If you’re not sure if you should spend money on a web designer or DIY for your small business website, think about these three situations where doing it yourself could be a great option.
Via Skip Boykin
A majority of Americans with 401(k)-type savings accounts are accumulating debt faster than they are setting aside money for retirement, further undermining the nation’s troubled system for old-age saving, a new report has found.
Three in five workers with defined contribution accounts are “debt savers,” according to the report released Thursday, meaning their increasing mortgages, credit card balances and installment loans are outpacing the amount of money they are able to save for retirement.
The imbalance is expanding even as policymakers are encouraging people to set aside more by offering generous tax breaks and automatically enrolling workers in retirement accounts that in some cases automatically escalate the amount of money over time.
Currently, workers with retirement savings accounts put aside more than 11 percent of their pay for retirement — 5 percent in their own accounts, and 6.2 percent in Social Security.
Despite that — and despite the $2.5 trillion the report says employers have poured into defined contribution accounts from 1992 to 2012 — the retirement readiness of most Americans has been slipping, according to the report by HelloWallet, a D.C. firm that offers technology-based financial advice to workers and conducts research of economic behavior. ...
These developments include nonprofit community development corporations and community land trusts that develop and maintain low-income housing, as well as community development financial institutions that now invest more than $5.5 billion a year in poor communities. Employee ownership is on the rise, extending to 11,000 businesses and involving three million more workers than are members of private sector unions. A third of Americans belong to urban, agricultural and credit union cooperatives. In the public sector, local government economic development programs invest in area businesses while municipal enterprises build infrastructure and provide services, raising revenue and promoting employment and economic stability, diversifying the base of locally controlled capital. Two thousand publicly owned utilities, together with co-ops, provide a quarter of America’s electricity. Public pension assets are being channelled into job creation and community economic development. More and more US states are looking into the creation of public banking systems like the long-standing public Bank of North Dakota.
By Jim Finkle BOSTON, Oct 14 (Reuters) - Three Google Inc researchers have uncovered a security bug in widely used web encryption technology that they say could allow hackers to take over accounts for email, banking and other services in what...
By 2020 the world's wealthy will have moved most of their private banking activity from Switzerland to Singapore, according to research group WealthInsight.
And of course, they'll need people to manage that money.
The country couldn't be more ready. It's becoming a hub for Asia's rich. In fact, Boston Consulting Group recently named Singapore the country with the world's densest population of millionaires -- 17 percent of all households, to be exact.
To serve that population, Singapore has built an infrastructure of high end shopping, hotels, and nightlife. So if you've got the cash, there's plenty of room for you to play (and work) too.
Athens has extended banking closures across the country into next week, as it faces the possibility of financial collapse. The heads of the US Treasury and the IMF have said a degree of debt restructuring is in order.
As my last week in Canada I wanted to take this moment to celebrate some truly inspiring Canadian women who have taken the risk of starting their own fashion small businesses in the country.
Via Andre Castaybert
95-year old conned out of life savings Hawaii News Now "My aunt was a hard-working lady, a nurse," says Madden, who says the woman's credit is now ruined, he wiped out her life savings, and her condo is now for sale to pay off debt.
This is an old article, yet highlights a big issue for the US. Bank loans and home foreclosures are big business and may not always have the consumer in mind. Some people are angry about this. Are you?
BOSTON (AP) — A man at the center of an Irish banking scandal has been arrested in Massachusetts. The U.S. Marshals Service and the U.S. attorney's office say federal agents arrested former Irish banking executive David Drumm on Saturday on an extradition warrant. They didn't specify where Drumm was arrested or what charges he faces. He is scheduled to appear Tuesday in federal court in Boston. The 48-year-old Drumm was once one of Ireland's most powerful and wealthy bankers. He was chief executive of the Anglo Irish Bank in September 2008 when its finances unraveled in the global financial meltdown. He left his post that year after disclosures that the bank's chairman, Sean FitzPatrick, had received $115 million in hidden loans from the bank. Drumm fled to the Boston area in 2009 amid inquiries from Irish authorities. He later filed for bankruptcy.
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