Getting a credit card for the first time is a big step. Here's how to get your first credit card.
It's not easy for me to get my first credit card. I will first open a checking account, and see if i can get one from the bank of my checking account. I will try to apply one in department stores like Sears and Cabela. It may be limited but I can start build my credit.If none of those ways works, I will probably let my parents be my co-signers.
In conclusion it's hard to get first credit card, so once we get one, we should use it carefully and start building a good credit.
LowCards.com Credit-Card Debt Can Sink Your Credit Score Businessweek Your obligations to credit-card companies carry more weight on your credit report than bigger debts, such as home and student loans.
Students should avoid spending more than incomes once get theri first credit card.I will try to pay every bill on time so that I won't be in debt. A good credit socre is beneficial to my future investing if I want to start a business or buy my own houses.
Your credit scores definitely matters when you are looking for a bad credit student loan, but fortunately there are ways around it - here's what you need to know.
Bank or private lender will check your credit history .This is to help determine your overall credit worthiness to reduce a lender’s risk in allowing you to borrow money. So it's importan to keep a good credit if I want to use student loan to help finish my college."The better your credit score and history, the better the chance that you will repay a loan."
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