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A New Challenger in the Bitcoin Merchant Processing Race

A New Challenger in the Bitcoin Merchant Processing Race | Commerce and Payments | Scoop.it
BIPS strategy: Make it easy for merchants to get started with Bitcoin, aggregate their balances with the company, and make money over time on foreign exchange conversion and premium services.
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Shipping Alliances Shore Up Industry, Unsettle Customers

Shipping Alliances Shore Up Industry, Unsettle Customers | Commerce and Payments | Scoop.it
Three shipping alliances born of industry travails are poised to dominate ocean trade for years to come, worrying customers about the prospect of fewer sailings and higher rates.
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For Many Retailers, the Price Isn’t Right

For Many Retailers, the Price Isn’t Right | Commerce and Payments | Scoop.it
Vitamin retailer GNC is revamping its pricing strategy as it seeks to reverse a persistent sales slump. GNC’s overhaul highlights a seemingly basic problem that has suddenly confounded many retailers: how to set prices for products they sell.
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The Greatest Sales Deck I’ve Ever Seen – The Mission – Medium

The Greatest Sales Deck I’ve Ever Seen – The Mission – Medium | Commerce and Payments | Scoop.it
A few months ago, my friend Tim took a new sales job at a Series C tech company that had raised over $60 million from A-list investors. He’s one of the best salespeople I know, but soon after…
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WorldRemit’s Ismail Ahmed thinks mobile money accounts are the future

WorldRemit’s Ismail Ahmed thinks mobile money accounts are the future | Commerce and Payments | Scoop.it
WorldRemit founder and CEO Ismail Ahmed took the stage at TechCrunch Disrupt London to talk about his company and his views on the future o
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Can Apple Pay for Web take a bite out of PayPal?

Can Apple Pay for Web take a bite out of PayPal? | Commerce and Payments | Scoop.it
Apple announced in June at their World Wide Developers Conference that they're planning to roll out Apple Pay for Web in time for the holiday season. Mac users will be able to pay online in Safari using a “Pay with Apple Pay” button, and authenticate their purchase using Touch ID
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The problem for people isn’t advertising, and the problem for advertising isn’t blocking. – Medium

The problem for people isn’t advertising, and the problem for advertising isn’t blocking. – Medium | Commerce and Payments | Scoop.it
In Google Has Quietly Dropped Ban on Personally Identifiable Web Tracking, @JuliaAngwin and @ProPublica unpack what the subhead says well…
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The Neighborhood Bookstore’s Unlikely Ally? The Internet

The Neighborhood Bookstore’s Unlikely Ally? The Internet | Commerce and Payments | Scoop.it
Mom-and-pop bookstores are emerging from the decimation of the last decade as they use social media to inspire a loyal customer base.
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The four pillars of distinctive customer journeys | McKinsey & Company

The four pillars of distinctive customer journeys | McKinsey & Company | Commerce and Payments | Scoop.it
New research reveals that focus, simplicity, “digital first,” and perceptions matter most.
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3 Reasons Online Stores are Failing Your Service Business | PaySimple

3 Reasons Online Stores are Failing Your Service Business | PaySimple | Commerce and Payments | Scoop.it
Retail-based shopping carts can be great solutions for businesses trying to sell online. But for service-based businesses, sometimes they aren’t doing any favors.

The ecommerce industry is ever-growing, and in many ways, has helped level the playing field, enabling smaller businesses to capture online business and compete with retail giants. However, service-based businesses have been at a disadvantage in this arena, especially when it comes to website and shopping cart solutions available. Why? Because they’re built fo
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How PayPal Is Taking a Chance on AI to Fight Fraud

How PayPal Is Taking a Chance on AI to Fight Fraud | Commerce and Payments | Scoop.it
Some financial companies are leery of betting on an early-stage technology such as artificial intelligence for important jobs like combating account thefts, but PayPal says it works especially in rooting out false alarms.
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Surviving Payments' Four Big Power Shifts | PYMNTS.com

Surviving Payments' Four Big Power Shifts | PYMNTS.com | Commerce and Payments | Scoop.it
Has payments hit its inflection point? It has, says Karen Webster, and it has four big implications for anyone with payments in their past, present or future.
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How debit cards stack up

How debit cards stack up | Commerce and Payments | Scoop.it
The debt debit owes to ATMs, banks, and credit card networks in becoming America’s preferred form of payment
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Amazon Scams On The Rise In 2017 As Fraudulent Sellers Run Amok And Profit Big

