2015 was the year the finance landscape saw a drastic increase in new players entering the market and offered a wide range of great services that none of the more established banks yet have been able to offer. New solutions and companies popped up up almost every week and this has put banks in a squeeze: they need to find new ways to innovate ASAP in order to stay relevant in a highly competitive market.
In this challenging environment, Deutsche Bank has decided to go new ways and to use the innovative methodology of crowdstorming and get different perspectives from all over the world. Deutsche Banks has teamed up with the creative problem-solving platform jovoto.com to run an ambitious 8 week crowdsourcing project. From fintech experts to service design specialists, creatives and entrepreneurs from around the world are being asked to develop the ultimate premium customer service experience for Deutsche Bank’s customers.
The world's vast waters have become a de facto dumping ground for toxic chemicals, agricultural runoff and plastic trash. With ocean pollution at an all-time high, the question of how to turn it around weighs heavily on the minds of many environmentalists and engineers. So far they've come up with everything from oil-cleaning magic wands to massive floating cleanup arrays, but it's a race to see which method will most effectively reverse the damage humans have wrought. Which of these amazing gadgets do you think has the best shot at cleaning up our oceans?
Who do the most elite Artificial Intelligence thinkers on the social web follow on Twitter? These people:
1. Elon Musk, co-founder of Open AI, a new organization dedicated to making sure AI is beneficial to humanity, is the person most followed by the most discerning AI thought leaders. No surprise. Good.
2. Martin Ford, (top left) author of #RiseoftheRobots and The Lights in the Tunnel.
3. Gary Marcus, (top right) CEO of Geometric Intelligence, Professor Psychology & Neural Science, at NYU, is only followed by 8,000 people on Twitter. But among those are many of the AI elite.
4. Ben Goertzel (bottom left) is a prolific advocate for open source General (human-like) AI.
5. David Brin, (bottom right) futurist, blogger, and author with a new book coming out in March calledInsistence of Vision, which he says "will open doorways into possible (and mind-blowing) tomorrows and alternate realities.”
6. Randy Olson, data scientist researching AI, master curator of great content related to AI, dataviz and more. Seems like a nice guy, too.
7. Peter Xing, intrapreneur at Deloitte and co-founder of TranshumanismAU, an Australian organization that aims to enhance the human biological condition.
8. Nikola Danaylov is a Singularity-minded public intellectual and host of the Singularity 1 on 1 podcast.
9. Rodney Brooks, CTO of Rethink Robotics, a company that makes robots that collaborate with humans.
10. Rod Furlan, a Singularity University alum who’s the founder of Lucidscape, a company "building a new kind of massively-distributed 3D simulation engine to power the vast network of interconnected virtual worlds.”
As advancements in technology continue at an ever-increasing pace, will there ever come a day when we’ll be able to use science to cheat death? Australian startup company Humai seems to think so; it claims to be working on a way to transfer a person’s consciousness into an artificial body after they’ve died.
“We want to bring you back to life after you die,” says Humai CEO Josh Bocanegra on the company’s website. “We’re using artificial intelligence and nanotechnology to store data of conversational styles, behavioral patterns, thought processes and information about how your body functions from the inside-out. This data will be coded into multiple sensor technologies, which will be built into an artificial body with the brain of a deceased human. Using cloning technology, we will restore the brain as it matures.
The implications of this technology are huge, especially for regions of extreme poverty where people do not have easy access to clean drinking water. It’s a self-filling water bottle that actually turns air into drinkable water by using the condensation of the humidity which is contained in the air. It was designed by Kristof Retezar.
Few travel experiences are as frustrating as losing a bag, but Silicon Valley start-up Bluesmart thinks its new connected luggage will help travelers stay sane when bags go missing. The company takes an Internet of Things approach to the suitcase, integrating sensors that allow travelers to track their bag’s location on a map.
Business Insider chatted with CEOs and investors alike to find out what technology and treatment could be the Uber of healthcare. Overwhelmingly, the most common answer we heard had to do with genetics and in particular the gene-editing technology called Crispr. In fact, some were convinced that the power to sequence genes with companies like Illumina had already disrupted the healthcare industry.
Just as ATMs changed banking and computers took over the home and workplace, robots and artificial intelligence are going to transform a bunch of industries over the next decade.
By 2025, a machine may be putting together your driverless car in a factory with no human oversight. A robot maid could be cleaning up after you at home, and your financial advisor might be a computer investing for you automatically.
And with at least 90 countries operating unmanned aerial vehicles, the wars of the future may increasingly be fought with "drone" aircraft.
These are just some of the interesting — and sometimes scary — predictions to come from a 300-page report released by Merrill Lynch which estimates the global market for robots and AI will grow from $28 billion to more than $150 billion just five years from now.
Distributed power—where electricity is generated locally, instead of delivered via complex grid infrastructure—makes lots of sense for Africa. About 600 million Africans don't have electricity. But sunlight is a widely available resource across most of the continent, making distributed solar power one of the more sensible options for electrification. Plenty of companies see the potential.
"Sound baths" are catching on among urbanites seeking meditative experiences.
In New York, Los Angeles and beyond, people are gathering for “sound baths,” group experiences where participants focus on the vibrations of tuning forks and singing bowls.
Wellness expert Debbie Attias recently began hosting sonic meditation sessions in Brooklyn’s Greenpoint neighborhood. “I’m interested in sound healing through listening as well as through expressing and making sound,” she said. “Both bring you fully and completely into the present moment, and when you are in tune, the world becomes synchronistic and your path is made clearer.”
Sound baths are popping up at Twisted Trunk Yoga and Studio Anya, both in Manhattan; at the Wythe Hotel, Maha Rose Center for Healing, and the Brooklyn Zen Center, all in Brooklyn; and at House of Intuition in the Silver Lake neighborhood of Los Angeles. The Integratron, a domed structure built in the Mojave Desert starting in the 1950s, has lately received a surge of new interest as a sound bath mecca.
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