Higher Education and academic research
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Higher education and academic/non-profit research in the world
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[UK] Government under pressure over student loan change

[UK] Government under pressure over student loan change | Higher Education and academic research | Scoop.it

Petition against decision to freeze repayment threshold reaches 120,000 signatures (...) - The Guardian, by Miles Brignall and Patrick Collinson,

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[UK] Proposed student loan changes would affect women and poor most – study

[UK] Proposed student loan changes would affect women and poor most – study | Higher Education and academic research | Scoop.it

Research finds George Osborne’s proposals to freeze the repayment minimum salary at £21,000 and replace grants with loans could significantly increase costs (...) - The Guardian, 24 September 2015

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[USA] Dettes étudiantes: La révolte commence!

[USA] Dettes étudiantes: La révolte commence! | Higher Education and academic research | Scoop.it

Il y a quelques semaines, quinze étudiants américains ont lancé une action jamais vue outre-Atlantique: la grève de la dette. Face à la faillite de leur université et pour attirer l'attention sur le problème des dettes étudiantes, ils refusent de rembourser des milliers de dollars au gouvernement fédéral (...) - Francetvinfo, Géopolis, 25/02/2015

 

 

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Un collectif efface une partie de la dette étudiante américaine

Un collectif efface une partie de la dette étudiante américaine | Higher Education and academic research | Scoop.it

Des anciens militants du mouvement Occupy Wall Street ont racheté pour plus de 3 millions d’euros de dette étudiante, contractée par près de 3 000 Américains.La dette étudiante représente la deuxième source d’endettement du pays.. (...) - La-Croix.com, par Anaïs Brosseau, 18/09/2014

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Was your student loan worth it?

Was your student loan worth it? | Higher Education and academic research | Scoop.it

The Commons business committee has said the entire student loan system is nearing a point where it is financially unworkable. We want to know if you feel your student loan was worth it.

Student loans are often the only reason many can afford to even think about going into higher education.

Now the entire student loan system has been declared almost financially unworkable by a group of MPs in charge of scrutinising university policy. The Commons business committee has called for an urgent review of the system just days after he Guardian reported that Vince Cable, the business secretary, had stalled on the sell-off of the student loan book because of fears it would not raise the amount of money predicted. (...) by Elena Cresci, The Guardian, 22 July 2014

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Senate Republicans block student loan reform legislation @insidehighered

Senate Republicans block student loan reform legislation @insidehighered | Higher Education and academic research | Scoop.it

WASHINGTON -- Senate Republicans on Wednesday blocked legislation that would allow existing student loan borrowers to lower the interest rate on their debt.

The loan refinancing bill, championed by Sen. Elizabeth Warren of Massachusetts and backed by President Obama, failed to clear the 60-vote threshold needed to advance. It was defeated on a 56-38 vote. (...) - by Michael Stratford, Inside Inhigher Ed, June 12, 2014

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Career development loans: are they a good way to fund your master's?

Career development loans: are they a good way to fund your master's? | Higher Education and academic research | Scoop.it

With no interest to pay while you study, CDLs are an attractive option for cash-strapped postgrads – but there are financial risks.

Funding is the biggest headache faced by students wanting to continue their studies after their undergrad degree. Taught master's degrees no longer qualify for research council funding, and while some students manage to put together a funding package through scholarships and sponsorships, others are drawn to taking out a bank loan. But is this a good move? (...) - by Maya Oppenheim, The Guardian, 13 May 2014

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UK: Are university degrees an expensive mistake?

UK: Are university degrees an expensive mistake? | Higher Education and academic research | Scoop.it

Katie Morley: The money spent on repaying student loans could produce a pension pot or house deposit, rather than enriching the Treasury. (...) - The Guardian, by Katie Morley, 4 March 2014

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University places restriction lifted and funded by student loans sell-off

University places restriction lifted and funded by student loans sell-off | Higher Education and academic research | Scoop.it

Chancellor says end of 'cap on aspiration' funded by selling loan book, but critics question sustainability of annual £700m needed (...) - by Randeep Ramesh, The Guardian, 5 December 2013

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Want to fix the US student loan crisis? Put colleges on the hook

Want to fix the US student loan crisis? Put colleges on the hook | Higher Education and academic research | Scoop.it

Some colleges have higher default rates than graduation rates, proof that we should evaluate institutions' risk as well. 

 

The question of student loans is taking on an increasing urgency everywhere but Washington.

Rates on federally subsidized loans doubled to almost 7% on July 1, thanks to Congressional bickering and dithering. The latest attempt to roll back the rates failed to get out of the Senate earlier this week, when sponsoring Democrats failed to break a Republican filibuster against the bill. (...) - by

Helaine Olen, Thursday 11 July 2013
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Universities consider loans to help postgraduate students

Universities consider loans to help postgraduate students | Higher Education and academic research | Scoop.it

Funding for postgraduate study is so hard to find that universities are considering offering private loans to help students (...) - by Anna Fazackerley, The Guardian, Monday 25 February 2013

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Universités américaines : le cauchemar de la dette étudiante

Universités américaines : le cauchemar de la dette étudiante | Higher Education and academic research | Scoop.it

Aux États-Unis, des millions d’étudiants sont contraints de s’endetter lourdement pour pouvoir financer leurs études supérieures. Seuls ou avec leur famille, ils empruntent des dizaines de milliers de dollars sur plusieurs années, mais ils ne parviennent pas toujours à rembourser leurs dettes à leur sortie de l’université et sont contraints de démarrer leur vie active […] - Nouvelles de France, par Eric Martin, 30/04/2016

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L’irrésistible escalade de la dette étudiante aux Etats-Unis

L’irrésistible escalade de la dette étudiante aux Etats-Unis | Higher Education and academic research | Scoop.it

En trente-cinq ans, les frais de scolariré ont été multipliés par plus de vingt, deux fois plus que ceux de la santé. Au point de menacer l’économie américaine. (...) - par  Stéphane Lauer, Le Monde, 26/04/2015

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Etats-Unis : après les subprimes, une crise de la dette étudiante ?

