Creditors can sometimes act like little children. They whine, they complain, they badger and occasionally they throw tantrums when trying to collect their debt. Unfortunately, they share none of the endearing qualities of the children they imitate. When a bankruptcy case is filed, your creditors will engage in extremely immature behavior and often times straight up shun you. They will act like children, literally and figuratively. You are a Second Class Citizen This is how your secured creditors will treat you when you file bankruptcy. When you file bankruptcy, you will need to understand how the relationship between yourself and your secured creditors will change.…
Cold, hard cash. We all could use some more of it to help us get through our financial travels. As a bankruptcy attorney, I don’t see many clients with extensive “cash reserves.” If I did, I would likely point them down an alternate path of financial recovery. On the other hand, despite what many people think, deadbeats don’t file bankruptcy. I have previously talked about the shifting demographic of the bankruptcy filer and can safely say that most of my clients do in fact have some cash and/or savings. Even a small amount of cash can create problems when filing bankruptcy.…
Frank P. Pipitone's insight:
Cash is the low hanging fruit of the bankruptcy jungle. Be sure to harvest your cash asset prior to filing to reap the rewards of your work.
The ring on the doorbell was a process server. Bingo! You’ve been sued. Now what? Breathe deeply and work your way through this five step check list. Then I’ll suggest some options. Look at the caption: It identifies the parties to the suit.
Can a poor credit score impact your ability to find a date? A new study says your credit score is more of a factor than you think.
Frank P. Pipitone's insight:
This is a new topic for me. One I never thought I would have to discuss with any clients. I'm eagerly anticipating the day when a single client asks if a bankruptcy filing will knock them down a notch in the dating pool.
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