|Scooped by Orville Mitchell|
Because of the challenges of insecurity in the present society, the IN-Car DVR is now a tool for car owners who would like to keep their vehicle under surveillance against theft or accidents. Yet, most people have not come to appreciate its importance as a security and safety facility for their cars.
Researchers have revealed the most expensive places in the UK to buy car insurance - and the cheapest. Shockingly Birmingham takes all of the top ten postcodes for the priciest premiums, and the area around James Turner Street - where Channel 4's 'Benefits Street' were filmed - is high on the list.
So where else fares badly, and why?
The top 10 most expensive postcodes are:
B9 Bordesley Green
B10 Small Heath
B66 Smethwick and Sandwell
B8 Washwood Heath and Saltley
B12 Balsall Heath and Sparkbrook
B19 Lozells and Birchfield
B18 Winston Green and Hockley - home to James Turner Street
Overall Birmingham was named the most expensive city for car insurance - followed by Liverpool, East London, Manchester, North London, South East London, Bradford and Sheffield.Why?
Insurers calculate the cost of premiums based on how much risk they believe the car and the driver pose. If they pose a great deal of risk, the insurer will not particularly want to insure them - so will charge more. If they think the car is relatively safe, they will charge a lower price to win the business.
Birmingham city centre – Britain’s whiplash fraud capital has the highest car insurance premiums in the whole of the UK, according to new research.
All of the worst 10 postcodes for car insurance in UK are in Birmingham and most of these are within a few miles of the city’s notorious Benefits Street – James Turner Street.
Insurers say Britain’s second city also has the highest number of bogus whiplash claims, which add £90 to every motorist’s bill.
In a survey of all UK cities by SmartWitness Incident Cameras (suppliers of Britain’s most popular vehicle journey recorders) it was revealed that Birmingham’s motor insurance premiums have shot up and are now seven times higher than Aberdeen, the UK’s cheapest city for car insurance. The price of insuring a BMW 3 Series in Bordesley Green, Birmingham B9 is £1,101.62 per year, compared with Aberdeen city centre which comes in at only £157 for the same car.
Overall Birmingham has more than a fifth of the worst 100 postcodes for motor insurance premiums in the country – 22 in total.
SmartWitness managing director Simon Marsh said: “Part of the reason for the sharp increase for the car insurance premiums is that Birmingham has become the capital of whiplash claims in the UK. The six top areas for Third Party Injury (TPI) claims are all in Birmingham and it’s no great surprise that those neighbourhoods mirror very closely those with the highest premiums in our survey.”
Other UK cities with high numbers of TPI claims are Bradford with four of the top 20 worst postcodes, Manchester next with three, and Liverpool and London have one each.
What is the benefit for InCar DVR Security Camera related to car insurance premium?
Reports that car Crash for Cash Scams are still on the increase in the UK. Cars are without any doubt a serious asset to the owner - protect them along with your no claims bonus by installing a camera or cameras.
The IN-Car DVR camera that could cut your car insurance costs One insurer has announced that it will be discounting premiums for drivers who have a IN-Car DVR recorder.
One cost to balance here is the discount on your car insurance policy against the outlay of buying a IN-Car DVR Recorder.
However, it’s also an investment that could possibly save you hundreds of pounds on rises in your insurance premiums and excess payments if you were to have an accident and lose your no-claims bonus. Since the discount is percentage based, those with higher premiums will actually find the cameras paying for themselves faster.