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This New York Project Fuses Energy Microgrids With Blockchain Technology

A microgrid using Transactive Grid's model could let you directly sell energy generated from your rooftop solar panels to your neighbor.
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IBM launches new cloud services for blockchain | Reuters

IBM launches new cloud services for blockchain | Reuters | FinTech | Scoop.it
IBM on Friday announced new services to help companies design and develop blockchain technology in a secure environment in the cloud, a network of computers where users are increasingly storing their data and computing work.
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Orchard: There are Two Sides to the Marketplace Lending Slowdown - Crowdfund Insider

Orchard: There are Two Sides to the Marketplace Lending Slowdown - Crowdfund Insider | FinTech | Scoop.it
The first quarter of 2016 saw the US economy slip into a bit of a funk. Lingering questions regarding the sustainability of the economic recovery we
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#DigitalDisruption: Process Re-engineering vs. Process Replacement

#DigitalDisruption: Process Re-engineering vs. Process Replacement | FinTech | Scoop.it
Behold! The first Alphacution video, with our good friend Jim Jockle, Chief Marketing Officer, Numerix. Before you move on to the video, I wanted to add a few comments: In this segment, I emphasize
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Sharing is caring – banks and fintech partner to lend to small business

Sharing is caring – banks and fintech partner to lend to small business | FinTech | Scoop.it
Alternative finance is here to stay. And when it comes to the ‘problem child’ of lending – small business – banks probably aren’t that unhappy about it.
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BNP Paribas to Launch Blockchain Crowdfunding Tools in 2016 - CoinDesk

BNP Paribas to Launch Blockchain Crowdfunding Tools in 2016 - CoinDesk | FinTech | Scoop.it
A subsidiary of BNP Paribas Group has launched a blockchain tech initiative centered on the crowdfunding of private securities.
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The FinTech50 2016: these are the game changers

The FinTech50 2016: these are the game changers | FinTech | Scoop.it
This week is #Money2020Europe week in Copenhagen. Considering it’s the first time they’ve run Money2020 over here, it’s pretty impressive to have over 3,500 people attending. I’m chairing a coupl…
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Major UK banks line up in support for Android Pay launch

Major UK banks line up in support for Android Pay launch | FinTech | Scoop.it
Bank of Scotland, First Direct, Halifax, HSBC, Lloyds Bank, M&S Bank, MBNA and Nationwide Building Society are the first banks to have lined u
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In Pursuit of a Better Payment System [payCLT Meeting in Charlotte]

In Pursuit of a Better Payment System [payCLT Meeting in Charlotte] | FinTech | Scoop.it
This article contains insights from the PayCLT event in Charlotte resumed on 18th of March regarding strategies of building a faster and safer payment ecosystem.
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FinTech adoption set to grow rapidly: EY - Taipei Times

FinTech adoption set to grow rapidly: EY - Taipei Times | FinTech | Scoop.it
Financial technology (FinTech) adoption among consumers is set to grow rapidly in the coming year, a change that would force traditional financial services companies to overhaul strategies to compete with new market entrants, global auditing firm...
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How real businesses are using machine learning

How real businesses are using machine learning | FinTech | Scoop.it
There is no question that machine learning is at the top of the hype curve. And, of course, the backlash is already in full force: I’ve heard that old joke..
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Traditional Financial Services Firms fear almost a quarter of their business is at risk from FinTechs

Traditional Financial Services Firms fear almost a quarter of their business is at risk from FinTechs | FinTech | Scoop.it
83% of respondents from traditional FS firms believe part of their business is at risk of being lost to standalone FinTech companies, reaching a staggering 95% in the case of banks.
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Transforming Insurance: Insurance 2.0 and the Evolution of Distribution

Transforming Insurance: Insurance 2.0 and the Evolution of Distribution | FinTech | Scoop.it
An insurance tech VC on why the continuing development of online/mobile-first agencies and incidental sales platforms will be particularly impactful in the coming years.
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Industry Profile – Hugh Edmundson - Orchard Platform

Industry Profile – Hugh Edmundson - Orchard Platform | FinTech | Scoop.it
CEO and Co-Founder of Theorem — an investment management firm that uses data science and machine learning to invest in marketplace...
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Edmundson arrived at the conclusion that the best way to get involved, was to start his own investment management firm dedicated to marketplace lending 
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Making sense of the lending industry’s rapid changes

Making sense of the lending industry’s rapid changes | FinTech | Scoop.it
Lending, one of the biggest industries, is currently undergoing a transformation. As it was with the automobile industry transformation, a number of modern..
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IBM Watson is Working to Bring AI to the Blockchain - CoinDesk

IBM Watson is Working to Bring AI to the Blockchain - CoinDesk | FinTech | Scoop.it
IBM Watson is currently trying to merge artificial intelligence and the blockchain into a single, powerful prototype.
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Microsoft, banks form blockchain tech partnership

Microsoft, banks form blockchain tech partnership | FinTech | Scoop.it
PORTLAND — Microsoft has pulled ahead of Alphabet’s Google, International Business Machines (IBM), and Amazon.com in the race for supremacy in operating other companies’ blockchains.
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Fintech firms will help banks succeed - not eat their lunch: MAS

Fintech firms will help banks succeed - not eat their lunch: MAS | FinTech | Scoop.it
SINGAPORE - Fintech firms are not a threat to banks but "enablers" whose success will lie in partnering with banks, and enabling them to succeed, said a senior regulator from the Monetary Authority of Singapore (MAS)..
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8Banks Face Losing $150 Billion to Startups, Oliver Wyman Says

8Banks Face Losing $150 Billion to Startups, Oliver Wyman Says | FinTech | Scoop.it
The world’s largest banks and insurers could lose as much as $150 billion of revenue to financial-technology startups, in a shift that could force lenders to freeze dividend payments for up to three years, according to Oliver Wyman.
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Can robo-advisers be fiduciaries?

Can robo-advisers be fiduciaries? | FinTech | Scoop.it
Responsibility for advice — even that which is incidental to a transaction — cannot be palmed off on an inanimate object
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Data Wars: The banks awaken

Data Wars: The banks awaken | FinTech | Scoop.it
Access to digital banking data is the fintech battleground. Distribution and analysis of big data is set to redefine competitive advantage across the new economy.
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Access to digital banking data is the fintech battleground. Distribution and analysis of big data is set to redefine competitive advantage across the new economy. 
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Goldman Sachs Is the Latest Bank to Buy a Fintech Startup

Goldman Sachs Is the Latest Bank to Buy a Fintech Startup | FinTech | Scoop.it
It's the latest in a series of financial institutions to recognize the business potential of robo-advisors.
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Goldman Sachs has agreed to acquire Honest Dollar, a one-year-old startup that provides retirement savings plans to small businesses at a clip of the standard cost. 
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Atom Bank to deploy 'intelligent software' to answer customer queries

Atom Bank  to deploy 'intelligent software' to answer customer queries | FinTech | Scoop.it
Atom Bank is to augment its mobile banking service with machine learning technology from Xerox subsidiary WDS, to provide customers with answers
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Atom Bank is to augment its mobile banking service with machine learning technology from Xerox subsidiary WDS, to provide customers with answers to queries from an AI bot within the app.
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