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A Few Accounting Essentials Are Crucial for Survival

A Few Accounting Essentials Are Crucial for Survival | Finance Math | Scoop.it

Excellent article that includes good examples of the key accounting areas business owners need to focus on if longevity is required.


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Why Cybercrime Targets Small Business

Why Cybercrime Targets Small Business | Finance Math | Scoop.it
Reports show over half of all cybercrime targets small business with less than 250 employees. Why? Here's a look at why cybercrime targets small business.
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Roger Smith's curator insight, May 6, 11:28 PM

A global problem with very few answers.   SME's have this tendency to bury their heads in the sand and concentrate on the business of business not realising that the very nature of business today is digital.


the criminals have worked it out, why haven't we?

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How to Generate Small Business Leads

How to Generate Small Business Leads | Finance Math | Scoop.it
Complete table of contents to your education on the subject of Lead Generation and Conversion, including tools and resources
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Daniel Watson's curator insight, May 6, 3:08 AM

 

If you own a small business, a key indicator of the level of success your business will achieve, is how effective you are at marketing your products or services. Lack of knowledge of the best ways to effectively market a small business should not be an excuse for lack of marketing effort. This article provides all of the knowledge most small business owners will need to become effective marketeers, and the tools and resource links provided, are worth retaining and making use of in the future.

 

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For Small Business Owners Who Dream Big

For Small Business Owners Who Dream Big | Finance Math | Scoop.it
Are you a small business owner who wants to land big contracts? Learn from the pros who spoke at this year's Entrepreneurs Summit.

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How to Start a Small Construction or General Contracting Business | The U.S. Small Business Administration | SBA.gov

How to Start a Small Construction or General Contracting Business | The U.S. Small Business Administration | SBA.gov | Finance Math | Scoop.it

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21 Video Marketing Ideas for Small-Business Budgets [Infographic]

21 Video Marketing Ideas for Small-Business Budgets [Infographic] | Finance Math | Scoop.it
Content - Making captivating and effective marketing videos doesn't cost as much as you think. The following tips can help you get started.
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Should You Design Your Own Small Business Website?

Should You Design Your Own Small Business Website? | Finance Math | Scoop.it
If you’re not sure if you should spend money on a web designer or DIY for your small business website, think about these three situations where doing it yourself could be a great option.
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Rescooped by MissMelissa from Finance Math
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Many Americans accumulating debt faster than they’re saving for retirement - The Washington Post

By Michael A. Fletcher, Published: October 23

A majority of Americans with 401(k)-type savings accounts are accumulating debt faster than they are setting aside money for retirement, further undermining the nation’s troubled system for old-age saving, a new report has found.

 

Three in five workers with defined contribution accounts are “debt savers,” according to the report released Thursday, meaning their increasing mortgages, credit card balances and installment loans are outpacing the amount of money they are able to save for retirement.

 

The imbalance is expanding even as policymakers are encouraging people to set aside more by offering generous tax breaks and automatically enrolling workers in retirement accounts that in some cases automatically escalate the amount of money over time.

 

Currently, workers with retirement savings accounts put aside more than 11 percent of their pay for retirement — 5 percent in their own accounts, and 6.2 percent in Social Security.

 

Despite that — and despite the $2.5 trillion the report says employers have poured into defined contribution accounts from 1992 to 2012 — the retirement readiness of most Americans has been slipping, according to the report by HelloWallet, a D.C. firm that offers technology-based financial advice to workers and conducts research of economic behavior. ...


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Hal's curator insight, October 25, 2013 11:07 AM

This is the yet another reason the bull run in gold is not finished.

Sasha Whitley's curator insight, October 25, 2013 12:33 PM

Great article to show the signs that Americans just have too much debt - and they are carrying they debt into retirement. How much debt do you carry? How will this affect you in retirement? Things to think about!

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Review: No cash, cards, just mobile pay for a week - Sacramento Bee

Review: No cash, cards, just mobile pay for a week - Sacramento Bee | Finance Math | Scoop.it
Attempt at your own risk: For an entire week, I left all my cash and credit cards at home to see how well wallet-free mobile services work in the real world.
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Americans are turning more and more to community wealth-building institutions

Americans are turning more and more to community wealth-building institutions | Finance Math | Scoop.it

These developments include nonprofit community development corporations and community land trusts that develop and maintain low-income housing, as well as community development financial institutions that now invest more than $5.5 billion a year in poor communities. Employee ownership is on the rise, extending to 11,000 businesses and involving three million more workers than are members of private sector unions. A third of Americans belong to urban, agricultural and credit union cooperatives. In the public sector, local government economic development programs invest in area businesses while municipal enterprises build infrastructure and provide services, raising revenue and promoting employment and economic stability, diversifying the base of locally controlled capital. Two thousand publicly owned utilities, together with co-ops, provide a quarter of America’s electricity. Public pension assets are being channelled into job creation and community economic development. More and more US states are looking into the creation of public banking systems like the long-standing public Bank of North Dakota.


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Google Discloses Vulnerability In SSL Web Encryption Technology - Huffington Post

Google Discloses Vulnerability In SSL Web Encryption Technology - Huffington Post | Finance Math | Scoop.it
By Jim Finkle BOSTON, Oct 14 (Reuters) - Three Google Inc researchers have uncovered a security bug in widely used web encryption technology that they say could allow hackers to take over accounts for email, banking and other services in what...

Via VERONICA LESTER
MissMelissa's insight:

This article came out last year.  We are seeing similar situations unfold this year.  What is your take?  What should have been done?

