BayPay Mobile Commerce
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BayPay Mobile Commerce
The BayPay Forum, a payment association focused on trends and innovations in the payments industry, tracks the latest in mobile commerce.
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Rescooped by Laetitia Chatelain from E-commerce, F-Commerce, M-Commerce, T-Commerce & SoLoMo
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How Mobile Payments Will Evolve In the Next Several Years

How Mobile Payments Will Evolve In the Next Several Years | BayPay Mobile Commerce | Scoop.it

Mobile payments has become a mainstream tech topic in the last couple of years, mirroring the rise of smartphones and application stores. E-commerce is becoming m-commerce. The focus point of the buzz has been the evolution near-field communications as related to smartphones. The thing is, nobody in the payments industry expects NFC to be a player in mobile payments for years, if ever. In that case, what does the mobile payments ecosystem look like in the short term?

 

The current mobile payments market centers around several cores: direct carrier billing, mobile wallets, online and offline sales, mobile credit card readers and application stores. During meetings with various mobile payments experts and executives at CTIA last week, the most uttered phrase was "this is not something I would use to buy a fridge." Where are mobile payments going?


Via Nebojsa Stojanovic
Laetitia Chatelain's insight:

Dan Rowinski tackles the big question of the "Future of Mobile Payments."  This article from October 2011 is one of several which addresses how m-payments will evolve in the coming years.

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MWC 2012: Blippar launches 'Blipp to Buy' m-commerce via AR service - Mobile Entertainment

MWC 2012: Blippar launches 'Blipp to Buy' m-commerce via AR service - Mobile Entertainment | BayPay Mobile Commerce | Scoop.it
Mobile EntertainmentMWC 2012: Blippar launches 'Blipp to Buy' m-commerce via AR serviceMobile EntertainmentAR specialist Blippar seems to be unsatisfied with developing simple augmented reality ad campaigns, now unveiling the 'Blipp to Buy'...

Via Pekka Puhakka
Laetitia Chatelain's insight:

"Blipp to Buy" to be a "significant new sales channel for brands across the spectrum?"

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Rescooped by Laetitia Chatelain from E-commerce, F-Commerce, M-Commerce, T-Commerce & SoLoMo
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#INFOGRAPHIC: Global #mobile #payments market to hit $490.9bn in 2015

#INFOGRAPHIC: Global #mobile #payments market to hit $490.9bn in 2015 | BayPay Mobile Commerce | Scoop.it

Travel reservations are the most common purchase via smartphones.

Go-Globe has compiled the m-commerce statistic and trends infographic, which claims more people will access the web from their mobile phones than PCs by next year.

It also shows that the value of mobile payment transactions around the globe will reach $490.9 billion in 2015, rising from $171.5bn this year, and that 80 per cent of mobile users prefer location-based ads to make them more relevant.

Meanwhile, 41 per cent of smartphone owners have made a purchase from their device, with travel reservations the most popular purchase, followed by clothing, food/beverages and toys/games with 17, 16, 15, and 11 per cent, respectively.

Check out the infographic below.

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Via Nebojsa Stojanovic
Laetitia Chatelain's insight:

Infographic on M-commerce Trends from November 2012

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M-commerce is looking very promising for years to come - QR Code Press

M-commerce is looking very promising for years to come - QR Code Press | BayPay Mobile Commerce | Scoop.it
QR Code Press
M-commerce is looking very promising for years to come
QR Code Press
QR Code Press. World Leading News on Mobile Commerce Trends.

Via Paulo Gervasio
Laetitia Chatelain's insight:

And then some are pretty sure..

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Rescooped by Laetitia Chatelain from digitalNow
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The Revolution Is Over, and M-Commerce Is Here to Stay

The Revolution Is Over, and M-Commerce Is Here to Stay | BayPay Mobile Commerce | Scoop.it
In case you missed it, 2012 -- the so-called "year of mobile" -- came and went pretty quickly. Now we simply live in a mobile world. E-commerce is moving to mobile devices more and more, and that trend is not likely to stop anytime soon.

