Affordable Health Care Act
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On Health Care, Walker and Rubio Offer ObamaCare-Lite - Cato Institute (blog)

On Health Care, Walker and Rubio Offer ObamaCare-Lite - Cato Institute (blog) | Affordable Health Care Act | Scoop.it
Conservatives need to get this right, lest they repeat the same mistake they made in 1993-94.
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Regulator lowers most proposed health insurance rate hikes - The CT Mirror

Regulator lowers most proposed health insurance rate hikes - The CT Mirror | Affordable Health Care Act | Scoop.it
Most insurance companies selling health plans in the state’s individual market will get to raise customers’ premiums in 2016, but not by as much as they proposed, and one major carrier will have to lower its rates, according to decisions released...
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Free medical clinic: One doctor's prescription for affordable health care - NJ.com

Free medical clinic: One doctor's prescription for affordable health care - NJ.com | Affordable Health Care Act | Scoop.it
Volunteers at a free clinic get federal protection from malpractice suits, which helps the clinic attract the services of health care workers who want to provide care but fear liability.
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Why Republicans' health-care plans are bad deals for Americans - Washington Post

Why Republicans' health-care plans are bad deals for Americans - Washington Post | Affordable Health Care Act | Scoop.it
Few trust the “replace” part of the GOP pledge to “repeal and replace.”
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Health Insurance

Health Insurance | Affordable Health Care Act | Scoop.it
Affordable Health Insurance For Elderly It may not be very challenging for you to discover cost-effective insurance cover your wellness if you are young, energetic and fit. However, price of...

Via Madhusudan Chatterjee
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How Two Harvard Grads Want To Change The Face Of Health Insurance - Forbes

How Two Harvard Grads Want To Change The Face Of Health Insurance - Forbes | Affordable Health Care Act | Scoop.it
HoneyInsured wants to make signing up for insurance just another quick task -- and promises to cut the process down to five minutes.
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Extreme Challenges: How Obama should address health care – The Chart

By Dr. Sanjay GuptaCNN Chief Medical CorrespondentThere is no doubt health care will be an extreme c...

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What the 2014 Midterm Elections Mean for Obamacare

What the 2014 Midterm Elections Mean for Obamacare | Affordable Health Care Act | Scoop.it

Revisiting some of the more memorable quotes on Obamacare throughout recent years, and what last month’s elections mean for the future of the Affordable Care Act.

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Open Enrollment Week 3: November 29 – December 5, 2014 | HHS.gov/healthcare

Open Enrollment Week 3: November 29 – December 5, 2014 | HHS.gov/healthcare | Affordable Health Care Act | Scoop.it
Anthony Alarcon's insight:

Yes We Can

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FTC Alleges Debt Brokers Illegally Exposed Personal Information of Tens of Thousands of Consumers on the Internet | Federal Trade Commission

FTC Alleges Debt Brokers Illegally Exposed Personal Information of Tens of Thousands of Consumers on the Internet | Federal Trade Commission | Affordable Health Care Act | Scoop.it
At FTC’s Request, Court Orders Brokers to Inform Consumers of Exposure, Take Down Information
FOR RELEASE
November 12, 2014
TAGS: Finance Technology Bureau of Consumer Protection Consumer Protection Credit and Finance Debt Debt Collection Privacy and Security Consumer Privacy
At the request of the Federal Trade Commission, a federal court has ordered two debt sellers that posted the sensitive personal information of more than 70,000 consumers online to notify the consumers and explain how they can protect themselves against identity theft and other fraud in light of the disclosures.

In two separate cases, the FTC alleges the debt sellers posted consumers’ bank account and credit card numbers, birth dates, contact information, employers’ names, and information about debts the consumers allegedly owed on a public website. The complaints allege that the debt sellers exposed this sensitive information in the course of trying to sell portfolios of past-due payday loan, credit card, and other purported debt.

According to the complaint, the defendants posted their portfolios, in the form of Excel spreadsheets, on the website without encryption, appropriate redaction, or any other protection, meaning any visitor to the website could access and download the spreadsheets, and use the information to exploit consumers. The website where the information was posted caters to the debt collection industry but was open to public viewing. The FTC alleges that the portfolios have been accessed at least over 500 times.

“Debt brokers and collectors who play fast and loose with people’s sensitive personal and financial information are causing tremendous harm,” said Jessica Rich, director of the FTC’s Bureau of Consumer Protection. “Companies must treat sensitive consumer information with appropriate care and security, and the FTC will take action when they fail to do so."

