"In today’s high-tech, big-data, science-driven capitalism, insurers can’t make money using century-old, seat-of-the-pants, hand-me-down, 100-year-disaster recurrence formulas that no longer reflect the 21st century’s accelerating trends. The truth is, so-called 100-year disasters are often repeating about as fast as every 100-days.
Starting now, climate-science deniers can babble all they want — Big Oil, Koch Brothers, the U.S. Chamber of Commerce, lobbyists and extremist politicians — all those climate-denying Luddites can rant and rave all they want about their myopic ideologies, unprincipled obstructionism, underlying greed, and tout their made-up scientific reports. They can pay off academicians to write articles and make speeches to cast doubt on legitimate climate-change science. And they can buy all the national ads they want to degrade climate activists like Greenpeace, Tom Steyer, Bill McKibben and his 350.org global army fighting to stop the Keystone XL pipeline from polluting America.
But soon, all the science-deniers’ noise won’t matter much. And no new climate-science legislation will be needed ... No grand bipartisan political bargain will be necessary ... No long, drawn out, costly lobbying efforts called for ... No new worldwide campaigns to support climate change ... in the future, insurance costs will be based on real climate science."