Via Don Dea
Laetitia Chatelain's insight:

"We [now] live in a mobile world," brought about by the 2012 "mobile revolution."

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Don Dea's curator insight, March 24, 2013 3:29 AM

By focusing on site design optimization, implementing responsive design, and measuring performance from the true end-user perspective, businesses can better prepare themselves for the brave new world of increasingly prevalent mobile purchases

Rescooped by Laetitia Chatelain from QR Codes, Beacons & NFCs
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Mobile commerce may need to shrug off NFC technology - QR Code Press

Mobile commerce may need to shrug off NFC technology - QR Code Press | BayPay Mobile Commerce | Scoop.it
NFC may be a hindrance to mobile commerce Mobile commerce is becoming much more than a passing trend.

Via Paulo Gervasio
Laetitia Chatelain's insight:

Can NFC keep up with rate of m-commerce growth?

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Paulo Gervasio's comment, April 6, 2013 1:52 AM
The world is changing in a very rapid manner, M Commerce is moving along just fine and so is NFC, so are the other forms. People sometimes forget that truly revolutionary change takes time and the start maybe rocky, but if he idea is really good it will take root and prosper. .... Do people even remember how long it took for people to get used to ATM cards? or Credit cards for that matter!
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Mobile commerce study shows massive growth - QR Code Press

Mobile commerce study shows massive growth - QR Code Press | BayPay Mobile Commerce | Scoop.it
QR Code Press
Mobile commerce study shows massive growth
QR Code Press
QR Code Press. World Leading News on Mobile Commerce Trends.

Via Paulo Gervasio
Laetitia Chatelain's insight:

UK study suggests shopping via smart phone is rapidly growing.

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MasterCard introduces new mobile commerce service - QR Code Press

MasterCard introduces new mobile commerce service - QR Code Press | BayPay Mobile Commerce | Scoop.it
QR Code Press
MasterCard introduces new mobile commerce service
QR Code Press
QR Code Press. World Leading News on Mobile Commerce Trends.

Via Paulo Gervasio
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The future of mobile commerce

The future of mobile commerce | BayPay Mobile Commerce | Scoop.it
Laetitia Chatelain's insight:

"We’re optimistic that 2013 will be a fascinating and innovative year for mobile commerce."

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Rescooped by Laetitia Chatelain from E-commerce, F-Commerce, M-Commerce, T-Commerce & SoLoMo
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Mcommerce spend rising, payment methods frustrate consumers

Interest in m-commerce is increasing from both consumers and retailers. A new report by Barclays Corporate shows consumer spending on mobile phones and tablets in the UK will rise significantly over the next few years although other research reveals consumer frustrations with mobile payment methods.


Via Nebojsa Stojanovic
Laetitia Chatelain's insight:

Consumers are frustrated with the way m-commerce works now.  How can m-commerce companies tailor the process to satisfy consumers and still be a reliable way to buy?

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Rescooped by Laetitia Chatelain from Tablet PC and monopolized markets
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M-Commerce and Social Media: 10 Basic Security Steps for Smartphones and Tablets

M-Commerce and Social Media: 10 Basic Security Steps for Smartphones and Tablets | BayPay Mobile Commerce | Scoop.it
10 Basic Security Steps: Smartphone or Tablet! (M-Commerce and Social Media: 10 Basic #Security Steps for #Smartphones and #Tablet...

Via Sergey Ruseev
Laetitia Chatelain's insight:

What consumers can do to secure their smartphones

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Rescooped by Laetitia Chatelain from E-commerce, F-Commerce, M-Commerce, T-Commerce & SoLoMo
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#Mcommerce is still not being taken seriously by top companies

#Mcommerce is still not being taken seriously by top companies | BayPay Mobile Commerce | Scoop.it

Leading businesses in the U.K. are failing to take advantage of this highly important channel.

A study that has looked into the largest companies in the United Kingdom has discovered that they are often progressing in an weak or entirely wrong direction when it comes to m-commerce and appealing to consumers with smartphones and tablets.

 

The study found that these large organizations are failing to take this channel seriously.

