Diare Talks Money
6 views | +0 today
Follow
Your new post is loading...
Your new post is loading...
Scooped by Diare Diarend
Scoop.it!

Investment Banking

Investment Banking | Diare Talks Money | Scoop.it
In the past week I have had three questions from readers asking what is an investment bank and what does an investment banker do?  The first thing to note is that an investment bank is a place where most normal people will never enter.  An investment bank does not offer services to individuals l... http://www.3guystalkfinance.com/investment-banking/
more...
No comment yet.
Scooped by Diare Diarend
Scoop.it!

How To Pay Off Debt

How To Pay Off Debt | Diare Talks Money | Scoop.it
If you are one of the many people who find themselves struggling with debt you have likely asked the question “how to pay off debt”.  Being in debt can seem like a never ending cycle of just trying to stay one step ahead of the bills or the debt collectors.  However don’t feel l... http://www.3guystalkfinance.com/how-to-pay-off-debt/
more...
No comment yet.
Scooped by Diare Diarend
Scoop.it!

What is A Credit Score

What is A Credit Score | Diare Talks Money | Scoop.it
Your credit score is used by financial institutions to predict how likely you are to repay or default on a new loan or credit card.  In the US your credit score is three digit number that is calculated between 300 and 850 points and is calculated by a company called FICO.  The lower your credit s... http://www.3guystalkfinance.com/what-is-a-credit-score/
more...
No comment yet.
Scooped by Diare Diarend
Scoop.it!

Secured Credit Card

Secured Credit Card | Diare Talks Money | Scoop.it
What is a secured credit card? A secured credit card is a card that is issued that has the credit limit guaranteed by a deposit.  This means if you apply for a secured credit card with a credit limit of $1000.00 you will need to deposit the $1000.00 into an account and leave it there for the ... http://www.3guystalkfinance.com/secured-credit-card/
more...
No comment yet.
Scooped by Diare Diarend
Scoop.it!

What is a Reverse Mortgage

What is a Reverse Mortgage | Diare Talks Money | Scoop.it
A reverse mortgage gives senior citizens a way of access money through the equity of their home even if they do not have any income and can not pass the credit requirements for other loan types.  The reverse mortgage just like a regular basically allows the home owner to access a percentage of ... http://www.3guystalkfinance.com/what-is-a-reverse-mortgage/
more...
No comment yet.
Scooped by Diare Diarend
Scoop.it!

Are You Ready to Invest

Are You Ready to Invest | Diare Talks Money | Scoop.it
We grew up in world in which the news about the failure of Social Security is almost as constant as the news about the failure HMOs. We all know that it is unlikely that many people who are currently contributing to social security will ever see the money we’ve invested into the program.... http://www.3guystalkfinance.com/are-you-ready-to-invest/
more...
No comment yet.
Scooped by Diare Diarend
Scoop.it!

Understanding Your Credit Score Information

Understanding Your Credit Score Information | Diare Talks Money | Scoop.it
Credit score information allows lenders to gauge a credit applicant if he or she is worth the risk of availing credit. Credit institutions are into a business and would want to profit from their investments in terms of lending their money resources. It is just fair that they try to lend it to... http://www.3guystalkfinance.com/understanding-your-credit-score-information/
more...
No comment yet.
Scooped by Diare Diarend
Scoop.it!

Mint - Personal Finance, Budgeting, Money Management, Financial Management, Money Manager, Budget Planner, Free Budget Software, Online Banking

Manage your budget with easy to use personal finance tools and calculators. Track spending and monitor your online banking account. Free to get started. (RT @ccn104: "@BKFUniversity: Stay away from the b.s.
more...
No comment yet.
Scooped by Diare Diarend
Scoop.it!

7 Myths About Life Insurance

7 Myths About Life Insurance | Diare Talks Money | Scoop.it
When it comes to life insurance, there are a lot of misconceptions and myths. You need to know the truth when it comes to what you are purchasing, don’t just assume based on rumors you’ve heard. Mistakes made when buying life insurance have long-lasting consequences. If your family... http://www.3guystalkfinance.com/7-myths-about-life-insurance/
more...
No comment yet.
Scooped by Diare Diarend
Scoop.it!

