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The payment revolution starts in the UK

The payment revolution starts in the UK | cross pond high tech | Scoop.it
From 29 April you can use your mobile to make person-to-person payments. As phones with debit-card style chips are planned, cash, plastic, even wallets could be redundant

Via Huy Nguyen Trieu
Philippe J DEWOST's insight:

Bye bye plastic ?

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Huy Nguyen Trieu's curator insight, April 26, 2014 10:37 AM

This is a VERY good summary by the Guardian of the next roll outs for mobile payments by banks and telcos in the UK. If implemented correctly, it means that : p2p payments through mobile phones will be free (for individuals) and handled by banks. If you don't live in the UK, there is a payment system called Faster Payment (free, allows almost immediate transfer from person to person, usually online/phone) which is very widely used/

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Apple + Nikola Tesla Inspired Technology May Change Payments And Maybe The Entire Mobile World

Apple + Nikola Tesla Inspired Technology May Change Payments And Maybe The Entire Mobile World | cross pond high tech | Scoop.it
Last month (7/2013) Apple quietly acquired [1] a relatively unknown but highly innovative electronics company called Passif Semiconductor Corporation.  The Oakland California company was formed in early 2007 with the aim to create extreamly low power chipsets that directly relate to local adhoc communication networks.  One example is Bluetooth and another example in limited form is NFC.
Nerd Detour
The name Passif is a play on the word passive.  In electronics,  active components have the ability to produce gain, or amplify a signal, and passive components do not.  The basis on how Passif’s primary devices work is using Capacitors and they are passive electronic devices.
Founder Inventors, True  Innovation
Passif Semiconductor has been quietly innovating and have been applying for US patents by founders Benjamin W. Cook, Axel D .Berny with Jason A. Trachewsky.  The company had discovered a very novel and potentially spectacular way to “harvest” energy from all of the wireless signals around us, including WiFi and Cellular signals and to use this to power small and very inexpensive devices.
Batteries Not Included And Not Needed
This means that quite complex nano devices can sit out there and not need to have a true battery and will never need to be charged just by harvesting the huge amount of energy that is floating around us in just about every environment.  Costs drop to almost zero if batteries and charging systems are not needed for these nano devices.
Philippe J DEWOST's insight:

a new light on iBeacons

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Resto Flash innove avec les tickets restaurant numériques sur mobiles

Resto Flash innove avec les tickets restaurant numériques sur mobiles | cross pond high tech | Scoop.it
Resto Flash est le premier émetteur de titres restaurants numériques sur mobile en France. Créée en avril 2011, la société est en plein déploiement commercial, pour l'instant en Ile-de-France.
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Coin: Finally, a New Way to Pay in Stores That People Might Actually Use

Coin: Finally, a New Way to Pay in Stores That People Might Actually Use | cross pond high tech | Scoop.it
One card to store them all.
Philippe J DEWOST's insight:

Waiting for the smartcard version, because I have no choice...

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Titres-restaurant : comment la fin du papier va s'imposer

Titres-restaurant : comment la fin du papier va s'imposer | cross pond high tech | Scoop.it

Une autre application vient de voir le jour : Resto Flash. L’idée est très simple : le salarié reçoit ses titres sur son mobile via une application dédiée.

Au moment de payer, l’application génère un QR code qui est scanné par le smartphone du restaurateur. C’est tout. L’opération aura duré quelques secondes. “La solution coûte 7,50 euros par mois au restaurateur, qui reçoit son argent 48 heures après la transaction, sans commission supplémentaires, explique Emmanuel Rodriguez-Maroto, co-fondateur de Resto-Flash. Quant à l’entreprise, elle paye un forfait annuel par salarié, dont le montant dépend du nombre d’employés”.

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Square raises $200M, Plans to Go Global

Square raises $200M, Plans to Go Global | cross pond high tech | Scoop.it

Square, the fastest-growing mobile payments company in the U.S., has just closed its latest financing round, the start-up told in a short announcement on its website. No details are provided, but according to various sources the company has raised $200 million at a $3.25 billion valuation. By comparison, in its previous funding round last year, Square had raised $100 million at a valuation of $1.6 billion. Since then, the company’s processing volume has grown exponentially and its staff has more than doubled.

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