I just completed enrolling for healthcare insurance in the Federal Healthcare Exchange. I got better health and dental insurance at a lower cost.
Monica S Mcfeeters
onto AUSTERITY & OPPRESSION SUPPORTERS VS THE PROGRESSION Of The REST OF US
Well, eight hundred a month for a family plan isn't cheap. I do know that for a family with someone that has a preexisting condition it has been far more expensive for that much coverage. So things might get a lot better for many people, a bit better for some, but I still think we need to make this a starting point not a finish.
Obama threw in the towel to something’s that do and will continue to affect everyone other than those rich enough to survives sickness and old age care and have enough to not have to give their wealth away or have it taken away after a lifetime of so called earning their assists.
These are old age and illness standards we should but back into the ACA. The first thing two major things in the ACA the Democrats gave into the GOP on were these two:
1.The ability to become sick and become old and not go bankrupt and broke. Yes some become too ill and too alone to handle their own affairs.... but they are not dead and are still human and should not be sentenced to a penalty of absolute poverty like the worth murderer behind bars and topped with a certain death sentence on top of that. No one should have to worry that an insurance company or their own government will take a lifetime of assets because they became to ill or old to continue to earn them. No one should have to give all those assets away while they are still living to make themselves impoverished either..
2. The other one they gave in on and tossed out the last I knew were so miss named and so called "death panels". These were to be legal advisers to the sick and elderly. Those that have gone through anything but sudden death (and maybe probably matters then too), realize how important legal advice is to the individual and the families involved. Developing a network of these legal lawyers is as important as public defenders are. Many people just go to any popular lawyer that will readily charge them 500 dollars or more for poor advice unless they have enough money in their assets to give that lawyer regular or large in come. Most lawyers do not specialize in less than upper-class services too often.
They can be nice and can save you or bargain for you and make difference in your life if you can come up with the money and figure out whom to go to or just get lucky. No one should expect different unless the layer is a public servant hired for a specific service to the public, like elderly and sick care legal issues. This would be an ideal job for smart students the government enlist to school at public expense for a share back time to act as advisors for four or fives years at modest, but good pay. There are many people bright enough to be lawyers that just can't afford to stay in school. Student doctors could be offered the same deal too. The Military trained brilliant doctors that served society for a payback time while on good, but modest salaries. In the end they were debt free and most moved on to private practice and some made that a lifetime service.
3. Yes, I know I didn't say three earlier. I'm adding this now. The idea is mine but I also heard it coming Harvard Young Progressives during the healthcare debate I read about daily. They were pushing formally for some basis sick care payments cover annually on all levels of the plans. They suggested three doctor visits and one emergency room visit be covered each year in addition to the included preventive care. One could view early sick treatment as preventive care as well. This should also be added to the ACA. Many people that come up with the money for insurance afterward have little left for paying for a doctor visit when sick with what after that. We are all paying for health care for when we are sick and everyone should get something for their money and that is what most everyone needs and should have.
Most fairly healthy people will not go to an emergency room in their lifetime very often nor will they go to doctors too much in a year time. The three-visit limit before the deductibles kick in should cause those running to a doctor for every little thing to still pay their own way. But all the rest of the paying public will also get what most need for the year. Getting people to go while they are sick will also allow doctors to catch things while they are still minor and know their patients more.
The only way anyone wins the insurance investment back big is to lose big. Lose your health in this case, your transportation in that type of insurance, your home in another, and your life in the last one. No one wants to be the big winner in the insurance game. Everyone should get something back they need from their investment in these pools unless they are going to cut the price of these down to just catastrophe which most people will not need in their life time or the whole insurance system would fail anyway.
Insurance is a customer service for those that agree to protect each other in their collective pull/pool of resources, which they entrust to a company or government to hold for those purposes, and those customers pay them to do that service. It was never sold or planned as a way for the hand full massive profits to service providers that collect the group’s funds to buy up the elected officials, line their own pockets with giant profits and so forth. That has been a corruption of the whole process and we should not put our money into that design. Perhaps it is time to reevaluate the whole concept of insurance as it has become very corrupted from the original intent. This is an area that really needs to look at going to a non-profit customer owned co-op situation if we don’t decide to make it national and government based service.