Retirement Planning Thoughts & Ideas
47
Soundbites on Financial Planning, Personal Finance and getting it right the first time.
Curated by Andrew Ghezzi
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The 20 best new tools for web design and development of 2012

The 20 best new tools for web design and development of 2012 | Retirement Planning Thoughts & Ideas | Scoop.it

Mark Penfold compiles a top 20 from his monthly roundup of the best new tools that saw the light of day this year - and many are free!


Via Tocquigny
Andrew Ghezzi's insight:

IN 2012 web design made a couple leaps forward.  Using Shopify and Weebly now and love them. - Andrew Ghezzi

Tocquigny's curator insight, December 20, 2012 6:23 PM

If you've had a quiet time of it these last 12 months, then well done you, because the rest of us were sweating just to keep up with the base rate of change online. HTML5 has reached critical mass, responsive development continued to barrel along at full tilt, then there's audio APIs and WebGL…

Thankfully, the degree of change correlates positively to the problem-solving efforts of the developers and designers everywhere, dug into their respective specialities.

As a result, along with the larger corporate-backed applications, we have a huge host of small tools and libraries, each designed to solve a particular problem or preserve a certain set of possibilities. A couple of these projects have become institutions: Modernizr, keeping the technical playing field level and PhoneGap holding the mobile market open for web types.

Most encouragingly, there's room for some 'just for the hell of it' type experimentation. And even a bit of self-congratulation, evidenced by the fact that Google felt confident enough about some tools to package and prink them into the Yeoman project.

Indeed, this is a handsome list, with good representation for most slices of the development pie. From full-scale IDEs to small, exotic libraries with beautiful aesthetics.

But what gives this year its character is the poise that these tools exhibit. Within it's niche, each one shows that we use are beginning to outdistance the problems, freeing ourselves up to give more though to the creative possibilities of the web. How's that for joyous tidings? Happy Holidays.


The 20 best new tools for web design and development of 2012 

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Retirement disaster may loom holders of universal life insurance policies

It is estimated that, since 1980, more than a million consumers purchased universal life insurance, including at least 100,000 in Florida. These policies now... (Retirement disaster may loom holders of universal life insurance policies.
Luis Cano's curator insight, May 14, 3:18 PM

Make sure your insurance is working for you...

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Long-Term Care: Denial Is Not One of the Choices

Long-Term Care: Denial Is Not One of the Choices | Retirement Planning Thoughts & Ideas | Scoop.it
Portfolio Makeover Week
Are you looking for tips on improving your portfolio? As part of Morningstar.com's (#mutualfunds Long-Term Care: Denial Is Not One of the Choices: Eschewing insurance? Make ...
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10 Different Hobbies to Enhance Your Retirement, Pt. 2

10 Different Hobbies to Enhance Your Retirement, Pt. 2 | Retirement Planning Thoughts & Ideas | Scoop.it
In Part I of this article, we discussed the importance of finding new and meaningful ways to spend your time so that your retirement years will be just as rewarding as your working years.
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Five Big Retirement Concerns: New World of Retirement: Retirement: Individual Investors: BlackRock

Five Big Retirement Concerns: New World of Retirement: Retirement: Individual Investors: BlackRock | Retirement Planning Thoughts & Ideas | Scoop.it
BlackRock discusses five big retirement concerns facing individual investors in the new world of retirement. (Five Big Retirement Concerns, And What To Do About Them.
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IBM 401(k) Participants Need Their Own "Shadow" Fiduciary to Guard Retirement Benefits - Forbes

IBM 401(k) Participants Need Their Own "Shadow" Fiduciary to Guard Retirement Benefits - Forbes | Retirement Planning Thoughts & Ideas | Scoop.it
Image via CrunchBase I recently wrote about IBM, often considered a trendsetter for employee benefits, notifying its workers that starting this year it is changing the timing of the IBM match and automatic contribution to the company 401(k) from...
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Social Security Is Not Going Broke

Social Security Is Not Going Broke | Retirement Planning Thoughts & Ideas | Scoop.it
Information about Social Security, Is Social Security going broke, Why is the news reporting that Social Security is going broke, Who is Michael Astrue, What is the Social Security Administration, Who are you to believe about the status of Social...
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In Survey, 17% Said They Would Buy Life Insurance At Wal-Mart, Costco - Hartford Courant

LifeHealthPro
In Survey, 17% Said They Would Buy Life Insurance At Wal-Mart, Costco
Hartford Courant
It might seem an odd question, asking people if they are willing to buy life insurance at Wal-Mart or Target.
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Merrill Fined $1 Million by Finra for Overcharging on Trades

Merrill Fined $1 Million by Finra for Overcharging on Trades | Retirement Planning Thoughts & Ideas | Scoop.it
Merrill Lynch, the brokerage unit of Bank of America Corp., was fined $1.05 million by Wall Street’s self-regulator for overcharging customers who traded nonconvertible preferred securities.
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Retirement Savings Hits New Low

Retirement Savings Hits New Low | Retirement Planning Thoughts & Ideas | Scoop.it
Retirement Savings Hits New Low (Retirement Savings Hits New Low http://t.co/35uADHfDzc)
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73% of consumers don't know rewards points balance

73% of consumers don't know rewards points balance | Retirement Planning Thoughts & Ideas | Scoop.it
While a mileage or points rewards credit card might look enticing, most consumers don’t even keep up-to-date with their balances.
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Americans' Views on Spending Versus Federal Budget Plans | Center for Effective Government