 

It indicated that approximately 70 percent of mobile users in the United Kingdom are now owners of smartphones. Approximately half of these individuals use their devices in order to help them to make shopping decisions or to actually make the purchases online. Incentivated created the report, which showed that many of the top firms were found to be highly inadequate.


Via Nebojsa Stojanovic
Laetitia Chatelain's insight:

"Large organizations are failing to take this channel seriously."  Established player wisdom, or a future mistake?

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M-commerce still small as retailers focus on the basics - Retail Customer Experience

M-commerce still small as retailers focus on the basics - Retail Customer Experience | BayPay Mobile Commerce | Scoop.it
M-commerce still small as retailers focus on the basics Retail Customer Experience A new report by Forrester Research for trade group Shop.org shows that smartphones generated only a small portion of online sales last year — about $5 billion of a...

Via Fred Zimny
Laetitia Chatelain's insight:

Is m-commerce here to stay?  Some aren't so sure.

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The growth of mobile commerce: infographic

The growth of mobile commerce: infographic | BayPay Mobile Commerce | Scoop.it
Thanks to the iPhone and the popularity of smartphones, we've seen rapid growth of mobile commerce over the last couple of years, something we've covered in detail on this blog.  (The growth of mobile commerce: infographic http://t.co/frYgkkxH...)...

Via Rami Kantari
Laetitia Chatelain's insight:

The Mobile breakdown: how is m-commerce growing?

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Best practices for mobile e-commerce

Best practices for mobile e-commerce | BayPay Mobile Commerce | Scoop.it

The web design field has gone through immense advancements and in some cases overhauls over the last decade. These advancements have undoubtedly introduced new technologies and innovations in order to make online consumer experience more pleasurable. However, they have also brought about new challenges as well, especially when it comes to mobile sites.


Ever since e-commerce websites went mobile, the playing field changed beyond recognition. New rules were made. Older ones were rewritten. And in some cases, traditional design approaches were abandoned altogether in favor of new versatile web design practices. These practices had one thing in common, to make mobile sites more responsive.


Today we’ll look at best practices for mobile e-commerce sites that new start-ups and even SMBs involved in e-commerce should pay attention to. These field-tested strategies essential for any designer working in this field.

Laetitia Chatelain's insight:

Strategies of 'best practices' for mobile e-commerce sites to enhance the customer experience

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A Study on Mobile payment in mobile e-commerce

Mobile payment is implied as the accelerator of e-business and m-commerce. Currently mobile payments deal with several hindrances to improve requirements of m-commerce such as: simplifying the mobile payment processes for consumers, improving the security of payment, especially the application of digital signing in mobile payment. In this paper the alternate payments industry is defined as consisting of the following segments: on line payments, mobile payments and contactless payments. As mobile and Smartphone penetration increases and mobile internet usage accelerates, the mobile payment segment will witness substantial growth rates. We describe three mobile payment methods using two party value chain, three party value chain and four party value chain payments for mobile commerce applications, and person-to-person mobile payment. Furthermore, security policies between the security properties of the payment application and the resource limitations are defined. It not only provides strong security but also makes the system open to common payment. The Mobile Payment based on statistical techniques such as percentage method, chi-square method and Super SET protocol has improved the whole transaction process of the mobile e-payment transaction and all the parties interests have been guaranteed practically.  

 

To read the article, you can get a FREE pdf copy from: http://www.erpublications.com/uploaded_files/download/download_08_03_2013_21_00_29.pdf

Laetitia Chatelain's insight:

The Future of Mobile Payment in Mobile Commerce

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MasterCard and Visa Launch Their New Mobile Payments Programs - Popsop.com

MasterCard and Visa Launch Their New Mobile Payments Programs - Popsop.com | BayPay Mobile Commerce | Scoop.it
Popsop.com
MasterCard and Visa Launch Their New Mobile Payments Programs
Popsop.com
As mobile payments are gaining momentum,Visa Inc. and MasterCard Inc. are working on new NFC-enabled payments systems.

Via Paulo Gervasio
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