Selon une récente note de la Banque de France, 40 millions d’Américains ont un prêt étudiant s'élevant en moyenne à 30 000 dollars. Début 2014, l’encours total de ces prêts atteindrait 1 100 milliards de dollars. Pour Eric Berr, maître de conférences en Economie à l'université de Bordeaux et membre des Economistes atterrés, cette situation fait craindre le pire. D'autant que s'ajoutent à cela l’accroissement du chômage et l’augmentation des droits d’inscription dans les universités américaines. (...) - Marianne, par Eric Berr, 19/11/2014

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USA : les retraites ponctionnées pour rembourser les prêts étudiants

USA : les retraites ponctionnées pour rembourser les prêts étudiants | Higher Education and academic research | Scoop.it

Selon un rapport du Government Accountability Office, de plus en plus de retraités américains peinent à rembourser leur prêt étudiant et voient leur retraite ponctionnée par l’Etat. (...) - vousnousils, par

Elsa Doladille, 18/09/2014

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Student loan system is almost financially unworkable, say MPs

Student loan system is almost financially unworkable, say MPs | Higher Education and academic research | Scoop.it

Commons business committee calls for review amid fears of multibillion-pound black hole in university funding.

The entire student loan system is nearing a point where it is financially unworkable, the group of MPs in charge of scrutinising university policy has found.

In a scathing report, the Commons business committee called for an urgent review of the system, amid predictions the government is heading towards a multibillion-pound black hole in the funding of universities.

There are growing fears among academics about the student loan system, despite unpopular changes in 2011 that involved tripling tuition fees for students. In its inquiry, the committee found that plans to lift a cap on student numbers, funded by selling the student loan book, may make the funding gap worse. (...) - by Rowena MAson, The Guardian, 22 July 2014

The entire student loan system is nearing a point where it is financially unworkable, the group of MPs in charge of scrutinising university policy has found.

In a scathing report, the Commons business committee called for an urgent review of the system, amid predictions the government is heading towards a multibillion-pound black hole in the funding of universities.

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Political deal to replace student grants with loans

After months of planning and negotiating, Jet Bussemaker, minister for education, culture and science in The Netherlands, has struck an agreement with two opposition parties on a bill that will convert student grants into loans from 1 January 2015. The move will free up €1 billion (US$1.4 billion) from the state higher education budget. (...) - University World News, by Jan Petter Myklebust, 05 June 2014 Issue No:323

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Student Loans Rising An Overview of Causes, Consequences, and Policy Options

Rising student debt burdens can affect a variety of economic outcomes. For those enrolled in school, student loan debt may affect completion rates, choice of major, and student performance. Once students graduate, student debt can impact career choice and willingness to seek a graduate education. Lastly, student loan burdens can also affect financial decisions later in life, influencing decisions about home purchase and marriage. (...) - Economic studies at Brookings, mai 2014 via Sauvons l'Université !

Collectif PAPERA's insight:

À lire de près — surtout par ceux qui penseraient pouvoir compenser le désinvestissement de l’état par des augmentations de frais d’inscription et de prêts étudiants.

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Elite Universities Accused Of Creating Illegal Hurdles For Students

Elite Universities Accused Of Creating Illegal Hurdles For Students | Higher Education and academic research | Scoop.it

Dozens of elite and Ivy League higher education institutions may be violating the law by telling potential applicants they have to spend money filling out an unnecessary form, according to a letter sent to Education Secretary Arne Duncan from Rep. Elijah Cummings (D-Md.).

Cummings, ranking member of the House Committee on Oversight and Government Reform, informed Duncan Monday of the findings of a review of more than 200 colleges and universities. That investigation resulted in 111 schools identified as apparently violating the Higher Education Act by telling potential applicants they must pay to fill out the CSS/Financial Aid PROFILEdeveloped by the College Board. (...) - The Hhuffington Post,by  Tyler Kingkad, 02/05/2014

 

 

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UK: Student loans worth £900m to be sold off

UK: Student loans worth £900m to be sold off | Higher Education and academic research | Scoop.it

Sale covers mortgage-style debt mainly from 1990s as interest rate rise is ruled out for existing graduates (...) - by Patrick Wintour, The guardian, 25 november 2013

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[Denmark] Agreement on controversial student loan scheme reform

The major political parties in Denmark have signed a 10-point reform agreement aimed at strengthening the economy, job creation and competitiveness. When the reform is fully operational in 2020, student grants and loans spending will be reduced by DK2.2 billion (US$383 million). Students are angry, but rectors support the move.

Public money saved on the student grants and loans system, called the SU, will be invested in other areas of higher education. The agreement(in Danish) is called “On the Reform of the SU-System and the Student Completion Framework”. (...) - University World News, by Jan Petter Myklebust, 25 April 2013 Issue No:269

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Denmark: Controversial student loan reform plans published

Danish Prime Minister Helle Thorning-Schmidt has announced eight reforms to the student financial support system. In her weekly press report on Tuesday she said the reforms would save the government DKK2 billion (US$360 million) a year – but that Denmark would still have the world’s most generous student loan scheme. (...) - University World News, by Jan Petter Myklebust, 20 February 2013 Issue No:260


 

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