Commerce and Payments
926 views | +0 today
  • Flag  
  •  
 
Commerce and Payments
Articles on commerce and payments
Curated by John Muller
Your new post is loading...
Your new post is loading...
Scooped by John Muller
Scoop.it!

How Alibaba is helping Paytm think differently about ecommerce in India

How Alibaba is helping Paytm think differently about ecommerce in India | Commerce and Payments | Scoop.it
With Alibaba's help - among other things - mobile wallet-turned-ecommerce site Paytm is eyeing the online shopping prize.
more...
No comment yet.
Scooped by John Muller
Scoop.it!

LukeW | Exploring the Just-in-Time Social Web

LukeW | Exploring the Just-in-Time Social Web | Commerce and Payments | Scoop.it
LukeW Ideation + Design provides resources for mobile and Web product design and strategy including presentations, workshops, articles, books and more on usability, interaction design and visual design.
more...
No comment yet.
Scooped by John Muller
Scoop.it!

Itamar Simonson: Why Do Consumers Ignore Personalized Offers?

Itamar Simonson: Why Do Consumers Ignore Personalized Offers? | Commerce and Payments | Scoop.it
New research says customized deals often backfire.
more...
No comment yet.
Scooped by John Muller
Scoop.it!

RTGS, and the story of batches instead of blocks | FT Alphaville

RTGS, and the story of batches instead of blocks | FT Alphaville | Commerce and Payments | Scoop.it
Here begins a tale of how the Bank of England's settlement system got broken without anyone really noticing...

On October 20 2014, the BoE suffered an embarrassing collapse of its real-time gross settlements (RTGS) system, forcing it to revert to manual processing for large payments such as CHAPs for about a day.

At the time, Bank personnel, bankers and the market in general passed the incident off as largely a technical issue, like a site falling down or a regular IT fail. Nothing to lose sleep over.

But the incident was arguably much graver than that. A long-standing RTGS collapse would have constituted nothing less than a systemic collapse of the sterling monetary market with potentially catastrophic consequences for the UK economy. Think human sacrifice, dogs and cats living together, mass hysteria. That sort of thing.

Also never pointed out at the time was how the events of 20 October 2014 linked back to the banking crisis of 2008.
more...
No comment yet.
Scooped by John Muller
Scoop.it!

Last Mile Redesign (Processor-Merchant) - Noyes Payments Blog

Last Mile Redesign (Processor-Merchant) - Noyes Payments Blog | Commerce and Payments | Scoop.it
If I were to pick the proof point for ‘refragmentation’ and TCE within the payments industry it would be processing. If payments is a network business.. processing is undergoing open access (think MCI/ATT), nodal redesign (think iPhone vs rotary), big data, and direct sales … ALL AT ONCE.
more...
No comment yet.
Rescooped by John Muller from Digital Transformation of Financial Services
Scoop.it!

What does 'improving customer experience' mean?

What does 'improving customer experience' mean? | Commerce and Payments | Scoop.it
Improving the customer experience is a goal for just about every business, but what does that mean and what challenges does it present?

Via Antal Ruiter
more...
No comment yet.
Scooped by John Muller
Scoop.it!

21 Hottest Banking Technology Companies Empowering Financial Services Industry

21 Hottest Banking Technology Companies Empowering Financial Services Industry | Commerce and Payments | Scoop.it
This article contains a list of 21 most interesting banking technology companies providing services for financial institutions.
more...
No comment yet.
Scooped by John Muller
Scoop.it!

Six Payments Trends That Will Define 2016 | PYMNTS.com

Six Payments Trends That Will Define 2016 | PYMNTS.com | Commerce and Payments | Scoop.it
MPD CEO Karen Webster says there are six payments trends that you need to pay attention to in 2016. Are you prepared?
more...
No comment yet.
Scooped by John Muller
Scoop.it!

Amazon Reveals It Shipped 1 Billion FBA Items for Sellers in 2015

Amazon Reveals It Shipped 1 Billion FBA Items for Sellers in 2015 | Commerce and Payments | Scoop.it
Amazon couldn't be any clearer about the importance it's placing on its Amazon Prime program as a way of attracting ...
more...
No comment yet.
Scooped by John Muller
Scoop.it!

Enough with the 2016 Predictions – Let’s Think Bigger! — Payments Views from Glenbrook Partners

Enough with the 2016 Predictions – Let’s Think Bigger! — Payments Views from Glenbrook Partners | Commerce and Payments | Scoop.it
As I was slogging through the many payments-related articles and blog posts reminiscing about 2015 events and making predictions for what may or may not be ahead in 2016, I thought of a conversation I had with Scott Loftesness around
more...
No comment yet.
Scooped by John Muller
Scoop.it!

