Commerce and Payments
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Commerce and Payments
Articles on commerce and payments
Curated by John Muller
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Why Amazon is eating the world

Why Amazon is eating the world | Commerce and Payments | Scoop.it
I recently co-founded a software startup. Each month, I send out an update to our investors. But the past month was a bit different. Instead of just writing..
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HOW to Overhaul the Chargeback Process

HOW to Overhaul the Chargeback Process | Commerce and Payments | Scoop.it
My last post put forth the idea that the chargeback process, created in 1968, needs to be overhauled.  Chargebacks should embrace the improved
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How Peer-To-Peer Payment Pioneer Venmo Grew Up And Got Serious

How Peer-To-Peer Payment Pioneer Venmo Grew Up And Got Serious | Commerce and Payments | Scoop.it
Under parent company PayPal, the millennial-focused payments app is finally ready to make some money.
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The End of Men? Not in the Retail Sector

The End of Men? Not in the Retail Sector | Commerce and Payments | Scoop.it
The economy is trading sales clerks for warehouse workers and delivery drivers.
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Brick-and-Mortar Stores Are Shuttering at a Record Pace

Brick-and-Mortar Stores Are Shuttering at a Record Pace | Commerce and Payments | Scoop.it
Years of overbuilding and the rise of online shopping have come to a head, resulting in the planned closure of thousands of stores by chains such as Payless, RadioShack and Bebe.
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Social Networks, e-Commerce Platforms, and the Growth of Digital Payment Ecosystems in China: What it Means for Other Countries

Social Networks, e-Commerce Platforms, and the Growth of Digital Payment Ecosystems in China: What it Means for Other Countries | Commerce and Payments | Scoop.it
Social Networks, e-Commerce Platforms, and the Growth of Digital Payment Ecosystems in China: What it Means for Other Countries
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Is American Retail at a Historic Tipping Point?

Is American Retail at a Historic Tipping Point? | Commerce and Payments | Scoop.it
The profound reordering of New York’s shopping scene reflects a broad restructuring in the American retail industry.
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Merchant Payments:  It’s Not Just About Transaction Risk — Payments Views from Glenbrook Partners

Merchant Payments:  It’s Not Just About Transaction Risk — Payments Views from Glenbrook Partners | Commerce and Payments | Scoop.it
This past week, over 1400 payments professionals convened in Las Vegas for the annual Merchant Risk Council (MRC) conference, an event that I’ve had the pleasure of attending for over a decade.  While merchant fraud detection and risk management continue
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Why Mobile Order Ahead Isn’t About Payments | PYMNTS.com

Why Mobile Order Ahead Isn’t About Payments | PYMNTS.com | Commerce and Payments | Scoop.it
Mobile order ahead is about solving a pain point that’s much more integral to the profitable operations of QSR establishments.
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Retail Darwinism (& Death of Department Stores) | PYMNTS.com

Retail Darwinism (& Death of Department Stores) | PYMNTS.com | Commerce and Payments | Scoop.it
In 1990, retailer Hutzler’s shut its doors forever after 132 years. The shift from urban shopping to the suburbs is not unlike that from physical to e-commerce.
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Demystifying India’s Digital Payment Infrastructure — Payments Views from Glenbrook Partners

Demystifying India’s Digital Payment Infrastructure — Payments Views from Glenbrook Partners | Commerce and Payments | Scoop.it
There is a growing curiosity about India’s payments systems. These systems, and their role in the “India stack”, have been the subject of many articles speculating their importance in shaping India’s future. Despite this attention, there is still considerable confusion
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Apple Faces Tough Competition in China's $5.5 Trillion Mobile Payments Market

Apple Faces Tough Competition in China's $5.5 Trillion Mobile Payments Market | Commerce and Payments | Scoop.it
Dong Ximiao was buying a meal at KFC in Hangzhou on a recent Sunday and pulled out his phone to pay, like everyone does in China, when the cashier asked: “Alipay or WeChat Pay?”
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Take On Payments: ACH: No Trace Left Behind

Take On Payments: ACH: No Trace Left Behind | Commerce and Payments | Scoop.it
In my payments research role, I believe that one problem with ACH is the lack of any definitive method for identifying a payment and any associated return, dishonored return, or contested-dishonored return using only the existing 15-digit trace number
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In Kenya, Phones Replace Bank Tellers

In Kenya, Phones Replace Bank Tellers | Commerce and Payments | Scoop.it
Doing bank transactions over mobile phones has transformed lives and business opportunities in rural Africa.
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Ten CEOs Changing the World of Fintech

Ten CEOs Changing the World of Fintech | Commerce and Payments | Scoop.it
Old and new, CEOs in the fintech world will totally change the way consumers manage their finances this year.
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A Day in the Life of a Food Vendor

A Day in the Life of a Food Vendor | Commerce and Payments | Scoop.it
The vendors are a fixture of New York streets and appetites, yet they struggle daily with weather, logistics and rules. Here’s the story of one.
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Three Hard Lessons the Internet Is Teaching Traditional Stores

Three Hard Lessons the Internet Is Teaching Traditional Stores | Commerce and Payments | Scoop.it
A reckoning is coming for brick-and-mortar retailers, whose survival depends on learning more of the data-driven, tech-powered ways of their internet competitors.
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Bringing back the Somali shilling

Bringing back the Somali shilling | Commerce and Payments | Scoop.it
Somalia has long played host to one of the world's strangest monetary phenomenon, a paper currency without a central bank. I explore
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4 #FinTech Lessons from an 13th Century Church����

4 #FinTech Lessons from an 13th Century Church���� | Commerce and Payments | Scoop.it
Not too far from where I live in Surrey, England there is a village called Warlingham. It's your fairly typical English village with the usual
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Amazon continues to grow lead over Google as starting point for online shoppers

Amazon continues to grow lead over Google as starting point for online shoppers | Commerce and Payments | Scoop.it
Where do you start when shopping for something online? For a majority of people, it's Amazon — not Google. That's one finding from a recent research report
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Why blockchains won't revolutionize finance

Why blockchains won't revolutionize finance | Commerce and Payments | Scoop.it
Blockchains can improve financial services systems in many ways, but none that are revolutionary.
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Early American Colonists Had a Cash Problem. Here's How They Solved It

Early American Colonists Had a Cash Problem. Here's How They Solved It | Commerce and Payments | Scoop.it
In this excerpt from the new book 'Other People's Money,' learn why tobacco leaves and other surprising things used to used as U.S. currency
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Inside the Startup Luring Thousands of Women into the Gig Economy

Inside the Startup Luring Thousands of Women into the Gig Economy | Commerce and Payments | Scoop.it
The staff at the hotel began setting up the party early, lining up the tables along the beach. Strands of lights twinkled overhead, though the women arrived for the fete before sundown, toting…
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Shopify's E-commerce Revolution

Shopify's E-commerce Revolution | Commerce and Payments | Scoop.it
From the ­unlikely setting of Ottawa, e-commerce platform Shopify's CEO Tobi Lütke has ­quietly been building a powerful selling machine.
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