In 2006 Muhammad Yunus received the Nobel Peace Prize for his achievement with Grameen Bank. It gives microcredits to people too poor to qualify for traditional bank loans and the bank made a signficant profit with this business model.
Merchants that accept credit cards typically pay an interchange fee to their credit card processing company. However, new laws are now in place that allow merchants to impose an additional surcharge, as much as 4% of a total purchase, to customers.
Visa today is announcing a key development in its bid to build a ubiquitous digital wallet service to compete against the likes of PayPal. It has signed on Overstock.com as the lastest retailer to use V.me.
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