Amazon Scams On The Rise In 2017 As Fraudulent Sellers Run Amok And Profit Big | Commerce and Payments | Scoop.it
Part one of a series about how the Amazon marketplace is rapidly becoming a cesspool of fraud, counterfeit products, and all out scams.
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8 Big Shifts In FI, Retail, Payments | PYMNTS.com

8 Big Shifts In FI, Retail, Payments | PYMNTS.com | Commerce and Payments | Scoop.it
Karen Webster ID's 8 big shifts that can either kill or catalyze your little corner of these payments ecosystems — and a little heads-up so you can be prepared.
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Jeff Bezos Invests Billions to Make Amazon a Top E-Commerce Player in India

Jeff Bezos Invests Billions to Make Amazon a Top E-Commerce Player in India | Commerce and Payments | Scoop.it
Amazon founder Jeff Bezos is telling executives to ‘do what it takes to succeed’ in India, investing billions of dollars to build a logistics network that has made the online retailer India’s No. 2 e-commerce player.
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How a $250 Billion Industry Lost Its Bad Reputation

How a $250 Billion Industry Lost Its Bad Reputation | Commerce and Payments | Scoop.it
Today, management advice is everywhere. Yet it wasn’t always certain that an industry built around running enterprises would have so much authority or cachet, according to “Defining Management,” a new book that charts the industry’s evolution.
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More Pain at the Pump, But This Time for Gas-Station Operators

More Pain at the Pump, But This Time for Gas-Station Operators | Commerce and Payments | Scoop.it
Jared Scheeler faced a tough decision this year: Spend more than $100,000 to upgrade the payment systems at his gas pumps in North Dakota or be left without protection against counterfeit cards.
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Apple Retail Chief Angela Ahrendts on Turning Stores Into Town Squares

Apple Retail Chief Angela Ahrendts on Turning Stores Into Town Squares | Commerce and Payments | Scoop.it
Angela Ahrendts views Apple's newly redesigned retail outlets not just as stores, but as the company's next big products, she told Fortune.
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How Google, Apple and Amazon use voice to drive commerce

How Google, Apple and Amazon use voice to drive commerce | Commerce and Payments | Scoop.it
Google, Apple and Amazon have all put some pretty big bets behind a commerce-enabled future that is activated by voice. Each brings a big checkbook and whizzy
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Don't Show Me the Money- Business News

Don't Show Me the Money- Business News | Commerce and Payments | Scoop.it
With disruptive innovations transforming the digital payments space, India is slowly moving towards a cashless economy
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The Value of Transaction Risk Analysis for Consumer Authentication

The Value of Transaction Risk Analysis for Consumer Authentication | Commerce and Payments | Scoop.it
The recent consultation paper set forth by the European Banking Association (EBA) surrounding the call for comments on the regulatory technical requirements for strong customer authentication under PSD2 has created a buzz.  In particular, while the EBA recognizes the “merit” of transaction risk analysis, it has called into question the ability to allow it “as a specific exemption” for the strong customer authentication requirements. This is based on the EBA’s problem of technically defining what transaction risk analysis is, and how transaction risk analysis works within the framework of fair competition between the banks and third party payment and account information service providers. This is quite remarkable and leads me to believe that perhaps there is a misconception about what transaction risk analysis really means.  While I can’t speak for other vendors, I can say that RSA has been perfecting risk-based authentication and “transaction risk analysis” for over a decade.  The merits are evident in the fact that 15 of the Top 20 global banks have adopted RSA’s risk-based authentication technology for their fraud detection platform to protect consumer and business payments and transactions across both the Web and mobile channels.  In addition, the Top 20 U.S. banks currently use risk-based authentication to meet the transaction risk analysis requirements set forth by the US-based FFIEC Guidance. It is important to note that risk-based authentication is almost always deployed as part of a layered fraud prevention strategy.  The risk analysis serves as the decision engine to determine whether the transaction is low-risk and can continue without interruption to the consumer or whether too many flags have been raised and the transaction must be challenged.   This decisioning process is accomplished by RSA measuring over 100 fraud indicators and predictors gathered from a specific event such as the associated IP address, the device,…
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Vend's Top 50 Retail Influencers in 2016

Vend's Top 50 Retail Influencers in 2016 | Commerce and Payments | Scoop.it
Check out the top 50 retail influencers in 2016 - an inspiring compilation of retail analysts, researchers, consultants, journalists, and entrepreneurs.
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