So you need a loan or a new account, and you’re not sure where to go. Both banks and credit unions can probably help you, but one may be better. What can you expect from banks vs. credit unions and why does it matter?
Jacob 's insight:
Being part of a credit union sound more appealing to me than getting a loan from a bank. Actually owning a part of it and not feeding big banks is pretty cool and you also get better deals on loans.
A credit union is like a bank but they are not trying to get as much money as possible out of you. They are ran by the community and give out smaller loans than banks but the percent of people that pay off their loans are higher.
I am often asked by my customers about what the difference is between a bank and a credit union especially when one of my Louisville buyers is looking for a mortgage loan source. I am probably asked the same question several times in a month.
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