role of financial services in Latin America

ARPU going low: the role of financial services in Latin America | Inclusive Business and Impact Investing | Scoop.it

Last December, Starbucks announced that during 2011 it processed 26 million transactions in the US through its mobile payment application. While this news was anecdotal for traditional financial service providers such as banks and credit card companies, it showed mobile network operators (MNOs) the speed with which they can be left out of the business. Their only income in this case was the data traffic generated to complete the transactions. It is not news that the Average Revenue per User (ARPU) continues to decrease and mobile financial services are a great opportunity to reverse this trend. In mature markets such as Western Europe, the decline in ARPU has already led to a reduction of revenue. In Latin America the continued expansion of the subscriber base still enables revenue growth, but this trend will not last forever.

more...
No comment yet.
Scooped by W. Robert de Jongh
Scoop.it!

Africa’s broadening horizons – Financial Times Feature | Emerging Markets Insights

Africa’s broadening horizons – Financial Times Feature | Emerging Markets Insights | Inclusive Business and Impact Investing | Scoop.it

Sub-Saharan Africa’s potential for economic growth is no longer a secret.

Some estimates show Africa having as many middle class households as China by 2020.

The region is expected to set the pace for global growth over the next five years, with economic expansion averaging 6 per cent per year. China increased Africa investment by almost 60 per cent last year, while India pledged to expand trade volume to $90bn (£56bn) by 2015.

Much of this investment will be concentrated in fast-growing sub-Saharan African markets like Angola, Kenya and Nigeria. Multinational corporations are increasingly concentrating resources on these types of markets to make up for economic volatility in Europe and political uncertainty in the Middle East and North Africa.

In a survey conducted last year, 42 per cent of senior executives focused on Europe, the Middle East and Africa (Emea) revealed that they are planning to set up a direct presence in at least one sub-Saharan African country in 2012. More than one-fifth of polled executives said they plan to establish an African managing director role within two years to oversee regional operations.

more...
No comment yet.
Scooped by W. Robert de Jongh
Scoop.it!

endeva: Piera holds guest lectures on inclusive business at Swiss universities

endeva: Piera holds guest lectures on inclusive business at Swiss universities | Inclusive Business and Impact Investing | Scoop.it

Associated Expert Piera Waibel recently held two guest lectures for master students at the University of Applied Sciences in Business Administration Zürich (for Prof. Dr. Sybille Sachs) and at the University of Applied Sciences and Arts Northwestern Switzerland (for Prof. Dr. Claus-Heinrich Daub), introducing the students to the world of Inclusive Business and Base of the Pyramid.
In a group exercise, the participants were encouraged to explore their own inclusive business strategy, and came up with innovative ideas in the areas of education (e.g. a saving/loan scheme for primary schools to foster enrollment and attendance), consumer goods (e.g. a heat resistant, locally produced and fortified chocolate bar for Western Africa), technical innovation (e.g. a multifunctional bamboo-based buggy-for-rent system in Thailand), and health (e.g. mobile medication system attached to people selling mobile minutes in Peru – see picture).

more...
No comment yet.
Scooped by W. Robert de Jongh
Scoop.it!

Entering the BoP Educational Sector – A Glimpse at a Start-Up School in India | glovico's blog

Entering the BoP Educational Sector – A Glimpse at a Start-Up School in India | glovico's blog | Inclusive Business and Impact Investing | Scoop.it

“It’s high quality for low prices, stupid.”

That’s what Manish Agrawal thought in 2009 when he founded his first school called ‘Takshashila Gurukulam’ near New Delhi, India (click here for more info). Already the first day, the number of parents enrolling their kids exceeded all expectations being more than twice the amount Manish Agrawal was awaiting. Given this high demand for affordable high-quality education in the National Capital Region, co-founder Melanie Bowen joined the project in 2011. Both having a professional background in business and common experience as consultants with McKinsey, they pushed the idea of Takshashila Schools to a next level: Why not creating a chain of affordable private schools to satisfy the strong need for education on a larger scale? Why not making use of synergies through a dual-lens approach resulting in higher effectiveness and efficiency? Why not combining academic claims with the economic perspective of a social business? As a result, they came up with the Takshashila concept, an innovative idea based on three ambitions.

more...
No comment yet.
Scooped by W. Robert de Jongh
Scoop.it!