Americans' Views on Spending Versus Federal Budget Plans | Center for Effective Government | Retirement Planning Thoughts & Ideas | Scoop.it
New analysis shows two #budget plans in opposition to Americans' views on public investments - http://t.co/kKtYAIum3N
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Report: Obama Budget To Cap Retirement Accounts At $3 Million

Report: Obama Budget To Cap Retirement Accounts At $3 Million | Retirement Planning Thoughts & Ideas | Scoop.it
(Breitbart)The budget President Barack Obama will submit on April 10 will contain a proposal that would prohibit individuals from accumulating more than $3 million in Individual Retirement Accounts (IRAs) and (Cyprus anyone?
Andrew Ghezzi's insight:

I'm expecting to see a lot more of legislation like this down the road.  Systemic vs. Non-Sytemic risk to your retirement goals.

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What Cyprus Taught Me About Retirement Savings :: The Market ...

What Cyprus Taught Me About Retirement Savings :: The Market ... | Retirement Planning Thoughts & Ideas | Scoop.it
What Cyprus Taught Me About Retirement Savings :: The Market Oracle :: Financial Markets Analysis & Forecasting Free Website.
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Planning your retirement: 10 ways to reduce housing costs - CBS News

Planning your retirement: 10 ways to reduce housing costs - CBS News | Retirement Planning Thoughts & Ideas | Scoop.it
Planning your retirement: 10 ways to reduce housing costs
CBS News
(MoneyWatch) Housing costs make up one-third of the average American household's budget, the largest monthly expense for most families.
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3 Values of Small Business Health Insurance

3 Values of Small Business Health Insurance | Retirement Planning Thoughts & Ideas | Scoop.it
What is the value of small business health insurance? We'll review how the top 3 values of small business health insurance. (3 Values of Small Business Health Insurance - Zane Benefits: Many small businesses, start-ups, and the self-em...
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SEP, 401(k) among most popular retirement plans chosen by businesses - SunHerald.com

SEP, 401(k) among most popular retirement plans chosen by businesses - SunHerald.com | Retirement Planning Thoughts & Ideas | Scoop.it
SunHerald.com
SEP, 401(k) among most popular retirement plans chosen by businesses
SunHerald.com
In his last article, Robert Bass discussed three options available for retirement savings: the IRA Traditional, the IRA Roth, and the Simple IRA Plan.
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Portugal to raise retirement age, lay off 30,000 amid effort to save $6.3B over 3 years

Portugal to raise retirement age, lay off 30,000 amid effort to save $6.3B over 3 years | Retirement Planning Thoughts & Ideas | Scoop.it
LISBON, Portugal - Portugal plans to avoid the threat of needing another bailout by making another 4.8 billion euros ($6.3 billion) in cuts over the next three years, with measures including raising the retirement age by one year to 66 and laying...
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Millennials Are Remembering the "Good Old Days" Way Too Early in Their Lives - PolicyMic

Millennials Are Remembering the "Good Old Days" Way Too Early in Their Lives - PolicyMic | Retirement Planning Thoughts & Ideas | Scoop.it
PolicyMic
Millennials Are Remembering the "Good Old Days" Way Too Early in Their Lives
PolicyMic
I was listening to This American Life last weekend and I gave money because Ira asked for it. I find myself listening to the news of the world ...
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Divorcing individuals should consider long-term care provisions

Divorcing individuals should consider long-term care provisions | Retirement Planning Thoughts & Ideas | Scoop.it
Being financially ready for the possibility that you could require long-term care in your later years is an important part of retirement planning. Yet, too many (Include retirement planning & long-term care provisions when considering #divorce!
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Retirement failures will be costly, Fidelity president warns - Deseret News

Retirement failures will be costly, Fidelity president warns - Deseret News | Retirement Planning Thoughts & Ideas | Scoop.it
Deseret News Retirement failures will be costly, Fidelity president warns Deseret News With the Social Security system poised to fail and traditional pension systems disappearing, more and more current workers are completely unprepared for what...
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Meet the 97-Month Car Loan

Meet the 97-Month Car Loan | Retirement Planning Thoughts & Ideas | Scoop.it
Terms for auto loans are growing longer as car prices rise and buyers look to lower monthly costs in a lackluster economy.
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Franklin Templeton Survey Examines Anxiety Related to Retirement Savings

Nearly three-quarters (73 percent) of Americans find thinking about retirement saving and investing to be a source of stress and anxiety, according to findings from the 2013 Franklin Templeton Retirement Income Strategies and Expectations (RISE)...
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Mint.com finally expanding into the banking channel - InvestmentNews (blog)

Mint.com finally expanding into the banking channel InvestmentNews (blog) I took a good bit of heat from advisers with a blog post I wrote a couple weeks ago on Wealthfront getting another round of investment and the potential threat it and...
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Housing: The bidding wars are back

Housing: The bidding wars are back | Retirement Planning Thoughts & Ideas | Scoop.it
Seemingly overnight, many of the nation's major housing markets have gone from stagnant to sizzling, with for-sale listings spurring bidding wars among a large number of house hunters.
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401(k)s Remain More Conservative Than Before 2008 Economic Crisis: Spectrem

401(k)s Remain More Conservative Than Before 2008 Economic Crisis: Spectrem | Retirement Planning Thoughts & Ideas | Scoop.it
In 2012, 401(k) plan participants held 36% of their assets in diversified equities and another 13% in company stock, according to Spectrem in Chicago.
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