In its complaints, the FTC alleges the disclosures violated the consumers’ privacy, put them at risk of identity theft, and exposed them to “phantom” debt collection, a practice in which unscrupulous debt collectors try to extract payments from consumers when they do not have authority to collect the debts. The FTC noted that the disclosures also publicly branded the consumers as debtors, putting them at risk of other harms, including possible loss of employment or employment opportunities.

The defendants in the two cases include Cornerstone and Company, LLC, of Riverside, Calif., and its owner, Brandon Lambert; and Bayview Solutions, LLC, of St. Petersburg, Fla., and its owner, Aron Tomko.

The FTC’s complaints allege the defendants violated the FTC Act by unfairly exposing consumers’ personal information without their knowledge or consent. The agency is asking the court to stop the defendants from repeating these actions in the future and to require the defendants to provide redress to consumers injured by their actions.

The court entered a preliminary injunction against the defendants in the Cornerstone case on September 10, 2014. The defendants in the Bayview case agreed to the entry of a preliminary injunction in their case, which was entered on Nov. 3, 2014. In addition to requiring the defendants to notify affected consumers, the injunctions require the companies to use reasonable safeguards for consumer information in their possession.

This case is part of the FTC’s continuing crackdown on scams that target consumers from every community in financial distress. Due to the FTC’s action, the spreadsheets containing the consumers’ personal information have been removed from the internet. For more information for consumers on debt collection and related issues, see Dealing with Debt on the FTC’s website.     

The Commission votes authorizing the staff to file the complaints were 5-0. The complaints were filed in the U.S. District Court for the District of Columbia.

NOTE: The Commission files a complaint when it has “reason to believe” that the law has been or is being violated and it appears to the Commission that a proceeding is in the public interest. The case will be decided by the court.

The Federal Trade Commission works for consumers to prevent fraudulent, deceptive, and unfair business practices and to provide information to help spot, stop, and avoid them. To file a complaint in English or Spanish, visit the FTC’s online Complaint Assistant or call 1-877-FTC-HELP (1-877-382-4357). The FTC enters complaints into Consumer Sentinel, a secure, online database available to more than 2,000 civil and criminal law enforcement agencies in the U.S. and abroad. The FTC’s website provides free information on a variety of consumer topics. Like the FTC on Facebook, follow us on Twitter, and subscribe to press releases for the latest FTC news and resources.
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#Ready4OE2: Lots of Moving Parts, but One Simple Message for Renewals: Take Action! | Enroll America

#Ready4OE2: Lots of Moving Parts, but One Simple Message for Renewals: Take Action! | Enroll America | Affordable Health Care Act | Scoop.it
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State Trends in Premiums and Deductibles, 2003–2010: The Need for Action to Address Rising Costs

State Trends in Premiums and Deductibles, 2003–2010: The Need for Action to Address Rising Costs | Affordable Health Care Act | Scoop.it
State Trends in Premiums and Deductibles, 2003–2010: The Need for Action to Address Rising Costs

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Rapidly rising health insurance costs continue to strain the budgets of U.S. families and employers. This issue brief analyzes changes in private employer-based health premiums and deductibles for all states from 2003 to 2010, and finds total premiums for family coverage increased 50 percent across states and employee annual share of premiums increased by 63 percent over these seven years. At the same time, per-person deductibles doubled in large, as well as small, firms. If premium trends continue at the rate prior to enactment of the Affordable Care Act, the average premium for family coverage will rise 72 percent by 2020, to nearly $24,000. Health reform offers the potential to reduce insurance cost growth while improving financial protections. If efforts succeed in slowing annual premium growth by 1 percentage point, by 2020 employers and families together would save $2,161 annually for family coverage, compared with projected premiums at historical rates of increase. 
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How Two Harvard Grads Want To Change The Face Of Health Insurance - Forbes

How Two Harvard Grads Want To Change The Face Of Health Insurance - Forbes | Affordable Health Care Act | Scoop.it
HoneyInsured wants to make signing up for insurance just another quick task -- and promises to cut the process down to five minutes.
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Rescooped by Anthony Alarcon from Affordable Health Care Act
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Health Insurance

Health Insurance | Affordable Health Care Act | Scoop.it
Affordable Health Insurance For Elderly It may not be very challenging for you to discover cost-effective insurance cover your wellness if you are young, energetic and fit. However, price of...

