epayments
139 views | +0 today
Follow
Your new post is loading...
Your new post is loading...
Scooped by Luis Garcia Orza
Scoop.it!

Aproved PSD2 (EU Payment Service Directive) - Opening up the online payments market, so as to reduce fees and fraud risks

Aproved PSD2 (EU Payment Service Directive) - Opening up the online payments market, so as to reduce fees and fraud risks | epayments | Scoop.it
All the latest news from the Press Service of the European Parliament: votes, resolutions, debates, parliamentary committees and the plenary.
Luis Garcia Orza's insight:

Si se aprueba definitivamente por los estados miembros entrará en vigor y permitirá el acceso de aplicaciones de terceros a las cuentas bancarias para procesar pagos (entre otros servicios).

Ya lo hacen aplicaciones como FINTONIC, Sofort o Trustly , no siempre con el permiso y el agrado de los bancos (los grandes perdedores de esta ley).

more...
No comment yet.
Rescooped by Luis Garcia Orza from Payments 2.0
Scoop.it!

BBVA Compass partners Dwolla for real-time payments

BBVA Compass partners Dwolla for real-time payments | epayments | Scoop.it
Finextra: BBVA Compass customers can now bypass America's antiquated, sluggish payments networks and make real-time payments through Iowa startup Dwolla's platform.

Via Therese Torris
Luis Garcia Orza's insight:

Well done BBVA, lets trust this services arrives EU soon

more...
No comment yet.
Scooped by Luis Garcia Orza
Scoop.it!

Halifax uses heartbeats for mobile banking login | Mobile Payments Insider

Halifax uses heartbeats for mobile banking login | Mobile Payments Insider | epayments | Scoop.it
Halifax is testing wristbands that pick up a wearer’s heartbeat and use it as a way of logging into their mobile banking app.
more...
No comment yet.
Scooped by Luis Garcia Orza
Scoop.it!

Fintechs are attacking all bank services, not just retail banking

Fintechs are attacking all bank services, not just retail banking | epayments | Scoop.it
Someone was attacking the premise of digital bank change the other day, by claiming it only refers to consumer banking. Nothing is changing in corporate or investment banking, they claimed. Wrong. ...
Luis Garcia Orza's insight:

Los servicios financieros tradicionales amenazados por la tecnología.

La gran aportación de Bitcoin fue destapar la posibilidad de realizar operaciones financieras con un sistema de garantías distribuido, descentralizado. Este hecho ha provocado la aparición y el apoyo de inversores a muchas iniciativas que buscan saltarse la intermediación y los canales tradicionales de los servicios financieros. En este interesante artículo se detallan algunas de estas iniciativas que amenazan al sistema establecido, XE.com , Traxpay , Coloredcoins , Ripple , Holvi bank.

more...
No comment yet.
Rescooped by Luis Garcia Orza from Payments 2.0
Scoop.it!

US bank BBVA Compass opens backbone to Dwolla FiSync technology to enable real-time payments

US bank BBVA Compass opens backbone to Dwolla FiSync technology to enable real-time payments | epayments | Scoop.it
BBVA Compass has opened up its technology platform to Dwolla, enabling customers to make real-time payments through the Iowa startup's payments network.

Via Therese Torris
more...
Therese Torris's curator insight, October 30, 2014 11:14 AM

Part of the BBVA group, BBVA Compass operates 688 branches in Alabama, Arizona, California, Colorado, Florida, New Mexico and Texas and ranks among the 25 largest banks in the USA.

Direct link to press release http://newsroom.bbvacompass.com/2014-10-30-BBVA-Compass-Dwolla-team-up-to-offer-real-time-payment-innovation-to-clients

Scooped by Luis Garcia Orza
Scoop.it!

M-Pesa’s Kenyan monopoly broken by Equity Bank | Mobile Payments Insider

M-Pesa’s Kenyan monopoly broken by Equity Bank | Mobile Payments Insider | epayments | Scoop.it
Kenya’s Equity Bank is rolling out a new mobile banking service that is expected to rival market-dominant M-Pesa’s mobile money transfer platform, which currently has over 18 million active users.
more...
No comment yet.
Scooped by Luis Garcia Orza
Scoop.it!