Sustainability: lost in translation?

Sustainability: lost in translation? | Inclusive Business and Impact Investing | Scoop.it

The world finds itself in a period of accelerating change as we seek to redefine the way business operates and its role, goal and purpose in society, not to mention what people expect of business and their relationships with companies and brands.

And as we attempt to articulate these new concepts and new relationships, we're scrambling to find the words to keep up.

There's sustainable business, ethical business, environmentally/socially responsible business, resilient business, green business and shared value. Conscious capitalism, conscientious capitalism, new capitalism, sustainable capitalism and collaborative consumption. Sustainable brands, purpose branding, meaningful brands and brands with belief. I'm sure I've missed many, and not all of these represent an apples to apples comparison, but you get the point

more...
No comment yet.
Scooped by W. Robert de Jongh
Scoop.it!

'Impact Investing' And Social Enterprises: Knowing When To Scale

'Impact Investing' And Social Enterprises: Knowing When To Scale | Inclusive Business and Impact Investing | Scoop.it

At the Center for Science, Technology, and Society, we focus on helping social entrepreneurs build ventures that scale. My colleague and mentor Jim Koch, founder of the Center and one of the founders of both our signature Global Social Benefit Incubator (GSBI) and The Tech Awards, returned from the Unite for Sight's Global Health and Innovation Conference effusive about his airplane reading. Jim's praise was for the Monitor Group's recently released report, From Blueprint to Scale: The Case for Philanthropy in Impact Investing.

The report is timely for a number of reasons. Impact investing was a hot topic at the Davos of social entrepreneurship universe, the Skoll World Forum; however, as noted by some of the pioneers in the space, the use of "impact investing" to describe a variety of things doesn't help clarify the sources of capital so crucial to scaling social enterprises. The form of social enterprise itself is evolving as entrepreneurs experiment with hybrid business models and other shared value structures. Brian Trelstad at Acumen Fund remarked that conventions are not well established for how big the non-profit should be relative to the for-profit or how much of a subsidy it should make in models with essentially two businesses. What is clear is the need for patient capital and perhaps different investment vehicles, as John Kohler articulated in his Coordinating Impact Capital report. Currently, John's favorite idea is a demand dividend instrument; he is itching to find out how it works in practice. The "catalytic role" played by philanthropic support, coherently conveyed in Blueprint to Scale, is clearly also critical.

more...
No comment yet.
Rescooped by W. Robert de Jongh from Base of the Pyramid (BoP) Markets, Marketing at the BoP & Inclusive Business
Scoop.it!

Creating a sales force of solar entrepreneurs - Business Fights Poverty - MicroDistributors at the BoP

Creating a sales force of solar entrepreneurs - Business Fights Poverty - MicroDistributors at the BoP | Inclusive Business and Impact Investing | Scoop.it
Which continents have the highest number of mobile phone subscribers? The answer isn’t Europe or the Americas, where mobile phones first took off, but Asia and, as of 2011, Africa. By the end of last year there were over 600m mobile phones subscribers from Cairo to Cape Town, according to research by the GSMA.

 

This is great news for the fight against poverty. For decades, Africa’s governments pledged to connect people through landlines – with few results. Now mobile phones are enabling people not just to connect but to access financial, medical and other services; Kenya’s M-Pesa is the global leader in mobile banking.

 

But using a handset is one thing; charging it is quite another. How can a Nigerian villager or a small farmer in Madagascar top up their battery when they have no access to the electrical grid? 1.3 billion people, don’t have access to mainline electricity. Connecting them will cost $48bn a year, every year, until 2030, according to the International Energy Agency: several times the UK’s international aid budget.