Via Madhusudan Chatterjee, Anthony Alarcon
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Why Republicans' health-care plans are bad deals for Americans - Washington Post

Why Republicans' health-care plans are bad deals for Americans - Washington Post | Affordable Health Care Act | Scoop.it
Few trust the “replace” part of the GOP pledge to “repeal and replace.”
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Scooped by Anthony Alarcon
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Free medical clinic: One doctor's prescription for affordable health care - NJ.com

Free medical clinic: One doctor's prescription for affordable health care - NJ.com | Affordable Health Care Act | Scoop.it
Volunteers at a free clinic get federal protection from malpractice suits, which helps the clinic attract the services of health care workers who want to provide care but fear liability.
more...
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Scooped by Anthony Alarcon
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Regulator lowers most proposed health insurance rate hikes - The CT Mirror

Regulator lowers most proposed health insurance rate hikes - The CT Mirror | Affordable Health Care Act | Scoop.it
Most insurance companies selling health plans in the state’s individual market will get to raise customers’ premiums in 2016, but not by as much as they proposed, and one major carrier will have to lower its rates, according to decisions released...
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Who's charging more for Obamacare? Surprise.... - CNBC

Who's charging more for Obamacare? Surprise.... - CNBC | Affordable Health Care Act | Scoop.it
Large insurers raised prices at a higher rate than smaller ones, and provider-owned plans tended to be more expensive, two studies found.
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Deadline is Sunday to avoid Affordable Health Care Act penalty - FOX31 Denver

Deadline is Sunday to avoid Affordable Health Care Act penalty - FOX31 Denver | Affordable Health Care Act | Scoop.it
DENVER -- If you don’t have health care, you only have three more days to enroll or face a penalty. So far 132,000 people have signed up for health insurance through Connect for Health Colorado thi...
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Slower Premium Growth Under Obama

Slower Premium Growth Under Obama | Affordable Health Care Act | Scoop.it
Republicans say the average family health insurance premium has increased by $4,154 under President Obama. That's right -- and it's a much slower rate of growth than under President George W. Bush....
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Group helps people sign up for health insurance - WWMT-TV

Group helps people sign up for health insurance - WWMT-TV | Affordable Health Care Act | Scoop.it
(NEWSCHANNLE 3) - If you are looking to have insurance coverage through the new health care law by the first of the year you have just days to sign up.A group of non-profits in both Kalamazoo and Calhoun counties are holding a series of workshops ...
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Supreme Court Agrees To Hear New Challenge To Obamacare

Supreme Court Agrees To Hear New Challenge To Obamacare | Affordable Health Care Act | Scoop.it
Obamacare once again faces death before the Supreme Court.

The justices announced Friday they will decide on a lawsuit claiming that the language of the Affordable Care Act doesn't allow the government to provide tax credits to low- and moderate-i...
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Data for Health: Coming to a Town Near You … | The Health Care Blog

Data for Health: Coming to a Town Near You … | The Health Care Blog | Affordable Health Care Act | Scoop.it
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Notre Dame offering married same-sex couples health, retirement benefits

Notre Dame offering married same-sex couples health, retirement benefits | Affordable Health Care Act | Scoop.it
The University of Notre Dame, one of the largest Catholic Church-affiliated colleges in the United States, has announced that it will extend spousal benefits to married same-sex couples under its employee health care and retirement plans.

Faculty and employees of the South Bend, Indiana-based college were informed via email on Oct. 9 that the university would “immediately” update eligibility rules under its employee benefit plans, following the U.S. Supreme Court's recent denial of appeals to federal court rulings legalizing same-sex marriage in five states, including Indiana.

“This means that the law in Indiana now recognizes same-sex marriages, and the University will extend benefits to all legally married spouses, including same-sex spouses,” the university's Office of Human Resources said in its email notification to employees. “Notre Dame is a Catholic university and endorses a Catholic view of marriage. However, it will follow the relevant civil law and begin to implement this change immediately.”

Notre Dame was one of two Catholic-affiliated colleges in South Bend to announce changes to its benefits program in the wake of the Supreme Court's Oct. 6 decision, which effectively legalized same-sex marriage in Indiana, Wisconsin, Oklahoma, Utah and Virginia. St. Mary's College, the women's sister college of Notre Dame, also plans to expand eligibility for spousal benefits to include married gay and lesbian couples, a spokesman for the college said in an email to Business Insurance.
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