Why U.K. Fintech Firms Are Becoming (Not Partnering with) Banks

Why U.K. Fintech Firms Are Becoming (Not Partnering with) Banks | Commerce and Payments | Scoop.it
Among other reasons for seeking their own charters, the U.K. s so-called challenger banks say they need to avoid being beholden to older institutions that can slow down the creative process.
more...
No comment yet.
Scooped by John Muller
Scoop.it!

The problem with PayPal, 'old money' and digital payments

The problem with PayPal, 'old money' and digital payments | Commerce and Payments | Scoop.it
Will Hernandez, editor of Mobile Payments Today, had one thing on his mind after he watched PayPal's Super Bowl 50 commercial: hipsters.
more...
No comment yet.
Scooped by John Muller
Scoop.it!

The Economics of Pawn Shops

The Economics of Pawn Shops | Commerce and Payments | Scoop.it
Pawn shops are America's lenders of last resort. But even for the same item, the amount pawn shops will loan you can vary more than 1,000%.
more...
No comment yet.
Scooped by John Muller
Scoop.it!

AI stops identity fraud before it occurs - TechRepublic

AI stops identity fraud before it occurs - TechRepublic | Commerce and Payments | Scoop.it
Discover how machine learning is helping credit card companies identify and halt possible fraudulent activity in near real-time.
more...
No comment yet.
Scooped by John Muller
Scoop.it!

An Identity Thief Explains the Art of Emptying Your Bank Account

An Identity Thief Explains the Art of Emptying Your Bank Account | Commerce and Payments | Scoop.it
Meet Dmitry Naskovets, the con man from Minsk
more...
No comment yet.
Scooped by John Muller
Scoop.it!

Nine startups that could revolutionise your ecommerce efforts

Nine startups that could revolutionise your ecommerce efforts | Commerce and Payments | Scoop.it
The startup landscape is currently overflowing with innovation, providing lots of exciting new marketing tech for ecommerce sites to work with.
more...
No comment yet.
Scooped by John Muller
Scoop.it!

Forget Early Adopters: These People Are Happy to Be Late

Forget Early Adopters: These People Are Happy to Be Late | Commerce and Payments | Scoop.it
Forget Early Adopters: Meet the late adopters of new tech and what companies can learn from them.
more...
No comment yet.
Scooped by John Muller
Scoop.it!

How Apple’s Trojan horse will eat the credit card industry

How Apple’s Trojan horse will eat the credit card industry | Commerce and Payments | Scoop.it
Apple Pay was launched last year, with lots of fanfare and support by the credit-card industry.  Partnering with the banks that issue credit cards overcame the resistance that early entrants in mobile payments had faced.  It also solved critical technology and infrastructure problems and offered the credit-card industry a new avenue for growth.  Apple Pay […]
more...
No comment yet.
Scooped by John Muller
Scoop.it!

Amazon Echo, Alexa, Dash IoT Connected Commerce | PYMNTS.com

Amazon Echo, Alexa, Dash IoT Connected Commerce | PYMNTS.com | Commerce and Payments | Scoop.it
How has Amazon's Echo and its voice-activated assistant, Alexa, impacted commerce/IoT? MPD CEO Karen Webster asks: Is Alexa the savior or slayer of merchants?
more...
No comment yet.
Scooped by John Muller
Scoop.it!

Banks, Tech, and the Struggle for Customer Data

Banks, Tech, and the Struggle for Customer Data | Commerce and Payments | Scoop.it
The new year has already seen a new volley in the on-again, off-again, struggle between banks and tech companies that provide services to the financial industry. Brian Peters, executive director of Financial Innovation Now—an advocacy group representing several large technology firms like Intuit
more...
No comment yet.
Scooped by John Muller
Scoop.it!

A proxy for Bitcoin users

A proxy for Bitcoin users | Commerce and Payments | Scoop.it
[Note: opinions expressed below are solely my own and do not represent the views of my employer or any company I advise.  Today is the 7th anniversary of the Genesis block.] With over $900 million ...
more...
No comment yet.
Scooped by John Muller
Scoop.it!

How to Use Product Returns as an Ecommerce Opportunity

How to Use Product Returns as an Ecommerce Opportunity | Commerce and Payments | Scoop.it
Holiday returns account for about ten percent of holiday sales, but what do retailers do with all that returned inventory? Here's how some sellers exploit this retail problem and turn it into an ecommerce opportunity.
more...
No comment yet.