health insurance
0 view | +0 today
Follow
Your new post is loading...
Your new post is loading...
Rescooped by John Moreno from Miscellaneous Topics
Scoop.it!

More Cuts In Store For Medicare Plans -- Here Are The Options That Will Shrink Most For Seniors

More Cuts In Store For Medicare Plans -- Here Are The Options That Will Shrink Most For Seniors | health insurance | Scoop.it
The privately run Medicare plans known as “Medicare Advantage” have been in the political crosshairs of the Obama White House.

Via David Simpson
John Moreno's insight:

Its no secret that  “Medicare Advantage" plans are going to take a hit in the coming year.  We see articles weekly if not daily with this theme in mind.  Medicare was never meant to cover all of your doctor and hospital bills. Many people do not realize this and expect it to pay all. Relying on Medicare in this situation can mean financial difficulty with substantial out-of-pocket expenses.

Medicare was not designed to cover all of your doctor and hospital bills and, without supplemental insurance, the costs of health care can get out of hand.  We offer a number of different Medicare Supplement policies to help cover some of the costs that Medicare alone does not.  Supplemental Medicare Policies help cover costs such as coinsurance, co-payments and deductibles. With a Medicare Supplement policy, you can keep your out-of-pocket expenses for healthcare down so you can maintain predictable monthly costs and avoid financial difficulty.  When you enroll in a Medicare Supplement policy, you can usually keep your doctors and hospitals and you retain all of your Medicare rights and protections. Take a look at the Medicare Supplement products we provide and find one that fits your budget and needs today. Call John at 864-580-8589 or email: jmoreno@affordableinsuranceplans.info for details and to set an appointment for a thorough consultation on how Medicare affects you personally.   

more...
No comment yet.
Rescooped by John Moreno from HealthcareToday
Scoop.it!

Target to part-timers: Get Obamacare - CNNMoney

Target to part-timers: Get Obamacare - CNNMoney | health insurance | Scoop.it
CNNMoney
Target to part-timers: Get Obamacare
CNNMoney
Target to part-timers: Get Obamacare. By Tami Luhby @Luhby January 22, 2014: 2:31 PM ET. target employees obamacare.

Via George Huba
John Moreno's insight:

We live in a country that is dynamic in many ways though lately there's a feeling that we are in for some potentially difficult times ahead.  Employers are cutting back benefits for part-time employees because its less expensive to pay the federally mandated fines if companies do not provide healthcare insurance for these employees.  Recently  A friend of mine went to the  https://www.healthcare.gov/website to register and it was still down.  They said when it was running again they would send him an email.  Well, they hadn't yet.    However, I went this morning and it was up and running.  So let me tell you what I discovered because this is very interesting to me. I clicked on the more information tab and they asked a few questions. Age, State, County and household income.  So it doesn't necessarily matter what your income is if your household income does not meet the requirements you are not eligible.  here's what the response was:

 

"Living in South Carolina and based on a household size of four and household income of $95,500:

 Not eligible for help paying for coverageThis person or household is probably not eligible for help paying for health coverage.
However, you can view the prices of private health plans available through the Marketplace. "
Note: this isn't a final determination. You'll need to submit a Marketplace application to get an actual eligibility statement." On the other hand here's what i discovered when I punched in the same information but reduced the income by $100.00
"Living in South Carolina and based on a household size of four and household income of $95,400: Eligible for help paying for coverage This group is probably eligible for a premium tax credit.This means that you may get a tax credit to use toward the cost of paying for a private health plan that you purchase through the Marketplace. 
Note: this isn't a final determination. You'll need to submit a Marketplace application to get an actual eligibility statement." I talk to people everyday some are for it others are not.  If you or someone you know needs assistance determining what is a suitable plan or option, please let me know.  I am happy to helpJohn MorenoJohn Moreno Agency864-580-8589Licensed Agent SCAccidental-Health-Life
more...
No comment yet.