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The Game-Changing Nature of Beacons | UX Magazine

The Game-Changing Nature of Beacons | UX Magazine | Commerce and Payments | Scoop.it
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A Company In China Shows How WhatsApp Could Make A Boatload Of Money

A Company In China Shows How WhatsApp Could Make A Boatload Of Money | Commerce and Payments | Scoop.it
There's a Chinese app like Whatsapp called WeChat. It will profit $1.1 billion this year, through products as diverse as games and wealth management services.
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HCE: We are not in Kansas anymore | Drop Labs

HCE: We are not in Kansas anymore | Drop Labs | Commerce and Payments | Scoop.it
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Rewiring Commerce: Four Phases - Starpoint Blog - Finventures

Rewiring Commerce: Four Phases - Starpoint Blog - Finventures | Commerce and Payments | Scoop.it
Rewiring Commerce is much more than Apple’s beacons talking to you when you shop
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A Deposit By Any Other Name? — Payments Views from Glenbrook Partners

A Deposit By Any Other Name? — Payments Views from Glenbrook Partners | Commerce and Payments | Scoop.it
What’s the difference between card acceptance and a deposit? In both cases, money is being delivered into a merchant’s bank account – in fact, a purist would point out that a deposit actually is the last stage of card acceptance
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EMV smartcards offer security benefits even without PIN, Visa says

EMV smartcards offer security benefits even without PIN, Visa says | Commerce and Payments | Scoop.it
A senior executive from Visa Inc. dismissed concerns over the manner in which the Europay MasterCard Visa (EMV) chip card standard is being implemented in the U.S. and insisted the move will yield significant security benefits for retailers, consumers and banks.
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Marketplaces Are Not Payment Companies - Collaborative Consumption

Marketplaces Are Not Payment Companies - Collaborative Consumption | Commerce and Payments | Scoop.it
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Is Building An Online Marketplace Really That Hard? - Collaborative Consumption

Is Building An Online Marketplace Really That Hard? - Collaborative Consumption | Commerce and Payments | Scoop.it
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The Future Of E-Commerce For Small Businesses

Guest posts written by Eddie Machaalani and Mitchell Harper Eddie Machaalani and Mitchell Harper are co-CEOs of Bigcommerce, a provider of e-commerce software. Eddie Machaalani (left) and Mitchell Harper The future of e-commerce looks promising for small businesses. Let's take a closer look at how independent merchants can continue to sell more and [...]
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We shouldn't assume that the best technical solutions will prevail: on "push" versus "pull" payments

We shouldn't assume that the best technical solutions will prevail: on "push" versus "pull" payments | Commerce and Payments | Scoop.it
I've just posted a new piece on the IBM "Insights on Business" platform discussing "push" and "pull" payments.  I point out how push payments, in general, would remove whole classes of threat from ...
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MCX Part II – Waiting to Exhale | Drop Labs

MCX Part II – Waiting to Exhale | Drop Labs | Commerce and Payments | Scoop.it
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Is Mango the Answer to Latin America’s E-Commerce Prayers?

Is Mango the Answer to Latin America’s E-Commerce Prayers? | Commerce and Payments | Scoop.it
Out of Argentina, Mango has just launched to address e-commerce and online payment in Latin America. CEO Pablo Sánchez tells us more.
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Who will decide the future of retail payments?

Who will decide the future of retail payments? | Commerce and Payments | Scoop.it
The philosophical battle is “push” versus “pull” but the check-out experience is all I believe the defining technical debate around the future of retail payments is the philosophical battle between...
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The Payments Challenge for Mobile Carriers

The Payments Challenge for Mobile Carriers | Commerce and Payments | Scoop.it
The rise of mobile payments start-ups has raised questions of whether they could be nimble enough to quickly outflank telecommunications carriers, which have invested heavily in their own mobile payments operations.
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How Ben Lerer competes with Amazon - Big Tech -Fortune Tech

