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Bridging the gap

Bridging the gap | Alternative Finance | Scoop.it
Elite Business Magazine is the fastest growing entrepreneur, start-up and small and medium-enterprise (SME) title in the UK. Brought to you by publisher and events co-ordinator CE Media
Louise Beaumont's insight:

Facing a hole in your cashflow is a daunting prospect and for good reason. “Waiting to be paid can be devastating,” says Christopher Shaw, CEO of alternative invoice finance provider Platform Black. And the impact this has on small- and medium-sized enterprises (SMEs) is disproportionate to their size. 

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The Rise of Alternative Lending in the UK - The Economic Voice

The Rise of Alternative Lending in the UK - The Economic Voice | Alternative Finance | Scoop.it
The Rise of Alternative Lending in the UK The Economic Voice A detailed look at the figures reveals that the overall alternative financing market grew by more than 75% over the last three years, and added a staggering £1.74 billion to the UK...
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Invoice finance rises as search term on Google amongst SMEs in the UK

Invoice finance rises as search term on Google amongst SMEs in the UK | Alternative Finance | Scoop.it

The proportion of business searching for invoice finance online has grown in recent years as companies seek different funding options.


Via Proactive Consult
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Alternative finance increasingly sought by SMEs

Alternative finance increasingly sought by SMEs | Alternative Finance | Scoop.it
The use of external finance by small businesses to aid growth increased in Q2 2013, with more business owners turning to alternative sources such as crowdfunding and invoice factoring, according to new figures published in ...
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Why peer-to-peer lending should be part of Mark Carney’s plans

Why peer-to-peer lending should be part of Mark Carney’s plans | Alternative Finance | Scoop.it
The governor of the Bank of England Mark Carney recently unveiled new plans to get banks lending to businesses again. But is turning to the same old suspec (Is turning to the same old suspects really the right approach to finance the real economy?
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Funding for SMEs | Financial Reporter

Funding for SMEs | Financial Reporter | Alternative Finance | Scoop.it
By most measures, the economy is back on its feet. Consumer sentiment is at a three year high, the proportion of firms expecting redundancies has dropped significantly, and GDP growth has been revised up to an annualised rate of 2.8%.
Louise Beaumont's insight:

There's good and bad news for Britain's SMEs according to the latest figures

 

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Businesses turning to alternative finance to take advantage of positive growth

Businesses turning to alternative finance to take advantage of positive growth | Alternative Finance | Scoop.it
euronews Businesses turning to alternative finance to take advantage of positive growth Fresh Business Thinking Despite encouraging signs of economic recovery, the latest information from the BDRC Finance Monitor for SME lending released today...
Louise Beaumont's insight:

Growth in confidence sparks a rise in the number of small businesses turning to alternative finance providers for funding support

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Govt eyes adding peer-to-peer lending to Isas | News | Mortgage Strategy

Govt eyes adding peer-to-peer lending to Isas | News | Mortgage Strategy | Alternative Finance | Scoop.it
HM Revenue & Customs is investigating ways to allow peer-to-peer lending to be included in tax-free Isas, it has been reported. (#Mortgagenews Govt eyes adding peer-to-peer lending to Isas - HM Revenue & Customs is investigating ways to al...
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Cumulus Funding's curator insight, August 21, 2013 6:38 AM

Yet another pivot on the P2P model? 

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Roundtable on SME finance and business growth - GrowthBusiness.co.uk

Roundtable on SME finance and business growth - GrowthBusiness.co.uk | Alternative Finance | Scoop.it
GrowthBusiness.co.uk Roundtable on SME finance and business growth GrowthBusiness.co.uk Highlighted as a much more sustainable way to raise funding, the panel were in agreement as to the viability of alternative methods such as invoice financing...
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Beat the banks with alternative finance

Beat the banks with alternative finance | Alternative Finance | Scoop.it
The government should focus on alternative forms of finance, outside the conventional banking system.
Louise Beaumont's insight:

Businesses need to be made more aware of their alternative finance options for when the banks are unable to lend

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Peer-to-Peer Lending Likely to Continue its March Into the Mainstream - Huffington Post UK

Peer-to-Peer Lending Likely to Continue its March Into the Mainstream - Huffington Post UK | Alternative Finance | Scoop.it
Peer-to-Peer Lending Likely to Continue its March Into the Mainstream
Huffington Post UK
As the peer-to-peer lending sector (P2P) continues to grow at a rapid pace, it has been interesting to watch the media's reporting on sector.
Louise Beaumont's insight:

Peer-to-peer lending is gathering momentum as a modern finance source

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Who Knows About P2P Lending?

Who Knows About P2P Lending? | Alternative Finance | Scoop.it
A new consumer survey conducted by peer-to-peer lender Assetz Capital has revealed that over half (53%) of consumers do not know what peer-to-peer lending is, identifying it as “a loan to a friend or associate”.

Via P2P Consultants
Louise Beaumont's insight:

SMEs need to be given more information about their alternative finance options

 

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P2P Consultants's curator insight, July 29, 2013 4:28 PM

Interesting facts;

 

A new consumer survey conducted by peer-to-peer lender Assetz Capital has revealed that over half (53%) of consumers do not know what peer-to-peer lending is, identifying it as “a loan to a friend or associate”.

 

Only 28% accurately identified peer-to-peer lending as a non-bank loan to a business or entrepreneur.

 

The key problem with p2p lending is education and awareness. 