New PCI Third-Party Guidance: No More Out-of-Sight-Out-of-Mind | PYMNTS.com

New PCI Third-Party Guidance: No More Out-of-Sight-Out-of-Mind | PYMNTS.com | epayments | Scoop.it
The PCI Council, which rules payment-card security, just issued new guidelines for how to outsource payments-related work to third parties. The message: You
more...
No comment yet.
Scooped by Luis Garcia Orza
Scoop.it!

Apple Pay vs. Google Wallet: Which Is Better for Mobile Payments? Comparison

Apple Pay vs. Google Wallet: Which Is Better for Mobile Payments? Comparison | epayments | Scoop.it
Apple Pay and Google Wallet both use NFC to process mobile payments. Here's how the two compare.
more...
No comment yet.
Rescooped by Luis Garcia Orza from Payments 2.0
Scoop.it!

Zuckerberg Confirms: A Mobile Payments System Will Come To Facebook Messenger

Zuckerberg Confirms: A Mobile Payments System Will Come To Facebook Messenger | epayments | Scoop.it

Business Insider : Facebook Messenger. Facebook CEO Mark Zuckerberg let slip a huge piece of news on his earnings call yesterday in terms of the way Facebook will develop e-commerce (Mobile payments coming to #Facebook Messenger, #Zuckerberg says


Via Therese Torris
more...
No comment yet.
Rescooped by Luis Garcia Orza from Payments 2.0
Scoop.it!

BBVA introduces HCE-based mobile NFC payments

BBVA introduces HCE-based mobile NFC payments | epayments | Scoop.it

Finextra: Spain's BBVA has become the first major global bank to commercially launch a host card emulation-based mobile contactless payments service.


Via Therese Torris
more...
No comment yet.
Rescooped by Luis Garcia Orza from Payments 2.0
Scoop.it!

Finextra: Apple circles payments with TouchID

Finextra: Apple circles payments with TouchID | epayments | Scoop.it
Apple has announced a new Touch ID API which will allow app developers to use fingerprint authentication for mobile payments and other applications

Via Therese Torris
Luis Garcia Orza's insight:

API para  utilizar el lector de huella digital en los Iphones

more...
Therese Torris's curator insight, June 3, 2014 6:21 AM

Apparently Apple believes in fingerprints, I'm curious to see what comes out of it because I have yet to hear of a mass market fingerprint program that works

Rescooped by Luis Garcia Orza from Payments 2.0
Scoop.it!

Google (partly) opens Wallet to PayPal

Google (partly) opens Wallet to PayPal | epayments | Scoop.it

In a surprising move, Google has opened up its Wallet to rival PayPal for app sales on the Google Play platform.


Via Therese Torris
Luis Garcia Orza's insight:

just for Apps

(anyway interesting) 

more...
No comment yet.
Scooped by Luis Garcia Orza
Scoop.it!

III Informe (adigital) de Medios de Pago y Fraude Online en España

Luis Garcia Orza's insight:

Imprescindible para conocer las tendencias de pago y control de Fraude de los comercios online en España.

more...
No comment yet.
Rescooped by Luis Garcia Orza from E-commerce, Online Business & Payments
Scoop.it!

PCI DSS 3.1 Forces Move From SSL to TLS

PCI DSS 3.1 Forces Move From SSL to TLS | epayments | Scoop.it
PCI DSS 3.1 Forces Move From SSL to TLS. Yet another updated version of the standard is coming this month

Via Pay360byCapita
more...
No comment yet.
Scooped by Luis Garcia Orza
Scoop.it!

Newest Bid To Stop ATM Fraud? Get Rid Of The Card | PYMNTS.com

Newest Bid To Stop ATM Fraud? Get Rid Of The Card | PYMNTS.com | epayments | Scoop.it
BMO Harris Bank, a unit of Canada’s Bank of Montreal, launched the U.S.'s largest cardless ATM network on Monday (March 16) with the goal of reducing fraud and
more...
No comment yet.
Scooped by Luis Garcia Orza
Scoop.it!

La solución antifraude de Spotify premiada otra vez

La solución antifraude de Spotify premiada otra vez | epayments | Scoop.it
Recientemente Spotify hizo pública su historia en la lucha contra el fraude online, y el pasado 23 de Noviembre su proveedor, KOUNT recibía el Payment Awards 2014 a la mejor Solución Anti-Fraude
more...
No comment yet.
Rescooped by Luis Garcia Orza from Customer Engagement Technology Solutions by Worldlink
Scoop.it!