Via Daniel Oporto Calderón
more...
No comment yet.
Scooped by W. Robert de Jongh
Scoop.it!

Social Business: Challenges and Opportunities

Social Business: Challenges and Opportunities | Inclusive Business and Impact Investing | Scoop.it

In social development, social business has emerged as an important topic. Its impact on enriching and empowering people’s lives has become evident all over the world.
To combat the global economic crisis, social business has harnessed the advent of technology and modern science to eradicate poverty, hunger, unemployment and other social problems.
Social business has been around for the last three decades in Bangladesh. It has empowered women and reformed many facets of society.
Bettina Wassener of The New York Times writes,
“When it comes to the position of women, however, this country has made progress that would be unthinkable in many other Muslim societies…

more...
No comment yet.
Scooped by W. Robert de Jongh
Scoop.it!

Kraft Foods’ Cocoa Partnership in Ghana (SSIR)

Kraft Foods’ Cocoa Partnership in Ghana (SSIR) | Inclusive Business and Impact Investing | Scoop.it

Chocolate is one of the world’s most popular treats. It’s a favorite in markets from the United States and the United Kingdom to Russia, India, and Brazil, and in homes around the world, including mine. But while the confection is everywhere, the key ingredient—namely cocoa—can be grown only in a few countries near the equator. And those countries tend to be places where political and economic stability is not always assured and where poverty reduction and social welfare remain a concern for citizens and governments alike. Even more challenging, cocoa farming is mostly done by small-holder farmers and has not really seen the technological advances that could make cocoa farming less laborious and more profitable for farmers.
Ghana is the second largest cocoa growing nation in the world. As such, cocoa is a very important crop for the Ghanaian economy and Ghana is an important source for the world’s chocolate makers. Today, there are approximately 700,000 cocoa farmers among a population of 25 million. The average age of a cocoa farmer is about 56. And given the many factors that make cocoa farming difficult, risky, and often not very profitable, most cocoa farmers are telling their kids to pick a different job.

more...
No comment yet.
Scooped by W. Robert de Jongh
Scoop.it!

India sparks solar energy market: Report

India sparks solar energy market: Report | Inclusive Business and Impact Investing | Scoop.it

WASHINGTON: India's ambitious national solar programme has catalysed rapid growth in the solar market driving solar energy prices low and demonstrating how government policy can stimulate clean energy markets, according to a new report.

In only two years, competitive bidding under India's National Solar Mission drove prices for grid-connected solar energy to nearly the price of electricity from fossil fuels, said the report released here Wednesday by the Natural Resources Defence Council (NRDC) and the Council on Energy, Environment and Water (CEEW).

more...
No comment yet.
Scooped by W. Robert de Jongh
Scoop.it!

The World's Unbanked Poor

The World's Unbanked Poor | Inclusive Business and Impact Investing | Scoop.it

After the global financial crisis, banks may not be viewed as the most trustworthy organizations, but generally they are considered a safer place to keep money than stowing it under a mattress.

A new World Bank report shows that the proportion of adults who have an account at a bank, credit union or other formal financial institution in high-income countries is more than double what it is in developing countries — and suggests that the very lack of such an account may perpetuate poverty.

more...
No comment yet.
Scooped by W. Robert de Jongh
Scoop.it!

Climate Change, Disaster Risk, and the Urban Poor

Poor people living in slums are at particularly high risk from the impacts of climate change and natural hazards. They live on the most vulnerable lands within cities, typically areas that are deemed undesirable by others and are thus affordable. Residents are exposed to the impacts of landslides, sea-level rise, flooding, and other hazards. Exposure to risk is exacerbated by overcrowded living conditions, lack of adequate infrastructure and services, unsafe housing, inadequate nutrition, and poor health. These conditions can turn a natural hazard or change in climate into a disaster, and result in the loss of basic services, damage or destruction to homes, loss of livelihoods, malnutrition, disease, disability, and loss of life.

more...
No comment yet.
Scooped by W. Robert de Jongh
Scoop.it!