How Ben Lerer competes with Amazon - Big Tech -Fortune Tech | Commerce and Payments | Scoop.it
Five Minutes on the Future: The Thrillist CEO on e-commerce, mistakes at Fab, and why he believes his company can be a $1 billion business.
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Infographic: Bluetooth vs. NFC wireless technologies

Infographic: Bluetooth vs. NFC wireless technologies | Commerce and Payments | Scoop.it
Apple last year launched iBeacon, an indoor position system that provides the location of iOS device users and enables push notifications to be sent to the device. iBeacon, which employs Bluetooth low energy wireless technology, could also enable mobile payments at the point of sale, making it a competitor to near field communications technology.
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Customer Satisfaction Rises for Amazon, Down for eBay, Others

Customer Satisfaction Rises for Amazon, Down for eBay, Others | Commerce and Payments | Scoop.it
Amazon improved its overall customer satisfaction rating for the 2013 holiday shopping period as measured by the American Customer Satisfaction Index, while eBay and most other online retailers' satisfaction scores dropped. Delivery problems contributed to falling customer satisfaction.
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The Financial Services Club's Blog: The re-tail wagging the wholesale dog

The Financial Services Club's Blog: The re-tail wagging the wholesale dog | Commerce and Payments | Scoop.it
I talked yesterday about digital banks underpinning corporate digitisation, but corporate digitisation is being driven by consumers. That’s a radical statement in itself with the most radical aspect being the consumerisation of technology. That is the real change here, and...
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iBeacon Sets Consumers' Phones to Stun

iBeacon Sets Consumers' Phones to Stun | Commerce and Payments | Scoop.it
"Don't over-message your audience," and other advice for merchants excited about Apple's beyond-GPS tech.
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Why Marketplaces Matter - Collaborative Consumption

Why Marketplaces Matter - Collaborative Consumption | Commerce and Payments | Scoop.it
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Pipe dreams of bank payment methods become reality - FT.com

Pipe dreams of bank payment methods become reality - FT.com | Commerce and Payments | Scoop.it
Imagine being able to send money to someone’s bank account when all you have is their mobile phone number. What if you could pay in a cheque by simply taking a photo of it and emailing it to your bank? How about a service that analyses your spending
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The Financial Services Club's Blog: Why is KYC so difficult (part two)

The Financial Services Club's Blog: Why is KYC so difficult (part two) | Commerce and Payments | Scoop.it
It struck me as I finished writing yesterday’s blog and went about my duties, that I’d missed one important point in this KYC debate. I’d put it down to the reluctance for banks to outsource such a critical activity. Specifically,...
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Why Money is Disappearing — Writing, Thinking, and Opinions — Medium

Why Money is Disappearing — Writing, Thinking, and Opinions — Medium | Commerce and Payments | Scoop.it
It’s hard for many to conceive of a world without little bits of paper that we today denote as currency.
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The World's Top eBay Sellers - Lean Commerce

The World's Top eBay Sellers - Lean Commerce | Commerce and Payments | Scoop.it
For this post I've pulled together a big list – a very big list – of the top 1,000 eBay sellers worldwide. Who do you think comes out on top?
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Amazon's Mixed Q4 results - plus a Prime-increase on the horizon? - Amazon Strategies

Amazon's Mixed Q4 results - plus a Prime-increase on the horizon? - Amazon Strategies | Commerce and Payments | Scoop.it
Yesterday, Thursday January 30th, 2014, Amazon announced their Q4 2013 results. As we mentioned in our preview, expectations were high, essentially everyone was looking for a Q3-level y/y growth rate in the >23% range. Amazon came in at 22%, below Wall St. expectations. The good news is that Amazon had the highest operating margins in over two years and said they are looking at raising the cost of Amazon Prime (currently $79/yr) by $20-40. Wall St. loved this because 22m*$40 = $800m in 'incremental revenue'. The devil is in the details and we'll have to watch when/how Amazon approaches this...
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