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Person To Person Lending Software Service « Fico Scores « CREDIT CARDS 2

Person To Person Lending Software Service « Fico Scores « CREDIT CARDS 2 | Better financial services for everyone | Scoop.it
Person To Person Lending Software Service
Lendingkarma Is An Online Service That Helps People Lend Money To The People They Already Know. We’ve Helped Thousands… (ccard: Person To Person Lending Software Service - Person To Person Lending Software...
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How Do Unbanked Consumers Handle Their Day-To-Day Finances ...

How Do Unbanked Consumers Handle Their Day-To-Day Finances ... | Better financial services for everyone | Scoop.it
How Do Unbanked Consumers Handle Their Day-To-Day Finances?
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Rescooped by Fernando Guzman from Crowdfunding, Peer-to-peer lending
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Crowdfunding

Crowdfunding | Better financial services for everyone | Scoop.it

From Visual.ly via Nicolas Guillaume on Pinterest: This infographic tells the story of the The Rise of Peer-to-Peer Lending, boosted by the financial collapse in 2008.

Direct link: http://visual.ly/rise-peer-peer-lending


Via Therese Torris
Fernando Guzman's insight:

There is no way to stop this!

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P2P Consultants's curator insight, April 7, 2013 11:18 PM

This is great chart of how p2p lending happen. This chart if focused on SME lending in the UK. However, the same trends has happen in the USA with middle market companies. And the same trend has occurred in Drect Consumer Lending. Namely, new platforms have grown up to take the place of banks

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The State of Crowdfunding Worldwide

The State of Crowdfunding Worldwide | Better financial services for everyone | Scoop.it
A look around the world at the growth of crowdfunding, from Latin America to Europe.

Via Marty Koenig
Fernando Guzman's insight:

Sooner than later money is going to be accessible from the natural source: people!

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Dallas Morning News Op-Ed Misleads on Payday Loans - Blogger ...

As usual, however, the only person complaining about payday loans is a person who doesn't use them. As for his “solutions”, limiting loans to 10% of a borrower's income will not provide enough for borrowers needs.
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The UK government funds P2P lending

The UK government funds P2P lending | Better financial services for everyone | Scoop.it
The U.K. government is recognizing peer-to-peer lending companies that cut out the fat cat and opt to pair up investors with companies and consumers. The Business Finance Partnership fund is starti...

Via Therese Torris
Fernando Guzman's insight:

This should be in all countries: goverment funds to be lent in p2p platforms... 

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Therese Torris's curator insight, December 13, 2012 4:50 AM

£20 M to Funding Circle, £10M to Zopa... Good for them !

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Datamining Kickstarter stats: projects looking for 35 investors and $9,000 most successful

Datamining Kickstarter stats: projects looking for 35 investors and $9,000 most successful | Better financial services for everyone | Scoop.it
Is there there really a model for predicting the success of Kickstarter campaigns? A new interactive model from machine learning service BigML offers a fun way to try, although the dearth of public data from Kickstarter might affect its accuracy.

Via Therese Torris
Fernando Guzman's insight:

Less middleman and more funding sources

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Therese Torris's curator insight, January 28, 2013 4:36 AM

just stats, let's not confuse correlation and causation...