Businesses Measure Profit, What Do Social Ventures Measure?

Businesses Measure Profit, What Do Social Ventures Measure? | Inclusive Business and Impact Investing | Scoop.it

Tracking performance in the for-profit world is simple; you have, well, profits. Plus tons of metrics and measurers and lists--from the Fortune 500 to the Forbes Rich list to further enshrine top performers. Without looking, you can probably name most of the top 10% of either of those lists. But which are the top social-good organizations? Who are the most influential leaders? What organizations have the most significant impact?

Where do you even start? Lives saved? Diseases treated? Laptops distributed? Trees not cut down? Parts-per-million reductions in pollution? It’s easy to measure effort expended, but much more complex to track impact directly attributed to your efforts. Even in situations where measurement and evaluation are core to a project, they remain that task you do after you’ve completed the project to fulfill the grant contract, not inherently valuable.

more...
No comment yet.
Scooped by W. Robert de Jongh
Scoop.it!

Do Aid Projects Work? Tiny Sensors Will Now Let Us Know In Real Time

Do Aid Projects Work? Tiny Sensors Will Now Let Us Know In Real Time | Inclusive Business and Impact Investing | Scoop.it

Companies and NGOs spend millions of dollars outfitting people in the developing world with technologies to improve their lives. But do those water filters or new toilets actually make a difference? Instead of waiting for a follow-up study, we can now monitor their effects as they happen.

Failed aid projects are so common as to be routine. Yet projects where the impacts aren’t known are even more widespread. Did those new stoves really clean the air? Are the new toilets making the water safer to drink? Many times, these questions are left unanswered until a follow-up study years later, where the causal relationship can be hard to pinpoint. So researchers are now designing tiny sensors to monitor cookstoves, water filters, and other devices in the field, and sending back remote data so that these projects can be evaluated in real time.

more...
No comment yet.
Scooped by W. Robert de Jongh
Scoop.it!

Mobile services for the poor still a question for technology and innovation - Economy - Business - Ahram Online

Mobile services for the poor still a question for technology and innovation - Economy - Business - Ahram Online | Inclusive Business and Impact Investing | Scoop.it

Forty percent of mobile phone users in Egypt are poor. With this startling fact, Ayman Ibrahim, head of open innovation and socio-economic development at Orange Labs, opened the discussion The Mobile Revolution: Poor but Online. The session was part of several that took place alongside the World Summit Awards celebrations and exhibition that took place in Cairo 26-29 April.
The discussion was led by Peter Bruck, chairman of the World Summit Awards, which deal with innovation in digital media. In his contribution, the most striking fact Ibrahim shared was that the best selling service in Egypt is in fact ring-back-tones, the facility to listen to songs instead of a usual ring when dialling a number.

more...
No comment yet.
Scooped by W. Robert de Jongh
Scoop.it!

Can We Sustainably Reach the Poorest?

Can We Sustainably Reach the Poorest? | Inclusive Business and Impact Investing | Scoop.it

Recent reports reveal that we’re making some progress in the fight against poverty, but there’s been little effect on the most challenging to reach—the ultra-poor. While the number of people living in extreme poverty has declined so significantly that we’ve achieved one of the Millennium Development Goals (MDGs) years ahead of schedule, according to a report from the World Bank, the same report also reveals that at the current rate of progress there will still be approximately 1 billion people living below $1.25 per day in 2015, and the challenges faced by those 1 billion people are quite different depending on how far down the poverty spectrum you look.

more...
No comment yet.
Scooped by W. Robert de Jongh
Scoop.it!