 

This survey is done in UK, but the numbers are the same for the US

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How peer to peer lending is helping UK Startups

How peer to peer lending is helping UK Startups | Alternative Finance | Scoop.it
Peer to peer lending is fast becoming the new way of small or larger, first time business owners being able to access necessary loans to help them start up thei (how peer to peer lending is helping UK start ups http://t.co/Sq1XlXeRjZ)...
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Santander eyes move into peer-to-peer lending - Financial Times

Santander eyes move into peer-to-peer lending - Financial Times | Alternative Finance | Scoop.it
Santander eyes move into peer-to-peer lending Financial Times Santander UK is planning to break into the rapidly growing peer-to-peer lending market, in a move that risks undermining the nascent sector's attempts to provide a credible alternative...
Louise Beaumont's insight:

A very interesting read

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Infographic: The Growth of Alternative and Complementary Finance for SMEs

Infographic: The Growth of Alternative and Complementary Finance for SMEs | Alternative Finance | Scoop.it
The market place for business finance is changing rapidly. This infographic highlights why and shows key facts and figures relating to the fast-growing Alternative and Complementary finance sectors. Enjoyed our infographic?
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TheLendingRevolution's curator insight, November 26, 2013 6:20 AM

Great infographics from Platform Black

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Crowdfunding CPD course launched for accountants today - Creditman

Crowdfunding CPD course launched for accountants today Creditman They had used invoice finance as a way to keep on top of cashflow issues, but they became convinced that there must be a better way to meet working capital needs – and in 2010...
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The Peer to Peer Lending – A Real Business Funding Alternative

The Peer to Peer Lending – A Real Business Funding Alternative | Alternative Finance | Scoop.it
With UK startups increasingly finding it difficult to fund a new business, we look at an alternative lending option that is currently gaining a lot of coverage in the press for all the right reasons - peer to peer lending.
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Money Insider: Seeking happier returns? Peer-to-peer worth a look

Money Insider: Seeking happier returns? Peer-to-peer worth a look | Alternative Finance | Scoop.it
Money Insider: Seeking happier returns? Peer-to-peer worth a look
The Independent
This safety net has ensured that to date, every penny of capital and interest has been returned to every lender.
Louise Beaumont's insight:

Peer-to-peer lending still the ideal solution for many businesses looking for funding

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Crowdfunder lands £2m investment deal - Bridging and Commerical

Crowdfunder lands £2m investment deal - Bridging and Commerical | Alternative Finance | Scoop.it
Bridging and Commerical
Crowdfunder lands £2m investment deal
Bridging and Commerical
Platform Black enables SMEs to get access to the money tied up in their invoices by auctioning them online to investors seeking attractive short-term returns.
Louise Beaumont's insight:

Publicity surrounding the Platform Black investment deal

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Nationwide delays SME lending plans

Nationwide delays SME lending plans | Alternative Finance | Scoop.it
Plans to boost credit to small businesses have been dealt a blow after a major lender delayed its launch into the sector until 2016.
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Cable's late payment levy won't work, says Charles Wilson, CEO of Lovetts - Industry Today (press release)

Cable's late payment levy won't work, says Charles Wilson, CEO of Lovetts - Industry Today (press release) | Alternative Finance | Scoop.it
Cable's late payment levy won't work, says Charles Wilson, CEO of Lovetts
Industry Today (press release)
Don't be afraid, make sure they understand very clearly that this will form the basis of your trading relationship Having done this: 3.
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Business owners drive demand for peer-to-peer lending - The Economic Voice

Business owners drive demand for peer-to-peer lending - The Economic Voice | Alternative Finance | Scoop.it
Business owners drive demand for peer-to-peer lending The Economic Voice Entrepreneurs and small and medium business owners are fuelling the demand in Britain's booming web-based peer-to-peer lending industry, says a leading online pawnbroker...
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An Introduction to Peer to Peer Lending

An Introduction to Peer to Peer Lending | Alternative Finance | Scoop.it
Peer to peer lending has been gaining popularity as an alternative investment and a way to diversify. Learn the basics of P2P lending.
Louise Beaumont's insight:

Providing a brief overview of peer-to-peer lending and how it could work for you

 

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TheLendingRevolution's comment, August 7, 2013 2:32 AM
Good comprehensive article scooped by Platform Black.

The main barrier to the uptake of P2P lending could well be awareness and knowledge in general, and as potential lenders or investors build up their understanding of this form of alternative lending, this sector will continue to go from strength to strength.
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Lending to businesses to hit a seven-year low but peer-to-peer to soar

Lending to businesses to hit a seven-year low but peer-to-peer to soar | Alternative Finance | Scoop.it
Oh no! Lending to businesses to hit a seven-year low but peer-to-peer to soar London Loves Business UK banks will lend £422bn to British firms this year, the lowest amount since 2006, although peer-to-peer lending will increase five-fold, a new...
Louise Beaumont's insight:

Reassurance for SMEs that there are alternative finance options out there for times when the banks are unable to lend

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Real Business - Bank lending to businesses is 25% less than before the crash

Real Business - Bank lending to businesses is 25% less than before the crash | Alternative Finance | Scoop.it
SMEs are expected to turn increasingly to alternative sources of finance despite a projected recovery in bank lending next year.
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Small businesses turn to alternative forms of finance as Government's Business ... - PR Web (press release)

Small businesses turn to alternative forms of finance as Government's Business ...
Louise Beaumont's insight:

Alternative financing is increasingly relevant in today's economic climate

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