Credit data aggregator Sperlonga has agreed to become the first company to furnish HOA payment and account status data to Equifax Inc., one of the three major credit reporting agencies. Reporting will be tested in August with a full roll out planned in the October 2016.
Photographer: Michael Nagle/Bloomberg (3 minute read) QM that’s why. The Qualified Mortgage became a thing in January, 2014. Proposed, promulgated and made law of the land by the CFPB (Consumer Financial Protection Bureau) as a safe haven for lenders that played by the rules. Unveiled and delivered to the mortgage lending universe [...]
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