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FT.com / Mobile web app call

A middle finger to Apple comes to fruition.

Got the email encouraging me as an FT app Apple store downloader to switch to the web app, as it will not be available on i-device after 28th March.  

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The Guardian Says P2P Lending Is A Good Investment [Headlines] @PSFK - StumbleUpon

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Can Barclays take on PayPal in mobile?

Can Barclays take on PayPal in mobile? | Financial | Scoop.it

eBay's CEO, John Donahoe, believes that digital payments should account for a lot more of the global payments market than they currently do.

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World economic outlook from the IMF: just how bad will things get?

World economic outlook from the IMF: just how bad will things get? | Financial | Scoop.it
The International Monetary Fund has just revised its predictions for the world's economies.
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Young holidaymakers happy to leave handsets at home

Young holidaymakers happy to leave handsets at home | Financial | Scoop.it
The majority of those aged 18 to 35 favour word-of-mouth advice over social media for the best travel recommendations.
 
That’s according to a survey of 1,000 young travellers by the TNT Travel Show, which found that 73% preferred word-of-mouth recommendations, compared with just 14% who favoured social media and 13% blogs.

The figures were supported by the finding that 85% of BlackBerry users and 68% of iPhone owners said they would be happy to leave their handsets at home. Instead, the favourite gadget was the camera, carried by 90% of young travellers.

Email was judged the best way of keeping in touch with friends and family while abroad, with 29% of the vote, followed by Facebook (22%), SMS (16%), Skype (15%), mobile phone (12%), landline phone (3%) and Twitter and post (each 1%).
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InformationWeek Mobile Edition

Given the promise of new analytics technologies, becoming more data-driven is on the minds of most IT decision makers these days. In a recent report on the impact of big data on analytics, "More than half of the organizations polled identified analytics as among their top five IT priorities," says Julie Lockner senior analyst and VP of data at the Enterprise Strategy Group (ESG), an IT strategic advisory firm based in Milford, Mass.

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Internet Retailing » M-shoppers using public wifi potentially at risk of ID theft, phishing and more, warns YouGov survey

Internet Retailing » M-shoppers using public wifi potentially at risk of ID theft, phishing and more, warns YouGov survey | Financial | Scoop.it

As mobile commerce continues to grow at a phenomenal rate – thanks it part to public wifi access – new research from web hosting experts UK2 and YouGov has revealed that more than half of the UK’s public wifi users are potentially putting confidential data at risk by connecting mobile devices to unsecured networks.

According to the survey, over half of all UK adults who ever use public wifi (56%) do not check or only “rarely” check whether a public wifi network is encrypted before use. Public wifi networks in places such as coffee shops, pubs, airports or hotels, are often unsecured connections, which can expose personal data and leave devices open to online threats such as malware, spyware and cyber-snooping.

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MasterCard publishes roadmap for moving the US to EMV and NFC • NFC World

MasterCard publishes roadmap for moving the US to EMV and NFC • NFC World | Financial | Scoop.it

The payments giant has set out its plans for moving the US from magnetic stripe card technology to chip cards and NFC phones

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MasterCard tests NFC payments at movie theaters - Payments - Mobile Commerce Daily

MasterCard tests NFC payments at movie theaters - Payments - Mobile Commerce Daily | Financial | Scoop.it

MasterCard is running an NFC pilot program at movie theaters in Australia that lets consumers pay for food and drink items via their mobile devices.

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American Express : The world at your fingertips

American Express : The world at your fingertips | Financial | Scoop.it

INGO Stockholm has created an iPad ad for American Express eurobonus card.

For every purchase you make using your Amex card you get points that...

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http://www.research.hsbc.com/midas/Res/RDV?p=pdf&key=ej73gSSJVj&n=282364.PDF

The World in 2050. HSBC report into economic shifts. Not as different as I thought...!

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EU calls for comment on future of payments • NFC World

EU calls for comment on future of payments • NFC World | Financial | Scoop.it
The European Commission has published a green paper assessing the current card, internet and mobile payments landscape and is asking stakeholders to contribute their thoughts on how to ensure a modern, integrated payments environment can be...
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Contactless cards | YouGov Labs

Contactless cards | YouGov Labs | Financial | Scoop.it

New research shows banks and retailers need to do more to up usage of contactless technology.

A study looking at NFC (Near field communication) and contactless technology, Mobile Wallet interviews over 2,500 respondents online, on a quarterly basis, with the next report due in March 2012.