Bad Credit Mortgage

Bad Credit Mortgage | Diare Talks Money | Scoop.it
If you are in the market for a new home but your credit history is not good (or even bad) then you will find it a challenge to get financing for your home.  Many people, especially first home buyers find themselves in this situation and many people will give up on their dream of owning their own ... http://www.3guystalkfinance.com/bad-credit-mortgage/
more...
No comment yet.
Scooped by Diare Diarend
Scoop.it!

Boat Insurance

Boat Insurance | Diare Talks Money | Scoop.it
If you are one of the millions of people around the world who enjoy time on the water and you own your own water craft you really need to have boat insurance coverage.  You should think of your boat like you would any other valuable that you own and make sure that it is adequately insured.  T... http://www.3guystalkfinance.com/boat-insurance/
more...
No comment yet.
Scooped by Diare Diarend
Scoop.it!

What Is Mortgage Insurance

What Is Mortgage Insurance | Diare Talks Money | Scoop.it
What is PMI Mortgage Insurance Private Mortgage Insurance (PMI) is an insurance policy that is taken to protect mortgage lenders from borrowers who may default on payments.  With this type of insurance the borrower pays the premiums but the lender is the beneficiary.  The policy covers the p... http://www.3guystalkfinance.com/what-is-mortgage-insurance/
more...
No comment yet.
Scooped by Diare Diarend
Scoop.it!

Credit Cards For Bad Credit

Credit Cards For Bad Credit | Diare Talks Money | Scoop.it
If you have a bad credit history that you are trying to fix one of the first pieces of advice you will receive is to get a credit card and keep up with the payments.  This sounds easy enough to do right?  The problem is that your bad credit history will make it very hard for you to qualify for m... http://www.3guystalkfinance.com/credit-cards-for-bad-credit/
more...
No comment yet.
Scooped by Diare Diarend
Scoop.it!

Need help getting out of debt?

Need help getting out of debt? | Diare Talks Money | Scoop.it
Nowadays it seems that getting into debt is much easier than getting out of debt. If you are one such person who find your debt payments increasing and need someway to get out of debt, follow these simple tips about getting out of debt. To begin with you have to arrange your debts so that which... http://www.3guystalkfinance.com/need-help-getting-out-of-debt/
more...
No comment yet.
Scooped by Diare Diarend
Scoop.it!

The Abc’s Of Owning A Business Credit Card

The Abc’s Of Owning A Business Credit Card | Diare Talks Money | Scoop.it
Small and large business owners alike will find numerous advantages in making use of a business credit card. It’s definitely time to seriously consider this option if you don’t own one yet. Advantages of Using a Business Credit Card Validate Spending  In pre-business credit card ... http://www.3guystalkfinance.com/the-abcs-of-owning-a-business-credit-card/
more...
No comment yet.
Scooped by Diare Diarend
Scoop.it!

Slow Your Spending To Reduce Your Debt

Slow Your Spending To Reduce Your Debt | Diare Talks Money | Scoop.it
The best idea available to any individual or business for debt reduction program is to slow your spending. There are two important factors to be remembered for debt reduction and slowing spending. You will also need some extra money left on the table each month to pay off your debts... http://www.3guystalkfinance.com/slow-your-spending-to-reduce-your-debt/
more...
No comment yet.
Scooped by Diare Diarend
Scoop.it!

Building An Excellent Credit Score With College Credit Cards

Building An Excellent Credit Score With College Credit Cards | Diare Talks Money | Scoop.it
College student credit cards are meant specifically for students who typically would not qualify for regular credit cards, as they do not have a steady income or a credit history. As a student, it is a good idea to establish a first-rate sound credit history at an early age, which would help you... http://www.3guystalkfinance.com/building-an-excellent-credit-score-with-college-credit-cards/
more...
No comment yet.
Scooped by Diare Diarend
Scoop.it!

Does Bad Credit Increases Insurance Costs

Does Bad Credit Increases Insurance Costs | Diare Talks Money | Scoop.it
Most people understand that their credit score can affect their future chances for credit, but many people do not know that their credit score and credit records are also used by auto insurance and home insurance companies as one way to determine rates. Most states allow home and auto insurance... http://www.3guystalkfinance.com/does-bad-credit-increases-insurance-costs/
more...
No comment yet.