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Singapore Has Become A Wall Street Paradise

Singapore Has Become A Wall Street Paradise | Finance Math | Scoop.it

By 2020 the world's wealthy will have moved most of their private banking activity from Switzerland to Singapore, according to research group WealthInsight.


And of course, they'll need people to manage that money.

 

The country couldn't be more ready. It's becoming a hub for Asia's rich. In fact, Boston Consulting Group recently named Singapore the country with the world's densest population of millionaires -- 17 percent of all households, to be exact.

 

To serve that population, Singapore has built an infrastructure of high end shopping, hotels, and nightlife.
So if you've got the cash, there's plenty of room for you to play (and work) too.


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Rescooped by MissMelissa from ReactNow - Latest News updated around the clock
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Greece extends bank closures into next week

Greece extends bank closures into next week | Finance Math | Scoop.it

Athens has extended banking closures across the country into next week, as it faces the possibility of financial collapse. The heads of the US Treasury and the IMF have said a degree of debt restructuring is in order.


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Accounting Clouds Are Changing Accounting Industry | Cloud9 Real Time

Accounting Clouds Are Changing Accounting Industry | Cloud9 Real Time | Finance Math | Scoop.it
Cloud computing is rapidly changing the accounting industry by streamlining accounting processes and systems to cut costs and adopt services which add value in a more subscription-based plan.

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Fashion Small Businesses: The risks, the successes and the women who run the world (or at least Canada).

Fashion Small Businesses: The risks, the successes and the women who run the world (or at least Canada). | Finance Math | Scoop.it
As my last week in Canada I wanted to take this moment to celebrate some truly inspiring Canadian women who have taken the risk of starting their own fashion small businesses in the country.
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4 Tools That Make Your Small Business Look Big

4 Tools That Make Your Small Business Look Big | Finance Math | Scoop.it
Just because you're not Apple or Amazon doesn't mean you can't look every bit as professional to consumers. Here's how to do it.
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6 Keys to Develop a Successful Small Business

6 Keys to Develop a Successful Small Business | Finance Math | Scoop.it
Courage, control and the keys to the courthouse -- just a few things to think about.

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Facebook Marketing For Small Businesses - Bite Size Guide

Facebook Marketing For Small Businesses - Bite Size Guide | Finance Math | Scoop.it
In this post, you will find a bite-size guide for Facebook marketing for small businesses which will help you to increase reach, business growth and increase sales.

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The Small Business Guide to Online Marketing #DreamSmallBiz

The Small Business Guide to Online Marketing #DreamSmallBiz | Finance Math | Scoop.it
A snapshot of online marketing state-of-the-art, including the latest platforms for online marketing and how to combine them.

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Sort Your Finances Out: 10 Best Accounting Apps for your Retail Business

Sort Your Finances Out: 10 Best Accounting Apps for your Retail Business | Finance Math | Scoop.it
It's easy to get your books into a mess when you're just starting out. Here are the 10 best accounting apps for retail that can help you avoid this problem.

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Rescooped by MissMelissa from Finance Math
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95-year old conned out of life savings - Hawaii News Now

95-year old conned out of life savings - Hawaii News Now | Finance Math | Scoop.it
95-year old conned out of life savings
Hawaii News Now
"My aunt was a hard-working lady, a nurse," says Madden, who says the woman's credit is now ruined, he wiped out her life savings, and her condo is now for sale to pay off debt.
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MissMelissa's curator insight, November 26, 2013 9:38 AM

How can you protect your cash?  How can you safeguard the accounts of loved ones as they age?

Rescooped by MissMelissa from Finance Math
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Cloud computing delivers innovation, cost cutback in banking - analysts

Cloud computing delivers innovation, cost cutback in banking - analysts | Finance Math | Scoop.it
According to analysts, banks are shifting to cloud computing since it could deliver innovation and cost cutback in banking.

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Peter Azzopardi's curator insight, August 11, 2013 5:26 PM

Although the Financial Sector is the greater worrier, in the end, once trust is achieved, it will be important for this sector.

 

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Dozens arrested at Bank of America headquarters

Dozens arrested at Bank of America headquarters | Finance Math | Scoop.it
Police have arrested two dozen protesters for trespassing during a demonstration against Bank of America's foreclosure practices at the banking giant's headquarters in downtown Boston.

Via Politician Search
MissMelissa's insight:

This is an old article, yet highlights a big issue for the US.  Bank loans and home foreclosures are big business and may not always have the consumer in mind.  Some people are angry about this.  Are you?

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Microsoft And Its Partners Display New Apps And Services At Sibos Financial Services Conference

Microsoft And Its Partners Display New Apps And Services At Sibos Financial Services Conference | Finance Math | Scoop.it
At the Sibos global banking event in Boston, Microsoft highlighted leading banking institutions that are modernizing their business operations and choosing Microsoft Dynamics CRM to shift from tran...

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Irish banker David Drumm, at center of Irish banking scandal, arrested in Massachusetts

BOSTON (AP) — A man at the center of an Irish banking scandal has been arrested in Massachusetts. The U.S. Marshals Service and the U.S. attorney's office say federal agents arrested former Irish banking executive David Drumm on Saturday on an extradition warrant. They didn't specify where Drumm was arrested or what charges he faces. He is scheduled to appear Tuesday in federal court in Boston. The 48-year-old Drumm was once one of Ireland's most powerful and wealthy bankers. He was chief executive of the Anglo Irish Bank in September 2008 when its finances unraveled in the global financial meltdown. He left his post that year after disclosures that the bank's chairman, Sean FitzPatrick, had received $115 million in hidden loans from the bank. Drumm fled to the Boston area in 2009 amid inquiries from Irish authorities. He later filed for bankruptcy. 

 

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