The most recent research has found that just 12% of the British population believe they own a contactless card
Yet according to the UK Cards Association, there were 19.6 million active cards in the UK in November

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PayPal ups digital wallet competition with new features :: StrategyEye - Industry Intelligence

PayPal ups digital wallet competition with new features :: StrategyEye - Industry Intelligence | Financial | Scoop.it

PayPal is broadening its digital wallet service to allow consumers to carry out a range of complex financial transactions as it seeks to stamp its authority on the increasingly competitive market. Speaking at the South by Southwest conference in Texas, VP Sam Shrauger claims that the wallet will "let consumers do things with their money that have never been possible before", such as taking an item home to trial before paying for it - essentially allowing them to change their minds before buying. The changes see PayPal offering a huge, if complex, degree of flexibility, with the firm stating that it is "imagining the future of money". Along with delayed payments, consumers can pay for items in instalments or even pay for items using different "sources of value" beyond credit cards such as mixing gift cards, airline miles and loyalty points.

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Crowdsourced credit card lets members share in profits and decisions

Crowdsourced credit card lets members share in profits and decisions | Financial | Scoop.it

Earlier this month Barclaycard US introduced the Barclaycard Ring MasterCard, billed as “the first social credit card to be designed and built through the power of community crowdsourcing.”...

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Can the financial sector really thrive on social media?

Can the financial sector really thrive on social media? | Financial | Scoop.it

The strictly regulated financial services industry has, in the past, shied away from social media engagement.

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Europe government's debts: how much do they owe?

Europe government's debts: how much do they owe? | Financial | Scoop.it
European government's combined debt figures are out today. How bad are they?
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e-tid - UK economy will ‘zigzag’ this year

e-tid - UK economy will ‘zigzag’ this year | Financial | Scoop.it
The Bank of England’s quarterly inflation report predicts that inflation will continue to fall in the coming months.
 
However, the UK economy will ‘zigzag’ this year, dipping in and out of growth, according to Bank of England governor Sir Mervyn King, reports the BBC.

The Bank’s quarterly inflation report – released this morning – now predicts inflation will be 1.8% by 2014, up from its previous estimate of 1.3%.

The consumer prices index (CPI) rate fell to 3.6% on an annual basis in January, from 4.2% in December. The rate is more than a percentage point away from the Government’s 2% target.
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Mobile banking grew 63pc year-to-year: study - Research - Mobile Commerce Daily

Mobile banking grew 63pc year-to-year: study - Research - Mobile Commerce Daily | Financial | Scoop.it

Fueled by large financial institutions, mobile banking grew 63 percent from 2010 to 2011 and reached 22 million new consumers in 2011, according to a study from Javelin Strategy and Research.

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Visa mobile spend heads for 50% • NFC World

Visa mobile spend heads for 50% • NFC World | Financial | Scoop.it

Over half the spending put through Visa in Europe in 2020 will be via a mobile device, predicts the payments company

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The Digital Wallet and The Future of Payments - Bandwidth Blog

The Digital Wallet and The Future of Payments - Bandwidth Blog | Financial | Scoop.it
The Digital Wallet and The Future of Payments...
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MovenBank Moves Industry Closer to Social Media Credit Scoring - MarketingVOX

MovenBank Moves Industry Closer to Social Media Credit Scoring - Publisher: MarketingVox...
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PayPal Launches Facebook App for Sending Money to Friends [EXCLUSIVE]

PayPal Launches Facebook App for Sending Money to Friends [EXCLUSIVE] | Financial | Scoop.it
Social payments are taking a giant leap forward: PayPal has unveiled a Facebook app that lets you send money to friends.
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Visa Talks With Apple As Part Of Plan To Push Wireless Payments | Fast Company

Visa Talks With Apple As Part Of Plan To Push Wireless Payments | Fast Company | Financial | Scoop.it
Wireless payments, perhaps powered by NFC technology or something like it, are definitely inbound--for a bunch of reasons that start with consumer convenience and end with dynamic personalized advertising and shopper analytics. Odds are it'll be a billion-dollar industry soon enough--which explains why there's such a complex, layered, and consumer-hostile battle for the tech going on behind the scenes. Fascinating then that Visa, a master of the current plastic card payment paradigm, is so active in its wireless innovations.
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brandflakesforbreakfast: debt management gamified

brandflakesforbreakfast: debt management gamified | Financial | Scoop.it
The problem with debt is it's super easy to get into and really freakin' hard to get out of - and there really aren't a lot of tools or resources to TRULY help a person caught in the vicious debt cycle to get out. That's why the brilliant folks at ReadyForZero are creating a totally unique, free web-based tool that aggregates all your debt in one place and gives you all the information you need to get out of debt as fast as possible. Not only does it automatically pull in your debts and monthly payments from your account and tells you when you can pay it off based on various sliders, but it also has tools to help you stop adding to your debt when you're out in the real world. The even added a level of gamification to show you your progress, challenge you to complete tasks, etc.
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