Whether someone is looking for a party tent for an outdoor wedding, a cement mixer to lay some concrete or an aerial lift for projects where the sky is the limit, the first place many of us turn to is a rental equipment company.
If your company’s day-to-day operations involve the possibility of causing pollution and spreading of contaminants into the air, land and waterways, then it is crucial that your insurance policies provide adequate coverage for all potential pollution scenarios. Pollution cleanup can be a lengthy and expensive process, one which many companies have not been able to survive due to inadequate insurance coverage.
Nonprofit insurance coverage provides your nonprofit with risk management solutions in the event that a loss occurs. This type of specialty insurance coverage is designed to help you manage those risks specific to working in the non-profit community, particularly when it comes to managing volunteers.
Operating a logging company or one that handles wood products comes with a significant potential for loss and harm to your employees. This loss and harm can result from the improper use of heavy equipment necessary for your operations, or accidents that may or may not be the fault of your employees. Lumber insurance companies provide you with ways to mitigate some of the financial loss associated with logging equipment accidents.
Due to economic hardships, there seems to be more gray hair in the workforce. While the economy is on the mend, older workers are shelving retirement. This has ramifications on a number of things for employers, but specifically impacts workers compensation needs.
Rigging is an important part of construction employment. It is used to lift heavy materials with cranes and other machinery. Riggers also pose as signalmen. Not properly rigging of a load can expose riggers and co-workers nearby to a variety of hazards.
Anyone in the construction business knows that being organized is one of the keys to success. Another important element to long-term success in building is having a strong handle on the risk management solution for nearly any contingency that may occur.
Construction is a challenging business in itself. Keeping to timelines and managing contractors isn’t always easy, but when you throw winter into the mix, new complications arise. Some construction projects take a break during harsh winters but most can’t afford to and are forced to make provisions to deal with inclement weather and increased safety risks.
Since 1971, the organization for Occupational Safety and Health Administration (OSHA) has had a well-defined standard in place regarding scaffolds, yet scaffold-related accidents resulting in injuries and even fatalities continue to occur on construction sites.
Everything and every person around a concrete pumping operation should be contributing to the safe operation of the pump, and when this is in fact the case, effective concrete pumping is the usual result. Of course, that may not always be true at a work site, so having concrete pumping insurance is a must-have, to cover those unforeseen eventualities which would otherwise leave a contractor exposed to a great many unpleasant situations.
There is an enormous industry in North American involved with equipment rentals, and the 12,000-plus companies offering these services provide both heavy equipment and light tools to consumers who find it more cost effective to rent rather than purchase them.
Construction industry insurance is an important level of coverage to have in place if you are the manager of a construction site. This type of insurance, in addition to the required OSHA training programs you have in place for your company, helps mitigate against any potential loss that may occur as a result of an accident resulting in personal injury or property damage.
The goal of any good business is to minimize the potential for loss that may arise on the job. According to the Occupational Safety and Health Administration (OSHA) in Washington, D.C., 4,585 workers were killed on the job in 2013, with 16 percent of these fatal work incidents (734) involving contractors.
Nonprofits are different in many respects from other businesses, and one of those areas is risk and the need for nonprofit insurance coverage that protects the unique needs of the organization. In fact, not too long ago it was challenging and sometimes impossible for nonprofit organizations to obtain adequate coverage.
Workers' compensation insurance is an important tool for protecting both employees and employers in today’s workforce. It’s important to know your rights and to make sure your employees know their rights in case of injury on the job. There are many myths that have circulated over the years regarding workers comp. Here are five of them.
The old saying goes that April’s showers bring May’s flowers. However, these springtime showers may not be so great for your worksite. The weather of spring can wreak havoc on an outdoor worksite, unless you’re prepared for it. The best way to keep your workers safe and your work area as hazard-free as possible to be aware of the best practices and risk management tools associated with springtime worksite safety. You should also be sure that your workers are educated on the topic, as well.
As a construction manager, it is important to recognize the potential losses you face and the steps that you can take to mitigate risk and lower the potential for loss. Managing loss and taking the proper steps to reduce your risks will only allow you to better manage your bottom line and bring your projects to completion on time and under budget.
Protecting your construction company with proper insurance is crucial to having long-term success in the business. As skilled as you may be in your job, there are always circumstances beyond your control.
Scaffolding Safety Tips for the Winter Months Ahead
Mike Viola's insight:
Winter is one of the most dangerous times of year for construction workers. Rapid weather changes, low temperatures, falling snow and ice represent just a small sampling of the problems construction workers face on the job each and every day.
Every year logging routinely occupies either the first or second position as the statistical winner formost dangerous profession in the United States, since more accidents resulting in injury and fatality occur in the logging industry than virtually any other.
It is a fairly common misconception that all aspects of the construction industry can be lumped together under the umbrella of a single insurance model that suits all, and satisfies the insurance needs for all. In actuality, the specific needs of the crane and rigging industry call for a very specialized crane and rigging insurance package.
Whether you are a construction worker, are currently managing a site, or own a construction company, you’re probably aware that safety should always be a top priority. When you prepare for some of the most common site risks in the industry, you may spare yourself and others from injury.
As a project or site manager for a construction job, it is your responsibility to determine the appropriate types of coverages that you need to have in place in order to protect against loss. These coverages include protection from loss that arise from the operation of a crane (crane liability insurance) or other forms of heavy equipment (heavy equipment insurance) and general liability coverage related to the overall construction project.
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