Bionym's heartbeat authentication may be the key to smartwatch mobile payments

Bionym's heartbeat authentication may be the key to smartwatch mobile payments | epayments | Scoop.it
The company's Nymi bracelet is being used in a pilot program with Mastercard to test contactless payments and heartbeat-based authentication.

Via Worldlink
more...
No comment yet.
Rescooped by Luis Garcia Orza from Payments 2.0
Scoop.it!

Africa's M-Pesa shows mobile finance's future

Africa's M-Pesa shows mobile finance's future | epayments | Scoop.it

Chris Skinner : "I spent some time reviewing the latest news on M-PESA yesterday. M-PESA is now seven years old, and has transformed the African landscape. Since its launch in 2007, over 18 million of the 43 million..."


Via Therese Torris
more...
Therese Torris's curator insight, October 31, 2014 5:13 AM

article focuses on Kenya. M-Pesa has expanded into Eeastern Europe and India (with ICICI since 2013), would be interesting to analyze its success there

Rescooped by Luis Garcia Orza from Payments 2.0
Scoop.it!

2014 @capgemini @RBS World Payments Report is out - free download

2014 @capgemini @RBS World Payments Report is out - free download | epayments | Scoop.it
Download the 2014 World Payments Report

Via Therese Torris
more...
No comment yet.
Scooped by Luis Garcia Orza
Scoop.it!

Ripple Signs First Two U.S. Banks to Bitcoin-Inspired Payments Network

Ripple Signs First Two U.S. Banks to Bitcoin-Inspired Payments Network | epayments | Scoop.it
Ripple Labs, whose bitcoin-inspired payments network allows institutions to conduct low-cost international money transfers without the intermediation of large Wall Street banks, has signed its first two regional U.S. banks as customers.
more...
No comment yet.
Rescooped by Luis Garcia Orza from Payments 2.0
Scoop.it!

iPhone 6 NFC Limited to Apple Pay (for Now)

iPhone 6 NFC Limited to Apple Pay (for Now) | epayments | Scoop.it

Tech Insider iPhone 6 NFC Limited to Apple Pay (for Now) Tom's Guide Launching in October, Apple Pay will allow iPhone owners to store their payment cards virtually and buy goods by simply tapping their device to a NFC-compatible point-of-sale...


Via Therese Torris
more...
No comment yet.
Rescooped by Luis Garcia Orza from Payments 2.0
Scoop.it!

PayPal releases first Android Wear app for smartwatches

PayPal releases first Android Wear app for smartwatches | epayments | Scoop.it
PayPal has released an app for the new Android Wear line of smartwatches.

Via Therese Torris
more...
No comment yet.
Rescooped by Luis Garcia Orza from Payments 2.0
Scoop.it!

CaixaBank to distribute 150,000 contactless payment wristbands

CaixaBank to distribute 150,000 contactless payment wristbands | epayments | Scoop.it
CaixaBank is to distribute 150,000 contactless wristbands to customers over the summer, staking a claim to being the largest wearable payments programme in Europe.

Via Therese Torris
more...
No comment yet.
Rescooped by Luis Garcia Orza from E-commerce, Online Business & Payments
Scoop.it!

Finextra: Barclaycard unveils contactless wristband

Finextra: Barclaycard unveils contactless wristband | epayments | Scoop.it
Barclaycard is preparing to jump on the wearable tech bandwagon through the launch of a contactless payments wristband.

Via Pay360byCapita
Luis Garcia Orza's insight:

Novedades tecnológicas...
no es pagar con el móvil, no es pagar con el smart watch, es pagar con las wrist bands !! 

more...
No comment yet.
Scooped by Luis Garcia Orza
Scoop.it!

World’s Largest Mobile Payments & Fraud Survey Released

World’s Largest Mobile Payments & Fraud Survey Released | epayments | Scoop.it
While the mobile channel grows in importance and revenue for merchants, so does their fear of fraudulent attacks and the realization that combating that risk requires specialized tools.
more...
No comment yet.