Why we started SustainAbility – Blog | SustainAbility

Why we started SustainAbility – Blog | SustainAbility | Inclusive Business and Impact Investing | Scoop.it
John Elkington, co-founder of SustainAbility, is sharing his reflection on SustainAbility's 25 years.
more...
No comment yet.
Scooped by W. Robert de Jongh
Scoop.it!

Creating Shared Value - 100 years of Nestlé in Malaysia.

Beyond CSR, Nestlé aims to create sustainable value. These stories were captured by a crew of 12, more than two weeks on shoot and about 40 separate locations. But really, we'd like to thank the wild elephants, riverine crocs, orang-utans and many others who helped us get exactly what we needed.

more...
No comment yet.
Rescooped by W. Robert de Jongh from Base of the Pyramid (BoP) Markets, Marketing at the BoP & Inclusive Business
Scoop.it!

Asking the Right Questions: What Should New World Bank President Focus On?

Asking the Right Questions: What Should New World Bank President Focus On? | Inclusive Business and Impact Investing | Scoop.it
How has the unique economic history of different countries shaped them, what is it like to do business there now because of that legacy, and what lessons can they learn from other countries with a similar background?

 

Developing strong and stable economies is the one proven way to put countries on the path toward prosperity. However, the Bank and the broader international donor community need to think beyond poverty reduction in aggregate terms. Wealth generation must be inclusive and reach what the late C. K. Prahalad called the bottom of the pyramid -- those living on less than $2 per day.


Via Daniel Oporto Calderón
more...
No comment yet.
Scooped by W. Robert de Jongh
Scoop.it!

ADB hoping to raise donor funds despite global woes

The Asian Development Bank said Friday it hoped to raise about $12 billion to fund its key soft loan facility, despite a bleak global economic scenario.  The four-year cycle ending this year was worth slightly more than 11 billion dollars, he said.

The ADF provides concessional loans to its 67 member countries to fund various projects, from schools and bridges to health clinics and roads, with the aim of improving the lives of the region’s poorest. Kuroda said major negotiations for contributions to the fund were carried out in the past six months, with Japan again emerging as the biggest donor and the ADB waiting for other countries to confirm their pledges.

more...
No comment yet.
Scooped by W. Robert de Jongh
Scoop.it!

Jim O'Neill Identifies The Dominant Economic Theme Of Our Generation

Jim O'Neill Identifies The Dominant Economic Theme Of Our Generation | Inclusive Business and Impact Investing | Scoop.it

Jim O'Neill, Chairman of Goldman Sachs Asset Management, is the economist behind the BRIC acronym.

Business Insider spoke with O'Neill about the BRICs, which he considers to be the "dominant structural theme of our generation."
This may be no surprise coming from O'Neill. However, he shared with us some mind-boggling statistics that made the current issues facing the eurozone seem trivial.
In our interview, O'Neill also argued that the BRICs would continue to play a key role in stock market returns for at least the next decade. But his long-term bullish thesis hinges on one indicator, which he considers to be the best guide to long-term stock market returns.

more...
No comment yet.
Scooped by W. Robert de Jongh
Scoop.it!

Building business value in a changing world | KPMG | GLOBAL

Building business value in a changing world | KPMG | GLOBAL | Inclusive Business and Impact Investing | Scoop.it

The resources on which business relies are becoming more difficult to access and more costly. Changing patterns of economic growth and wealth are likely to strain infrastructure and natural systems. The unpredictable results of a changing climate will affect physical assets and supply chains. And businesses can expect an ever more complex web of sustainability legislation and fiscal instruments.


At the same time more corporations are recognizing that there is value and opportunity in responsibility beyond the next quarter’s results; that what is good for people and the planet can also be good for the long term bottom line and shareholder value. In this report, KPMG’s network of firms analyzes a system of ten sustainability megaforces that will impact each and every business over the next 20 years.

It is important for business leaders to understand this system of forces; assess the implications for their own organizations; and devise strategies for managing the risks and harnessing the opportunities.

more...
No comment yet.